Tio
ActiveSummary
Tio has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,279 and a net result of €22,706. Its solvency ranks better than 60% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
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Signals
This company filed its last 2 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €1,137 | €1,055 | ▼ 7.2% |
| Gross operating margin9900 | €6,130 | €31,768 | ▲ 418% |
| Operating profit (loss)9901 | €4,993 | €30,713 | ▲ 515% |
| Financial charges65/66B | €635 | €1,630 | ▲ 157% |
| Recurring financial charges65 | €635 | €1,630 | ▲ 157% |
| Profit (loss) for the period before taxes9903 | €4,358 | €29,083 | ▲ 567% |
| Income taxes67/77 | €1,285 | €6,377 | ▲ 396% |
| Profit (loss) for the period9904 | €3,073 | €22,706 | ▲ 639% |
| Profit (loss) for the period to be appropriated9905 | €3,073 | €22,706 | ▲ 639% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €21,775 | €45,224 | ▲ 108% |
| Current assets29/58 | €21,775 | €45,224 | ▲ 108% |
| Amounts receivable within one year40/41 | €190 | €8,912 | ▲ 4,591% |
| Trade receivables40 | €53 | €8,778 | ▲ 16,462% |
| Other amounts receivable41 | €137 | €134 | ▼ 2.2% |
| Cash at bank and in hand54/58 | €19,763 | €34,402 | ▲ 74.1% |
| Deferred charges and accrued income490/1 | €1,822 | €1,910 | ▲ 4.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €21,775 | €45,224 | ▲ 108% |
| Equity10/15 | €5,573 | €28,279 | ▲ 407% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Reserves13 | €3,073 | €25,779 | ▲ 739% |
| Distributable reserves133 | €3,073 | €25,779 | ▲ 739% |
| Amounts payable17/49 | €16,202 | €16,945 | ▲ 4.6% |
| Amounts payable within one year42/48 | €16,202 | €16,945 | ▲ 4.6% |
| Trade debts44 | €847 | €544 | ▼ 35.8% |
| Suppliers440/4 | €847 | €544 | ▼ 35.8% |
| Taxes, remuneration and social security45 | €11,166 | €15,353 | ▲ 37.5% |
| Taxes450/3 | €8,696 | €13,238 | ▲ 52.2% |
| Remuneration and social security454/9 | €2,470 | €2,115 | ▼ 14.4% |
| Other amounts payable47/48 | €4,189 | €1,048 | ▼ 75.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €3,073 | €22,706 | ▲ 639% |
| Operating cash flow (approximation) | €3,073 | €22,706 | ▲ 639% |
| Change in cash | - | €14,639 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922B0571/00B009 | Flanders | 272 m² | 1 · 102 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.