TIVOLUX PRO
ActiveTIVOLUX PRO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.13M and a net result of €534k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 208 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▼-11
Solvency60▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.43 in 2023; short-term debt: 22.8% and cash: 1.9% of total assets), but 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 22
Relative position
BE, all sectors
reference
Sector 22
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.1%
Return on assets
8.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
29 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€534k▼ 22.7%
2023 · €691k
2018: €166k
2019: €374k
2020: €86k
2021: €319k
2022: €293k
2023: €691k
2018 → 2024
Working capital
€2.12M▲ 5.8%
2023 · €2.00M
2018: €1.94M
2019: €2.16M
2020: €2.29M
2021: €1.95M
2022: €1.78M
2023: €2.00M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.63M-€1.16M▼ 28.7%€1.24M▲ 6.7%€1.61M▲ 30.4%€2.13M▲ 32.2%
Operating result€205k-€544k▲ 165%€538k▼ 1.3%€1.08M▲ 100%€753k▼ 30.0%
Net result€86k-€319k▲ 269%€293k▼ 8.3%€691k▲ 136%€534k▼ 22.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 30% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.08M
Fixed assets
€2.58M▲ 9.6%
Current assets
€3.50M▲ 2.9%
Equity and liabilities €6.08M
Equity
€2.13M▲ 32.2%
Provisions
€2k
Debt
€3.95M▼ 4.8%
The debt ratio falls from 72.0% to 64.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.06M▼
2023 · €1.35M
Cash flow
€841k▼
2023 · €966k
Solvency
35.1%▲
2023 · 28.0%
Current ratio
2.53▲
2023 · 2.43
Quick ratio
1.31▲
2023 · 1.28
Debt / equity
1.85▼
2023 · 2.57
ROE
25.0%▼
2023 · 42.8%
ROA
8.8%▼
2023 · 12.0%
Interest coverage
3.94▼
2023 · 4.77
Debt
€3.95M▼
2023 · €4.15M
Debt ≤ 1 year
€1.39M▼
2023 · €1.40M
Debt > 1 year
€2.56M▼
2023 · €2.74M
Income taxes
€114k▼
2023 · €273k
Staff costs
€3.21M▲
2023 · €3.15M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5.76M€6.08M▲
Fixed assets21/28€2.35M€2.58M▲
Intangible fixed assets21€1.40M€1.40M=
Tangible fixed assets22/27€952k€1.18M▲
Land and buildings22€739k€600k▼
Plant, machinery and equipment23€42k€342k▲
Furniture and vehicles24€171k€235k▲
Financial fixed assets28€5k€5k▼
Current assets29/58€3.41M€3.50M▲
Stocks and contracts in progress3€1.61M€1.69M▲
Stocks30/36€1.42M€1.45M▲
Contracts in progress37€185k€241k▲
Amounts receivable within one year40/41€1.36M€1.66M▲
Trade receivables40€1.17M€1.60M▲
Other amounts receivable41€188k€57k▼
Cash at bank and in hand54/58€405k€113k▼
Deferred charges and accrued income490/1€38k€36k▼
Equity and liabilities
Total equity and liabilities10/49€5.76M€6.08M▲
Equity10/15€1.61M€2.13M▲
Contributions10/11€220k€220k=
Reserves13€1.34M€1.34M▲
Non-distributable reserves130/1€22k€22k=
Reserves not available under the articles1311€22k€22k=
Tax-exempt reserves132-€8k
Distributable reserves133€1.31M€1.31M=
Profit (loss) carried forward14-€526k
Investment grants15€59k€44k▼
Provisions and deferred taxes16-€2k
Deferred taxes168-€2k
Amounts payable17/49€4.15M€3.95M▼
Amounts payable after more than one year17€2.74M€2.56M▼
Financial debts170/4€2.74M€2.56M▼
Amounts payable within one year42/48€1.40M€1.39M▼
Current portion of amounts payable after more than one year42€392k€446k▲
Financial debts43-€60k
Other loans439-€60k
Trade debts44€253k€196k▼
Suppliers440/4€253k€196k▼
Taxes, remuneration and social security45€459k€607k▲
Taxes450/3€129k€262k▲
Remuneration and social security454/9€330k€345k▲
Other amounts payable47/48€300k€77k▼
Accrued charges and deferred income492/3€687€525▼
Income statement
Code20232024
Remuneration, social security and pensions62€3.15M€3.21M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275k€307k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-29k€-6k▲
Other operating charges640/8€98k€77k▼
Non-recurring operating charges66A€809€3k▲
Gross operating margin9900€4.57M€4.35M▼
Operating profit (loss)9901€1.08M€753k▼
Financial income75/76B€171k€166k▼
Recurring financial income75€171k€166k▼
Financial charges65/66B€283k€269k▼
Recurring financial charges65€283k€269k▼
Profit (loss) for the period before taxes9903€964k€650k▼
Transfer to deferred taxes680-€2k
Income taxes67/77€273k€114k▼
Profit (loss) for the period9904€691k€534k▼
Transfer to tax-exempt reserves689-€8k
Profit (loss) for the period to be appropriated9905€691k€526k▼
Appropriation of the result
Profit (loss) to be appropriated9906€691k€526k▼
Transfer to equity691/2€391k-
To other reserves6921€391k-
Profit to be distributed694/7€300k-
Return on contributions (dividend)694€300k-
Social balance
Average headcount (FTE)908757.7-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
2024
31-12
Financial
Equity above €2MEq €2.13M ▲32.2%
7 profitable years in a row build equity to €2.13M.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €691k ▲136%
Operating result €1.08M, net result €691k, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €86k ▼76.9%
Net result drops to €86k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Léopold III(BR) 197130 BincheGround area
1.7 ha
Building footprint
7,900 m²
Volume, LiDAR
53,402 m³
Parcel 55005C0266/00M000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ATOME ALU
since 20012.042.518.904
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55005C0266/00M000 | Wallonia | 1.7 ha | 1 · 7,899 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 629 companies in sector 22240 we hold annual accounts for 360. 152 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-1989
Fiscal year end31-12
Trade name FR
ATOME ALU
Activities, NACEBEL
22230Manufacture of rubber and plastic products
25230
45421
43320Joinery installation
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.