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TiTi

Active
Private limited companyfounded 20215 yrs activeWelzijnstraat 103, 9620 Zottegem, BelgiumKBO/BCE: BE 0771.594.022

TiTi has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-6k) and a net result of €-2k. Equity is shrinking by ~82.5% per year across the filed fiscal years. Its solvency ranks better than 8% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
44 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▲+19
Solvency8▼-7
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.27 in 2024; short-term debt: 111% and cash: 7.1% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-16.9%
Return on assets
-5%
Age of the figures
18 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year €-6k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-10-2025, 24 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
24 d early
2024
8 d early
2023
11 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-6k▼ 41.8%
2024 · €-4k
2023: €1k 2024: €-4k
2023 → 2025
Total assets
€37k▼ 19.8%
2024 · €46k
2023: €43k 2024: €46k
2023 → 2025
Net result
€-2k▲ 66.1%
2024 · €-5k
2023: €-2k 2024: €-5k
2023 → 2025
Working capital
€-30k▲ 4.7%
2024 · €-31k
2023: €-24k 2024: €-31k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€1k-€-4k€-6k▼ 41.8%
Operating result€-816-€-5k▼ 474%€-2k▲ 66.6%
Net result€-2k-€-5k▼ 173%€-2k▲ 66.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-6k€-4k€-2k€0Operating result 2023: €-816€-816Net result 2023: €-2k€-2kOperating result 2024: €-5k€-5kNet result 2024: €-5k€-5kOperating result 2025: €-2k€-2kNet result 2025: €-2k€-2k202320242025
The operating result stays negative: a loss of €2k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets €26k▼ 24.8%
Current assets €11k▼ 5.6%
Key figures and ratios
2025 value · change against 2024
EBITDA
€7k
2024 · €4k
Cash flow
€7k
2024 · €3k
Solvency
-16.9%
2024 · -9.6%
Current ratio
0.27
2024 · 0.27
Quick ratio
0.27
2024 · 0.27
Debt / equity
-6.91
2024 · -11.46
ROA
-5.0%
2024 · -11.8%
Interest coverage
27.46
2024 · 4.85
Debt
€43k
2024 · €50k
Debt ≤ 1 year
€41k
2024 · €43k
Debt > 1 year
€2k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€46k€37k
Fixed assets21/28€34k€26k
Tangible fixed assets22/27€34k€26k
Land and buildings22€14k€12k
Furniture and vehicles24€20k€14k
Current assets29/58€12k€11k
Amounts receivable within one year40/41€7k€8k
Trade receivables40€7k€8k
Cash at bank and in hand54/58€5k€3k
Deferred charges and accrued income490/1€347€390
Equity and liabilities
Total equity and liabilities10/49€46k€37k
Equity10/15€-4k€-6k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-7k€-9k
Amounts payable17/49€50k€43k
Amounts payable after more than one year17€7k€2k
Financial debts170/4€7k€2k
Amounts payable within one year42/48€43k€41k
Current portion of amounts payable after more than one year42€5k€5k
Trade debts44€5k€191
Suppliers440/4€5k€191
Taxes, remuneration and social security45€5k€7k
Taxes450/3€5k€7k
Other amounts payable47/48€28k€28k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k
Other operating charges640/8€1k€408
Non-recurring operating charges66A-€532
Gross operating margin9900€5k€8k
Operating profit (loss)9901€-5k€-2k
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€737€272
Recurring financial charges65€737€272
Profit (loss) for the period before taxes9903€-5k€-2k
Profit (loss) for the period9904€-5k€-2k
Profit (loss) for the period to be appropriated9905€-5k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-9k
Profit (loss) brought forward from the previous period14P€-2k€-7k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
07-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
23-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2023
20-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Welzijnstraat 1039620 Zottegem
Ground area
222 m²
Building footprint
167 m²
Volume, LiDAR
1,293 m³
Parcel 41081A0706/00F002, Flanders · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TiTi BV
Welzijnstraat 103, 9620 ZottegemFinancial service activities, except insurance and pension funding
since 20212.319.813.101
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41081A0706/00F002 Flanders 222 m² 1 · 167 m² 13.9 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 4,967 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-07-2021
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.