Financials
- Financial year
- 2025
- Total assets
- €55,054
- Profit
- €5,525
- Solvency
- 15.5%
TJ RENOVATION CONCEPT
Judicial reorganisationSummary
The file of TJ RENOVATION CONCEPT contains 1 judicial reorganisation, as published in the Belgian Official Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €8,525 and a net result of €5,525. Its solvency ranks better than 18% of 34,483 sector peers (NACE 43, financial year 2025).
Are you a creditor?
Judicial reorganisation
Source: Belgian Official Gazette
Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.
The procedure
- Court
- Enterprise Court of Liège
- Opened
- 2 July 2026
- Track
- Reorganisation by collective agreement
- Docket number
- 20260046
- Moratorium until
- 2 September 2026 (passed; an extension would be in a later judgment)
- Creditors' vote
- 1 September 2026
- Delegated judge
- Benoit Burnotte
- Official Gazette
- 16-07-2026 (pdf) ↗search the document for 2026/130652
What to do now
- Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
- Check the amount the company lists you for: it has to tell you. If it is wrong, dispute it in writing.
- The company files a reorganisation plan and creditors vote on it at a hearing. A plan approved and confirmed by the court also binds those who voted against.
- What you deliver after the opening is not covered by the moratorium: agree clear payment terms.
- The file is in RegSol, where you can read the documents of the procedure.
Deadlines: the judgment sets how long the moratorium runs. That date is in RegSol and in the publication in the Official Gazette. The date of the vote on the plan is in the judgment and in RegSol.
View the file in RegSol ↗
Follow
Follow this reorganisation: you are alerted to an extension, the court's approval, the closure or a bankruptcy.
General information, not legal advice. If in doubt, your lawyer or your accountant can help.Creditor guide for this company
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Overview
Activity
Painting of buildings
NACE 43341Joinery installation NACE 43320
1 site
Size
€55,054total assets 2025
- Staff
- 2 FTE
- Equity
- €8,525
- Profit
- €5,525
Turnover not published (micro format)
Financial health
24
Critical
Checked score 2025Reorganisation running: about 1 in 4 bankrupt within the year
Structure
Accounts filed 31 days late
Signalsraises riskWeak solvency vs sectorYoung companyIn judicial reorganisationneutralFiled after the deadlineShow the evidence
Checked score
Score 2025
24
/ 100
Critical
Without a bankruptcy probability: score from the figures alone
An ongoing judicial reorganisation from the Belgian Official Gazette caps the score at 24. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency
40
equity 15.5% of total assets
Liquidity
4
short-term debt 84.3% · cash 0.0%
Profitability
61
return on assets 10.0%
Bankruptcy probability, 12 months
Judicial reorganisation
About 1 in 4 comparable companies went bankrupt within the year
A judicial reorganisation is open: we then compute no probability from the figures. Measured over every Belgian company in an open or failed reorganisation: 25% to 26% bankrupt within twelve months (2024 and 2025).
No credit on open account during an ongoing judicial reorganisation
Liquidity tight (current ratio 1.16, below the usual 1.5; short-term debt: 84.3% and cash: 0% of total assets), and 84.5% of the assets are financed with debt and provisions.
Signals
Four signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 34483 sector peers (2025).
NBB · sector comparisonPosition among 34483 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- OpeningEnterprise Court of Liège ·…
- IncorporationAppointment: TUMBA TSCHIBANGU Joe (administrateur…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Painting of buildingsNACE 43341
- Founded
- 26-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 28
- Annual meeting
- Last Tuesday of April at 18:00
- Purpose
- “L'exécution de tous travaux de plafonnage, de peinture et de décoration intérieure et…” (deed in French)
- Statutory auditor
- No statutory auditor
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