Financials
- Fiscal year
- 2024
- Total assets
- €1.4m
- Loss
- -€4,105
- Solvency
- -63.3%
Total assets▼ 0.2%
Net result
20182024
TIRAM
ActiveSummary
The computed 12-month bankruptcy probability of TIRAM is 2.5% (moderate). The 2024 annual accounts show negative equity (-€857,845) and a net result of -€4,105. Equity remains stable across the filed fiscal years (±0.6% per year). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Freight transport by road
NACE 49410NACE 60242
#10 oldest company in Mettet1 site
Size
€1.4mtotal assets 2024
- Equity
- -€857,845
- Loss
- -€4,105
Turnover not published (abridged schema)
Structure
Accounts 7 d early0 of 3 deeds read
Why 50- Figures for FY 2024 (filed 01-07-2025)- Liquidity: current ratio 0.00, cash €8,534- Negative equity -€857,845+ Size: total assets €1.4mShow the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 16% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0=
equity -63.3% of total assets
Liquidity
1=
short-term debt 163.3% · cash 0.6%
Profitability
37+2
return on assets -0.3%
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 0.9%lowest value
10-2025: 0.9%● 0.0% vs 09-2025lowest value
11-2025: 0.9%● 0.0% vs 10-2025lowest value
12-2025: 0.9%● 0.0% vs 11-2025lowest value
01-2026: 0.9%▲ +4.7% vs 12-2025
02-2026: 0.9%● 0.0% vs 01-2026
03-2026: 0.9%● 0.0% vs 02-2026
04-2026: 1.0%▲ +5.6% vs 03-2026
05-2026: 1.0%▲ +0.5% vs 04-2026
06-2026: 1.3%▲ +26.2% vs 05-2026
07-2026: 1.6%▲ +23.4% vs 06-2026
08-2026: 1.9%▲ +22.1% vs 07-2026
09-2026: 2.3%▲ +22.0% vs 08-2026
10-2026: 2.5%▲ +8.4% vs 09-2026highest value
- Figures for FY 2024 (filed 01-07-2025) raises the probability
- Liquidity: current ratio 0.00, cash €8,534 raises the probability
- Size: total assets €1.4m lowers the probability for this profile
- Negative equity -€857,845 raises the probability
No credit on open account
Liquidity short (current ratio 0.0 against 0.01 in 2023; short-term debt: 163.3% and cash: 0.6% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 5%, liquidity 3%, profitability 21%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 23-06-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
4 d early
2023
3 d early
2022
1 d early
2021
9 d early
2020
2 d early
2019
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. Usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today30-11-2026 close30-06-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
- Risk: Negative equityfiscal year 2024: debts exceed assets -€857,845 View
- Risk: 5 loss-making years in a rowloss fiscal year 2024 -€4,105 View
- Positive: Oldest company in Mettetin the Checked rankings #10 View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Active since 1978founded 21-09-1978 48 years View
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 30-06-2027
- 23-06-2026Annual accounts filed
- 26-06-2025Annual accounts filed
- 27-06-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Freight transport by roadNACE 49410
- Founded
- 21-09-1978
- Year ends
- 30-11
- Peppol
- Reachable for e-invoices
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