TIPI CONSULT
ActiveSummary
TIPI CONSULT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €79k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 75% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
99
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+31
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 1.5 in 2024; short-term debt: 21.1% and cash: 77.5% of total assets), and 21.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.8%
Return on assets
51.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
22 d early
2023
8 d early
2022
27 d late
2021
31 d late
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▲ 187%
2024 · €42k
2018: €23k
2019: €37k
2020: €30k
2021: €32k
2022: €33k
2023: €34k
2024: €42k
2018 → 2025
Total assets
€153k▲ 60.8%
2024 · €95k
2018: €60k
2019: €58k
2020: €40k
2021: €57k
2022: €50k
2023: €79k
2024: €95k
2018 → 2025
Net result
€79k▲ 182%
2024 · €28k
2018: €31k
2019: €27k
2020: €-7k
2021: €2k
2022: €429
2023: €10k
2024: €28k
2018 → 2025
Working capital
€91k▲ 245%
2024 · €26k
2018: €17k
2019: €33k
2020: €27k
2021: €19k
2022: €21k
2023: €18k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€33k▲ 1.3%€34k▲ 4.1%€42k▲ 24.4%€121k▲ 187%
Operating result€3k-€2k▼ 41.1%€16k▲ 774%€41k▲ 162%€112k▲ 172%
Net result€2k-€429▼ 79.9%€10k▲ 2,273%€28k▲ 174%€79k▲ 182%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 172% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€30k ▲ 89.6%
Current assets
€123k ▲ 55.1%
Equity and liabilities €153k
Equity
€121k ▲ 187%
Debt
€32k ▼ 39.0%
Debt's share of the balance-sheet total falls from 55.8% to 21.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121k▲
2024 · €45k
Cash flow
€87k▲
2024 · €31k
Current ratio
3.81▲
2024 · 1.50
Debt to equity
0.27▼
2024 · 1.26
ROE
65.1%▼
2024 · 66.2%
ROA
51.4%▲
2024 · 29.2%
Interest coverage
49.38▲
2024 · 32.65
Debt ≤ 1 year
€32k▼
2024 · €53k
Income taxes
€32k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€95k€153k▲
Fixed assets21/28€16k€30k▲
Tangible fixed assets22/27€16k€30k▲
Plant, machinery and equipment23€434€284▼
Furniture and vehicles24€7k€23k▲
Other tangible fixed assets26€8k€7k▼
Current assets29/58€80k€123k▲
Amounts receivable within one year40/41€6k€2k▼
Trade receivables40€4k€1k▼
Other amounts receivable41€2k€810▼
Cash at bank and in hand54/58€64k€119k▲
Deferred charges and accrued income490/1€9k€3k▼
Equity and liabilities
Total equity and liabilities10/49€95k€153k▲
Equity10/15€42k€121k▲
Contributions10/11€12k€12k=
Reserves13€30k€108k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€28k€107k▲
Amounts payable17/49€53k€32k▼
Amounts payable within one year42/48€53k€32k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€18k€23k▲
Taxes450/3€16k€21k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€27k€6k▼
Accrued charges and deferred income492/3€38€24▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€9k▲
Other operating charges640/8€46€46=
Non-recurring operating charges66A€167-
Gross operating margin9900€45k€121k▲
Operating profit (loss)9901€41k€112k▲
Financial income75/76B€213€347▲
Recurring financial income75€213€347▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€40k€110k▲
Income taxes67/77€12k€32k▲
Profit (loss) for the period9904€28k€79k▲
Profit (loss) for the period to be appropriated9905€28k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€79k▲
Transfer from equity791/2€20k-
Transfer to equity691/2€28k€79k▲
To other reserves6921€28k€79k▲
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €79k ▲182%
Operating result €112k, net result €79k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.81
Current ratio from 1.50 to 3.81; short-term debt falls from €53k to €32k.
31-12
Financial
Equity above €100kEq €121k ▲187%
5 profitable years in a row build equity to €121k.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2004
Ground area
872 m²
Building footprint
191 m²
Volume, LiDAR
1,110 m³
Parcel 23075B0259/00W011, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TIPI CONSULT
since 20042.138.130.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23075B0259/00W011 | Flanders | 872 m² | 1 · 191 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,864 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2004
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.