TIPACA
ActiveSummary
TIPACA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,007 and a net result of €1,261. Its solvency ranks better than 76% of 1,109 sector peers (NACE 93, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €1,007
- Profit
- €1,261
Why 89raises riskSize: turnover €3,239, total assets €1,651Last filed accounts filed 57 days late; 1 of the last 3 latelowers riskSector: Sports, amusement and recreation activities (NACE 93)Liquidity: current ratio 2.56, cash €849Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro): better than 75% on solvency, 83% on liquidity and 94% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: SZYMANOWICZ Carolane Danielle Aline…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (57 days) Filed on 26 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00538513.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Turnover70 | €3,239 |
| Goods, raw materials, services and sundry goods60/61 | €1,939 |
| Gross operating margin9900 | €1,299 |
| Operating profit (loss)9901 | €1,299 |
| Financial charges65/66B | €38 |
| Recurring financial charges65 | €38 |
| Profit (loss) for the period before taxes9903 | €1,261 |
| Profit (loss) for the period9904 | €1,261 |
| Profit (loss) for the period to be appropriated9905 | €1,261 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1,651 | |
| Current assets29/58 | €1,651 | |
| Amounts receivable within one year40/41 | €73 | |
| Trade receivables40 | €73 | |
| Other amounts receivable41 | €0 | |
| Cash at bank and in hand54/58 | €849 | |
| Deferred charges and accrued income490/1 | €729 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1,651 | |
| Equity10/15 | €1,007 | |
| Contributions10/11 | €3,000 | |
| Capital10 | €3,000 | |
| Issued capital100 | €3,000 | |
| Uncalled capital101 | €0 | |
| Profit (loss) carried forward14 | -€1,993 | |
| Amounts payable17/49 | €644 | |
| Amounts payable within one year42/48 | €644 | |
| Trade debts44 | €0 | |
| Suppliers440/4 | €0 | |
| Taxes, remuneration and social security45 | €9 | |
| Taxes450/3 | €9 | |
| Other amounts payable47/48 | €635 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €1,261 |
| Operating cash flow (approximation) | €1,261 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 26-09-2026 | 2026-00538513 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| SZYMANOWICZ Carolane Danielle Aline Julienne |
|
Owners and capital
Capital and shareholders
- SZYMANOWICZ Carolane Danielle Aline Julienne sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 29-09-2023 Incorporation · €3,000
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 27 September 2023, TIPACA was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 SZYMANOWICZ Carolane Danielle Aline Julienne has served as director of the company since 2023.2 The company has filed annual accounts once, for financial year 2025.3
Acts, filings and financial milestones
29-09
Gazette deed
IncorporationAppointment: SZYMANOWICZ Carolane Danielle Aline Julienne (director) · Founder · Founding capital7 facts ▸
- Founder, SZYMANOWICZ Carolane Danielle Aline Julienne
- Incorporation, 27-09-2023
- Founding capital, €3,000
- Share issue, 100, “actions” (deed in French)
- Registered office clause, “Rue Jean Lamoureux 21–4040 Herstal, à dater du dépôt au greffe d’une expédition de l’acte constitutif conformément à loi” (deed in French)
- Board rule, 1, “assemblée” (deed in French)
- Director appointment, SZYMANOWICZ Carolane Danielle Aline Julienne (director (not named in the articles))
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62313E0764/00D000 | Wallonia | 370 m² | 1 · 41 m² | 10.9 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L’organisation et l’animation d’activités récréatives et de loisirs et de tous événements privés ou professionnels; La mise à disposition ou…” (deed in French)
4 activities (deed in French)
- L’organisation et l’animation d’activités récréatives et de loisirs et de tous événements privés ou professionnels
- La mise à disposition ou la location de matériel pour des activités de loisirs/événements/anniversaires
- L’organisation d’ateliers créatifs
- La conception, la création, l’achat, la vente, de tout matériel et supports ainsi que de toutes denrées alimentaires et boissons, en rapport avec les activités mentionnées ci-avant
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- TIPACA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, sièges administratifs, agences, ateliers, dépôts et succursales, tant en Belgique qu'à l'étranger” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Personnes physiques ou morales,actionnaires ou non, un ou plusieurs” (deed in French)“Mandat exercé gratuitement ou non, assemblée générale” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “TITRE V. ASSEMBLEE GENERALE Article 18. Tenue et convocation Il est tenu chaque année, au siège, une assemblée générale ordinaire le trente…” (deed in French)
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale, comme en matière de modification des statuts” (deed in French)“Formes prévues pour modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment que ce soit, désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)