TISSER
ActiveTISSER has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €84k and a net result of €68k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 210 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability92▲+42
Solvency48▲+18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.27 in 2025; short-term debt: 63.4% and cash: 3.9% of total assets), but 76.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
23.2%
Return on assets
18.7%
Age of the figures
7 mo
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 04-08-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
57 d early
2025
33 d early
2024
39 d early
2023
38 d early
2022
35 d early
2021
49 d early
2020
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today28-02-2027 close30-09-2027 deadline
Financials · fiscal year 2026, abbreviated schema
Equity
€84k▲ 417%
2025 · €16k
2019: €-466k
2020: €-475k
2021: €-443k
2022: €-458k
2023: €-476k
2024: €11k
2025: €16k
2019 → 2026
Total assets
€361k▲ 3.0%
2025 · €350k
2019: €343k
2020: €281k
2021: €300k
2022: €291k
2023: €305k
2024: €320k
2025: €350k
2019 → 2026
Net result
€68k▲ 1,286%
2025 · €5k
2019: €15k
2020: €-9k
2021: €33k
2022: €-15k
2023: €-18k
2024: €10k
2025: €5k
2019 → 2026
Working capital
€130k▲ 82.0%
2025 · €71k
2019: €30k
2020: €39k
2021: €101k
2022: €96k
2023: €88k
2024: €81k
2025: €71k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€-458k-€-476k▼ 4.0%€11k€16k▲ 43.1%€84k▲ 417%
Operating result€870-€-2k€21k€14k▼ 34.9%€103k▲ 652%
Net result€-15k-€-18k▼ 21.7%€10k€5k▼ 49.8%€68k▲ 1,286%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 652% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €361k
Fixed assets
€3k▼ 80.2%
Current assets
€358k▲ 6.2%
Equity and liabilities €361k
Equity
€84k▲ 417%
Debt
€277k▼ 17.0%
The debt ratio falls from 95.4% to 76.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€112k▲
2025 · €23k
Cash flow
€77k▲
2025 · €14k
Solvency
23.2%▲
2025 · 4.6%
Current ratio
1.57▲
2025 · 1.27
Quick ratio
0.09▼
2025 · 0.16
Debt / equity
3.31▼
2025 · 20.64
ROE
80.7%▲
2025 · 30.1%
ROA
18.7%▲
2025 · 1.4%
Interest coverage
9.23▲
2025 · 3.49
Debt
€277k▼
2025 · €334k
Debt ≤ 1 year
€229k▼
2025 · €266k
Debt > 1 year
€44k▼
2025 · €68k
Income taxes
€28k▲
2025 · €5k
Staff costs
€142k▼
2025 · €183k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€350k€361k▲
Fixed assets21/28€13k€3k▼
Tangible fixed assets22/27€12k€2k▼
Plant, machinery and equipment23€10k€914▼
Furniture and vehicles24€1k€1k▼
Other tangible fixed assets26€1k€0▼
Financial fixed assets28€400€400=
Current assets29/58€337k€358k▲
Stocks and contracts in progress3€293k€338k▲
Stocks30/36€293k€338k▲
Amounts receivable within one year40/41€14k€20▼
Trade receivables40€14k€0▼
Other amounts receivable41€480€20▼
Cash at bank and in hand54/58€21k€14k▼
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€350k€361k▲
Equity10/15€16k€84k▲
Contributions10/11€664k€664k=
Reserves13€56k€56k=
Tax-exempt reserves132€523€523=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14€-704k€-636k▲
Amounts payable17/49€334k€277k▼
Amounts payable after more than one year17€68k€44k▼
Financial debts170/4€68k€44k▼
Amounts payable within one year42/48€266k€229k▼
Current portion of amounts payable after more than one year42€17k€0▼
Financial debts43-€631
Credit institutions430/8-€631
Trade debts44€107k€85k▼
Suppliers440/4€107k€85k▼
Taxes, remuneration and social security45€27k€35k▲
Taxes450/3€11k€21k▲
Remuneration and social security454/9€16k€14k▼
Other amounts payable47/48€115k€107k▼
Accrued charges and deferred income492/3-€5k
Income statement
Code20252026
Remuneration, social security and pensions62€183k€142k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€209k€257k▲
Operating profit (loss)9901€14k€103k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€8k€12k▲
Recurring financial charges65€7k€12k▲
Non-recurring financial charges66B€1k€0▼
Profit (loss) for the period before taxes9903€10k€95k▲
Income taxes67/77€5k€28k▲
Profit (loss) for the period9904€5k€68k▲
Profit (loss) for the period to be appropriated9905€5k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-704k€-636k▲
Profit (loss) brought forward from the previous period14P€-708k€-704k▲
Social balance
Average headcount (FTE)90876.16.1=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
28-02
Financial
Highest result since 2019net €68k ▲1286%
Operating result €103k, net result €68k, both a record.
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
29-02
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
28-02
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
28-02
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
04-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laar 192400 MolGround area
223 m²
Building footprint
173 m²
Volume, LiDAR
1,641 m³
Parcel 13434F0754/00E000, Flanders · tallest building 26.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TISSER
since 19862.036.247.754
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0754/00E000 | Flanders | 223 m² | 1 · 173 m² | 26.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NESS ART
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LJ GROUP
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NACHE NET
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Of 6,501 companies in sector 47716 we hold annual accounts for 2,438. 1,909 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-1986
Fiscal year end28-02
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.