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TITUS & CO

Active
Private limited company (pre-2019)founded 201610 yrs activeSteenweg op Bellingen(P) 15, 1670 Pepingen, BelgiumKBO/BCE: BE 0656.566.967
Summary

The computed 12-month bankruptcy probability of TITUS & CO is 4.7% (elevated). The 2025 annual accounts show negative equity (-€409,854) and a net result of -€23,179. Equity is shrinking by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 16078 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
TITUS & COActiveChecked score 37/100
Risk analysis ReportCompare

Overview

Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
2 sites
Size
€78,938total assets 2025
Equity
-€409,854
Loss
-€23,179
Turnover not published (abridged schema)
Financial health
37 Weak Checked score 2025
Bankruptcy chance 12 m
4.7%
Structure
Accounts 1 d early0 of 2 deeds read
Why 37- 1 change of registered office in 24 months- Sector Food and beverage service activities (NACE 56)- Negative equity -€409,854+ Liquidity: current ratio 0.11, cash €38,571Show the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 25% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -519.2% of total assets
Liquidity 50+44
short-term debt 619.2% · cash 48.9%
Profitability 0=
return on assets -29.4%
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,690 companies)
Last 24 months 11-2024: 3.7% 12-2024: 3.7%● 0.0% vs 11-2024 01-2025: 3.7%● 0.0% vs 12-2024 02-2025: 3.7%● 0.0% vs 01-2025 03-2025: 3.7%▼ -0.8% vs 02-2025lowest value 04-2025: 6.0%▲ +62.3% vs 03-2025 05-2025: 6.0%● 0.0% vs 04-2025 06-2025: 5.9%▼ -1.7% vs 05-2025 07-2025: 6.2%▲ +3.9% vs 06-2025 08-2025: 6.5%▲ +5.7% vs 07-2025 09-2025: 6.3%▼ -3.3% vs 08-2025 10-2025: 6.8%▲ +7.5% vs 09-2025 11-2025: 7.5%▲ +11.2% vs 10-2025highest value 12-2025: 4.1%▼ -45.4% vs 11-2025 01-2026: 4.1%● 0.0% vs 12-2025 02-2026: 4.1%● 0.0% vs 01-2026 03-2026: 4.1%● 0.0% vs 02-2026 04-2026: 4.1%● 0.0% vs 03-2026 05-2026: 4.1%● 0.0% vs 04-2026 06-2026: 4.0%▼ -1.9% vs 05-2026 07-2026: 4.1%▲ +1.3% vs 06-2026 08-2026: 4.3%▲ +6.1% vs 07-2026 09-2026: 4.2%▼ -2.8% vs 08-2026 10-2026: 4.7%▲ +11.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Negative equity -€409,854 raises the probability
  • Liquidity: current ratio 0.11, cash €38,571 lowers the probability
No credit on open account
Liquidity short (current ratio 0.11 against 0.11 in 2024; short-term debt: 619.2% and cash: 48.9% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 49%, profitability 8%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Negative equity -€409,854
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.11, cash €38,571
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€409,854
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
10 d late
2021
32 d late
2020
60 d late
2019
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close05-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€409,854 View
  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€23,179 View
  • Caution: Among the weakest 5% on solvencysector median 30.2% · 16,078 companies -519.2% View

By topic

Financials

Fiscal year
2025
Total assets
€78,938
Loss
-€23,179
Solvency
-519.2%
Total assets▼ 14.5%
Net result
20192025
Go to Financials

Timeline

Events
9
Since
2018
Next accounts
by 31-10-2026
  1. 30-10-2025Annual accounts filed
  2. 30-10-2024Annual accounts filed
  3. 31-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Full-service restaurantsNACE 56111
Founded
10-06-2016
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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