Tiserbo
ActiveTiserbo has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-70k) and a net result of €-30k. Equity is shrinking by ~46.1% per year across the filed fiscal years. Its solvency ranks better than 8% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.15 in 2024; short-term debt: 232.4% and cash: 0.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-132.7%
Return on assets
-57%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-70k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
50 d early
2023
73 d early
2022
31 d late
2021
31 d late
2020
2 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-30k▼ 33.3%
2024 · €-22k
2018: €-7k
2019: €-58
2020: €2k
2021: €-13k
2022: €-26k
2023: €-24k
2024: €-22k
2018 → 2025
Working capital
€-104k▼ 74.8%
2024 · €-59k
2018: €37k
2019: €38k
2020: €43k
2021: €-25k
2022: €-39k
2023: €-49k
2024: €-59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€7k▼ 79.6%€-17k€-40k▼ 130%€-70k▼ 75.3%
Operating result€-13k-€-25k▼ 93.5%€-23k▲ 7.0%€-22k▲ 6.3%€-30k▼ 34.5%
Net result€-13k-€-26k▼ 91.7%€-24k▲ 6.9%€-22k▲ 6.0%€-30k▼ 33.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30k in 2025 against €22k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€34k▲ 74.6%
Current assets
€18k▲ 74.1%
Key figures and ratios
EBITDA
€-14k▼
2024 · €-9k
Cash flow
€-14k▼
2024 · €-9k
Solvency
-132.7%▼
2024 · -132.1%
Current ratio
0.15▼
2024 · 0.15
Quick ratio
0.15▼
2024 · 0.15
Debt / equity
-1.75▲
2024 · -1.76
ROA
-57.0%▲
2024 · -74.6%
Interest coverage
-68.97▼
2024 · -32.47
Debt
€122k▲
2024 · €70k
Debt ≤ 1 year
€122k▲
2024 · €70k
Income taxes
€169▼
2024 · €196
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€53k▲
Fixed assets21/28€20k€34k▲
Tangible fixed assets22/27€20k€34k▲
Plant, machinery and equipment23€20k€34k▲
Current assets29/58€10k€18k▲
Amounts receivable within one year40/41€9k€15k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€7k€13k▲
Cash at bank and in hand54/58€279€472▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€30k€53k▲
Equity10/15€-40k€-70k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-60k€-90k▼
Amounts payable17/49€70k€122k▲
Amounts payable within one year42/48€70k€122k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€402-
Taxes450/3€402-
Other amounts payable47/48€65k€120k▲
Accrued charges and deferred income492/3-€183
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€16k▲
Other operating charges640/8€938€1k▲
Gross operating margin9900€-8k€-12k▼
Operating profit (loss)9901€-22k€-30k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€269€196▼
Recurring financial charges65€269€196▼
Profit (loss) for the period before taxes9903€-22k€-30k▼
Income taxes67/77€196€169▼
Profit (loss) for the period9904€-22k€-30k▼
Profit (loss) for the period to be appropriated9905€-22k€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-90k▼
Profit (loss) brought forward from the previous period14P€-38k€-60k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Prévoyance 26001 CharleroiGround area
8,961 m²
Building footprint
958 m²
Volume, LiDAR
14,209 m³
2 parcels, Wallonia · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rue Auguste Piccard 48, 6041 Charleroi
since 19852.120.827.992
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028B0323/00M003 | Wallonia | 8,679 m² | 1 · 791 m² | 18.8 m · 5 fl. |
| 52392D0073/00S006 | Wallonia | 282 m² | 1 · 167 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RIZQUNA JAYA
BE 0650.581.473
Mechelen · Eq €7k
DG Services and Care
BE 0546.856.702
Schoten · Eq €7k
LITTLE BUSINESS SHOP
BE 0833.599.489
Sint-Jans-Molenbeek · Eq €7k
ALPHA NUTRI
BE 0671.612.855
Gerpinnes · Eq €7k
FOODPREPPER
BE 0762.954.290
Gent · Eq €7k
Of 2,477 companies in sector 47279 we hold annual accounts for 950. 479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-1985
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
52272
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.