Financials
- Financial year
- 2025
- Total assets
- €141,598
- Loss
- -€6,646
- Solvency
- 64.9%
Total assets▼ 11.4%
Net result
20212025
TISIO BIKE
ActiveSummary
The computed 12-month bankruptcy probability of TISIO BIKE is 2.0% (moderate). The 2025 annual accounts show equity of €91,832 and a net result of -€6,646. Equity is growing by about 9.9% per year across the filed financial years. Its solvency ranks better than 77% of 22,554 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of bicycles
NACE 47632
1 site
Size
€141,598total assets 2025
- Equity
- €91,832
- Loss
- -€6,646
Turnover not published (micro format)
Structure
2025 accounts filed 30 days late1 deed in the Belgian Official Gazette
Why 54raises riskFounded in 2020Last filed accounts filed 30 days late; 1 of the last 3 lateSize: total assets €141,598Sector: Retail trade (NACE 47)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 52% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency
90+3
equity 64.9% of total assets
Liquidity
58+4
short-term debt 12.0% · cash 7.7%
Profitability
55-19
return on assets -4.7%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.6%
12-2024: 2.6%● unchanged vs 11-2024
01-2025: 2.6%● unchanged vs 12-2024
02-2025: 2.7%▲ +0.1 percentage points vs 01-2025
03-2025: 2.7%● unchanged vs 02-2025
04-2025: 2.7%● unchanged vs 03-2025
05-2025: 2.8%▲ +0.1 percentage points vs 04-2025
06-2025: 2.9%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 2.2%▼ -0.7 percentage points vs 06-2025
08-2025: 2.2%● unchanged vs 07-2025
09-2025: 2.2%● unchanged vs 08-2025
10-2025: 2.2%● unchanged vs 09-2025
11-2025: 2.2%● unchanged vs 10-2025
12-2025: 2.3%▲ +0.1 percentage points vs 11-2025
01-2026: 2.2%▼ -0.1 percentage points vs 12-2025
02-2026: 2.2%● unchanged vs 01-2026
03-2026: 2.2%● unchanged vs 02-2026
04-2026: 2.2%● unchanged vs 03-2026
05-2026: 2.0%▼ -0.2 percentage points vs 04-2026
06-2026: 2.1%▲ +0.1 percentage points vs 05-2026
07-2026: 2.1%● unchanged vs 06-2026
08-2026: 2.6%▲ +0.5 percentage points vs 07-2026
09-2026: 2.0%▼ -0.6 percentage points vs 08-2026lowest value
10-2026: 2.0%● unchanged vs 09-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.56, compared with 2.72 in 2024, above the usual 1.5; short-term debt: 12% and cash: 7.7% of total assets), and 35.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 77% on solvency, 65% on liquidity, 39% on profitability and 28% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
30 days late
2024
58 days early
2023
65 days late
2022
31 days late
2021
145 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 15 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 88 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€6,646
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-07-2027
- 04-10-2024Annual accounts filed
- 31-12-2023Liquidity more than doubled
- 31-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of bicyclesNACE 47632
- Founded
- 11-09-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about TISIO BIKE
- What is the company number of TISIO BIKE?
- 0753.939.428. In Belgium the VAT number is the company number with BE in front: BE 0753.939.428.
- Where is TISIO BIKE based?
- The registered office is at Rue du Commandant Michaux 2, 1315 Incourt.Company details
- What does TISIO BIKE do?
- According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
- What is the legal form of TISIO BIKE?
- Private limited company (BV).
- When was TISIO BIKE founded?
- On 11-09-2020.
- Is TISIO BIKE still active?
- Yes, TISIO BIKE is an active enterprise in the KBO register.
- What is the turnover of TISIO BIKE?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is TISIO BIKE profitable?
- In financial year 2025, TISIO BIKE made a loss of €6,646.
- Where can I find the annual accounts of TISIO BIKE?
- TISIO BIKE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TISIO BIKE due?
- By 31-07-2027, for financial year 2026.Timeline
Companies related to TISIO BIKE
Comparable companies
- RUCANIPelt
- De MoorduvelsZaventem
- 55 BIKE DISTRIBUTIONOudergem
- VLK GentGent
- Kapsalon TrendMeerhout
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