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TITECA PRO EXPERTS

Active
Public limited companyfounded 200223 yrs activeHeirweg 198, 8800 Roeselare, BelgiumKBO/BCE: BE 0479.203.358
Summary

TITECA PRO EXPERTS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €306,698 and a net result of €461,742. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 3799 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
TITECA PRO EXPERTSActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Certified accountants and tax accountants NACE 69201Business consulting NACE 70220
1 site
Size
€4.3mturnover 2025
Staff
20.8 FTE
Equity
€306,698
Profit
€461,742
Financial health
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Parent
TITECA · 100%
Accounts 45 d early2 of 9 deeds read
Why 86- Size: turnover €4.3m, 20.8 FTE, total assets €1.7m- Equity €306,698 (18.3% of total assets)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Profit of €461,742 (FY 2025)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 43-6
equity 18.3% of total assets
Liquidity 16-19
short-term debt 75.8% · cash 5.7%
Profitability 91+15
return on assets 27.5%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,509 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%● 0.0% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%▼ -1.3% vs 02-2025 04-2025: 0.4%● 0.0% vs 03-2025 05-2025: 0.4%▼ -2.6% vs 04-2025 06-2025: 0.4%▼ -3.9% vs 05-2025 07-2025: 0.5%▲ +30.7% vs 06-2025 08-2025: 0.7%▲ +57.0% vs 07-2025highest value 09-2025: 0.1%▼ -86.6% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +5.0% vs 03-2026 05-2026: 0.1%▼ -3.8% vs 04-2026 06-2026: 0.1%▼ -5.9% vs 05-2026lowest value 07-2026: 0.3%▲ +167% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Size: turnover €4.3m, 20.8 FTE, total assets €1.7m raises the probability for this profile
  • Equity €306,698 (18.3% of total assets) raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Profit of €461,742 (FY 2025) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.31 in 2024; short-term debt: 75.8% and cash: 5.7% of total assets), and 81.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 19%, liquidity 7%, profitability 90%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: turnover €4.3m, 20.8 FTE, total assets €1.7m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Equity €306,698 (18.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Profit of €461,742 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 3799 sector peers (2025).
NBB · sector comparison
Position among 3799 sector peers
Solvency
better than 20%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €306,698
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
3 d early
2023
2 d early
2022
13 d early
2021
22 d late
2020
3 d early
2019
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Appointment: KONTABI (day-to-day manager)Permanent representatives: Thomas van der…
  3. Resignation: ACCORMA (non-statutory director)Permanent representatives: Frank Vercruysse, Michael…

Key points

  • Positive: Result rose in 2025from €154,542 to €461,742 ▲ 199% View
  • Controlled by TITECA 100% View
  • Positive: 7 profitable years in a rowprofit 2025: €461,742 7 years View
  • Board changedlatest change 01-04-2026 · 0 in office 1 joined · 1 left View
  • Among the largest 18% on staffsector median 3.4 FTE · 1,711 companies 20.8 FTE View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Turnover
€4.3m
Profit
€461,742
Solvency
18.3%
Turnover▼ 3.7%
Net result
20212025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 16-06-2026Annual accounts filed
  2. 20-05-2026Appointment: KONTABI (day-to-day manager)
  3. 01-04-2026Resignation: ACCORMA (non-statutory director)
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Business and other management consultancyNACE 70200
Founded
31-12-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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