Equity
€729,149 ▲ 20.7%
TINTELIJN paid out €130,461 in dividends. That is 148% of the 2025 profit.
TINTELIJN
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1990peak €1.4m (2025)
€1.4m▲ 17.0%
lowest -€1,527 (2024)
€88,223▲ €89,750
peak €729,149 (2025)
€729,149▲ 20.7%
€1.4m▲ 6.1%
peak 22.1 FTE (2024)
21 FTE▼ 5.0%
Board11 names since 2007
6 directorsBram Klüssendorf and 5 others
Documentsfilings and deeds
15-05-202677 days before the deadline
2025abbreviated format
Gross margin from €1.2m to €1.4mBack to profit: €88,223Purpose change · Amendment of the articles 29-12Resignation: Fockedey Michaël (director) 29-07Dividend €130,461Equity from €604,300 to €729,149
Key points
from the 2025 annual accountsResult
€88,223 €88,223
Back in profit in 2025, after a loss of €1,527 in 2024.
Turnover
≈ €3.9m estimated
The abbreviated format states no turnover.
Staff
22 employees on 31-12-2025
In 2025, 10 people joined and 11 left.
Filings
36 annual accounts since 1990
The last five annual accounts were filed 32 to 77 days before the end of the period.
Board
5 joined
New directors. Latest change 23-06-2026 · 8 in office.
Checked score
93
Excellent
Financially stronger than 66% of small companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 2,647 companies (NACE 43, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.6%▲ +0.1 percentage points vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026highest value
06-2026: 0.2%▼ -0.4 percentage points vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 2.28, cash €425,063
Founded in 1989
Profit of €88,223 (financial year 2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 46% of them on solvency, 88% on liquidity, 55% on profitability and 77% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as TINTELIJN has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TINTELIJN itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for TINTELIJN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.28 (1.84 in 2024), above the usual 1.5. Short-term debt is 13.9% and cash 20.3% of total assets. However, 65.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
77 days early
2024
71 days early
2023
68 days early
2022
32 days early
2021
40 days early
2020
31 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
and 2 others
- Jan VAN DE GRACHT 240 sharesdeed of 15-12-2020
- Hans MATHYS 250 sharesdeed of 15-12-2020
- Bram KLÜSSENDORF 243 sharesdeed of 15-12-2020
Recent changes
5 directors appointed, 6 reappointments
Reappointments: Marianne Van der Wielen, Patrick Decoodt, Luc Eeckhout, Hans Mathys, Bram Klüssendorf and Peter Coudenys · Appointments: Hilde Cornette, Yves Trenson (day-to-day manager), Hans Mathys (day-to-day manager), Bram Klüssendorf (day-to-day manager) and Peter Coudenys (day-to-day manager) · Board meeting of 30-04-2026 · Gazette deed
Purpose change · Amendment of the articles
“uitvoeren van schrijnwerk inclusief het vervaardigen en plaatsen van meubilair” (deed in Dutch) · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0437341128
Resignation: Fockedey Michaël (director)
Board meeting of 05-06-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TINTELIJN Ghent | €2.1m | €1.4m | 34.9% | 21 |
| PETER DECKERS Heist-op-den-Berg | €2.1m | €1.3m | 65.7% | 18.7 |
| SCHILDER VERTRIEST Ghent | €2.2m | €1.6m | 25.6% | 19.5 |
| BRONKART Liège | €2.5m | €1.7m | 38.5% | 23.1 |
| GAMMA PLAN Awans | €1.8m | €1.8m | 56.2% | 19.7 |
| A.S.V.D. Alken | €3.1m | €1.4m | 84.2% | 20.6 |
| CEMCO Sint-Niklaas | €1.8m | €1.2m | 17.8% | 12.4 |
These companies have the same main activity as TINTELIJN: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €1.8m and €3.1m, founded between 1988 and 2000.
Official details
Source: KBO- Status
- Active since 08-05-1989Normal situation
- Activity
- Painting of buildingsNACE 43341and 4 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.280.727.8419040 Ghent, since 01-07-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Annual accounts 2025
- €2.1m▲ 10.8%
- Employeeson 31-12-2025
- 22▼ 4.3%
- Filing
- Filed on 15-05-2026, 77 days before the end of the filing period
Insights on TINTELIJN
TINTELIJN files the abbreviated format. That format states no turnover. The gross margin rose from €44,669 in 2006 to €1.4m in 2025.
The balance sheet grew most from 2017 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TINTELIJN
- What is the company number of TINTELIJN?
- The company number of TINTELIJN is 0437.341.128. The VAT number is the same number with BE in front: BE 0437.341.128.
- Where is TINTELIJN based?
- The registered office is at Adolf Baeyensstraat 216, 9040 Ghent.Company details
- What does TINTELIJN do?
- According to the KBO register, the main activity is painting of buildings (NACE 43341).
- What is the legal form of TINTELIJN?
- TINTELIJN is a cooperative company (CV).
- When was TINTELIJN founded?
- TINTELIJN was founded on 08-05-1989.
- Is TINTELIJN still active?
- Yes, TINTELIJN is an active enterprise in the KBO register.
- How many employees does TINTELIJN have?
- TINTELIJN had an average of 21 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does TINTELIJN fall under?
- In its 2025 annual accounts, TINTELIJN states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of TINTELIJN?
- The turnover in financial year 2025 is ≈ €3.9m. This figure is estimated from the gross margin of €1.4m and 67 comparable companies (NACE 43). It probably lies between €3.0m and €5.2m.
- Is TINTELIJN profitable?
- In financial year 2025, TINTELIJN made a profit of €88,223.
- Where can I find the annual accounts of TINTELIJN?
- TINTELIJN filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TINTELIJN due?
- TINTELIJN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check
See how customers, suppliers and banks see your own company and what to improve first.