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TIYA

Active Private limited companyfounded 2016active for 10 yearsBriekhoekstraat 22, 8890 MoorsledeKBO/BCE: BE 0659.695.317

Lifetime

9 annual accounts with figures on one time axis
peak €48,621 (2021)
€47,352▼ 0.4%
lowest -€45,169 (2017)
€391▼ 43.6%
peak €3,026 (2025)
€3,026▲ 14.8%
€606,962▼ 4.0%
Board1 name since 2021
1 directorHeemeryck Bernard
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Result from €693 to €391Equity from €2,635 to €3,026

Key points

from the 2025 annual accounts

Turnover

≈ €77,000 estimated

The accounts state no turnover.

Debts

€606,962 100% of the balance sheet
Financial debts 30%Taxes and wages 0%Other 70%

Of this, €426,407 falls due within a year.

Filings

9 annual accounts since 2017
AprilJune31 JulyOctober20202025

The last five annual accounts were filed 33 to 42 days before the end of the period.

Checked score

88
Excellent
Financially stronger than 36% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.3 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Weak

25=equity 0.5% of total assets
17-2short-term debt 69.9% · cash 3.3%
44=return on assets 0.1%

Score breakdown

raises risk
Equity €3,026 (0.5% of total assets)
lowers risk
Size: total assets €609,988
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 26-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 20% of them on solvency, 14% on liquidity, 39% on profitability and 71% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,448 companies had the same profile as TIYA has now. Each dot stands for 4 companies, two years later.

95.6%
were still trading
2.1%
stopped another way
2.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of TIYA itself is lower: 0.2% within 12 months. It rests on far more data about TIYA than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,448 companies, not a prediction for TIYA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €609,988
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €3,026 (0.5% of total assets)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Figures for financial year 2025 (filed on 26-06-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 17194 sector peers (2025).
NBB · sector comparison
Position among 17194 sector peers
Solvency
better than 21%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €3,026
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
35 days early
2024
36 days early
2023
33 days early
2022
42 days early
2021
41 days early
2020
39 days early
2019
39 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

HB
Heemeryck Bernard
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0659695317
Amendment of the articles · Legal-form change Board composition: Heemeryck Bernard (sole director (not named in the articles)) · General meeting of 15-11-2023 · Gazette deed
Incorporation published on 19-07-2016 · Gazette deed
First establishment Briekhoekstraat 22, Moorslede
All 15 events

Comparable companies

same main activity, similar in size and age
Company
TIYA Moorslede €609,988 €47,352 0.5% -
Wilo1 Menen €655,610 €54,179 20.8% -
Immo FIVY Ichtegem €566,717 €50,994 53.4% -
JPL IMMO & INVEST Frameries €629,201 €45,771 -22.6% -
Moba & Co Ixelles €656,855 €50,117 98.1% -
COURBARIL Waremme €610,318 €41,518 -21.5% -
PRO SEAL INVEST Maasmechelen €630,979 €54,330 14.5% -

These companies have the same main activity as TIYA: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €567,000 and €657,000, founded between 2014 and 2017.

Official details

Source: KBO
Status
Active since 15-07-2016Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
Establishment unit
2.255.389.7588890 Moorslede, since 15-07-2016
Financial year end
31 December
Peppol
Reachable since 21-05-2025
Company details

Annual accounts 2025

€609,988▼ 3.9%
Filing
Filed on 26-06-2026, 35 days before the end of the filing period
Financials

Insights on TIYA

TIYA files the micro format. That format states no turnover. The gross margin rose from €3,768 in 2017 to €47,352 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TIYA

What is the company number of TIYA?
The company number of TIYA is 0659.695.317. The VAT number is the same number with BE in front: BE 0659.695.317.
Where is TIYA based?
The registered office is at Briekhoekstraat 22, 8890 Moorslede.Company details
What does TIYA do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of TIYA?
TIYA is a private limited company (BV).
When was TIYA founded?
TIYA was founded on 15-07-2016.
Is TIYA still active?
Yes, TIYA is an active enterprise in the KBO register.
What is the turnover of TIYA?
The turnover in financial year 2025 is ≈ €77,000. This figure is estimated from the gross margin of €47,352 and 51 comparable companies (NACE 682). It probably lies between €58,000 and €110,000.Financials
Is TIYA profitable?
In financial year 2025, TIYA made a profit of €391.
Where can I find the annual accounts of TIYA?
TIYA filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TIYA due?
TIYA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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