Tip Top Performance
ActiveSummary
Tip Top Performance has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €17k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 40% of 2043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+32
Solvency55▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.28 in 2024; short-term debt: 70.2% and cash: 30.6% of total assets), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
43.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
73 d early
2024
13 d late
2023
27 d early
2022
21 d late
2021
58 d late
2020
16 d late
2019
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▲ 83.7%
2024 · €6k
2019: €2k
2020: €3k
2021: €3k
2022: €6k
2023: €7k
2024: €6k
2019 → 2025
Total assets
€39k▲ 88.5%
2024 · €21k
2019: €10k
2020: €13k
2021: €13k
2022: €23k
2023: €20k
2024: €21k
2019 → 2025
Net result
€17k
2024 · €-114
2019: €-1k
2020: €1k
2021: €33
2022: €2k
2023: €740
2024: €-114
2019 → 2025
Working capital
€10k▲ 136%
2024 · €4k
2019: €2k
2020: €3k
2021: €2k
2022: €3k
2023: €3k
2024: €4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€6k▲ 64.9%€7k▲ 12.8%€6k▼ 1.7%€12k▲ 83.7%
Operating result€2k-€6k▲ 241%€4k▼ 38.5%€3k▼ 21.6%€28k▲ 884%
Net result€33-€2k▲ 6,790%€740▼ 67.4%€-114€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 884% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€2k ▼ 9.8%
Current assets
€37k ▲ 101%
Equity and liabilities €39k
Equity
€12k ▲ 83.7%
Debt
€28k ▲ 90.6%
Debt's share of the balance-sheet total rises from 69.5% to 70.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▲
2024 · €4k
Cash flow
€19k▲
2024 · €1k
Current ratio
1.35▲
2024 · 1.28
Debt to equity
2.36▲
2024 · 2.27
ROE
146.0%▲
2024 · -1.8%
ROA
43.5%▲
2024 · -0.5%
Interest coverage
209.16▲
2024 · 30.50
Debt ≤ 1 year
€28k▲
2024 · €15k
Income taxes
€10k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€21k€39k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€250€250=
Current assets29/58€19k€37k▲
Amounts receivable within one year40/41€12k€24k▲
Trade receivables40€12k€24k▲
Cash at bank and in hand54/58€6k€12k▲
Deferred charges and accrued income490/1€427€1k▲
Equity and liabilities
Total equity and liabilities10/49€21k€39k▲
Equity10/15€6k€12k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€3k€8k▲
Amounts payable17/49€15k€28k▲
Amounts payable within one year42/48€15k€28k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€4k€8k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€2k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€397€400▲
Gross operating margin9900€5k€30k▲
Operating profit (loss)9901€3k€28k▲
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€145€139▼
Recurring financial charges65€145€139▼
Profit (loss) for the period before taxes9903€3k€28k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€-114€17k▲
Profit (loss) for the period to be appropriated9905€-114€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€20k▲
Profit (loss) brought forward from the previous period14P€3k€3k▼
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2019
Ground area
148 m²
Building footprint
74 m²
Volume, LiDAR
600 m³
Parcel 23033B1065/00K002, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TIP TOP PERFORMANCE
since 20192.295.236.764
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033B1065/00K002 | Flanders | 148 m² | 1 · 74 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,671 companies in sector 85599 we hold annual accounts for 1,329. 800 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.