BRONKART
ActiveBRONKART has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €971k and a net result of €376k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 2041 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+5
Solvency63▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.48 in 2024; short-term debt: 60.7% and cash: 12.3% of total assets), but 61.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.5%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
30 d early
2023
13 d early
2022
11 d early
2021
26 d late
2020
25 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€376k▲ 62.0%
2024 · €232k
2018: €2k
2019: €5k
2020: €43k
2021: €95k
2022: €418k
2023: €356k
2024: €232k
2018 → 2025
Working capital
€787k▲ 30.7%
2024 · €602k
2018: €238k
2019: €226k
2020: €237k
2021: €104k
2022: €296k
2023: €474k
2024: €602k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€189k-€507k▲ 168%€662k▲ 30.7%€795k▲ 20.0%€971k▲ 22.2%
Operating result€142k-€581k▲ 310%€491k▼ 15.5%€318k▼ 35.3%€490k▲ 54.4%
Net result€95k-€418k▲ 338%€356k▼ 14.8%€232k▼ 34.7%€376k▲ 62.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 54% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.52M
Fixed assets
€206k▼ 21.8%
Current assets
€2.32M▲ 24.7%
Equity and liabilities €2.52M
Equity
€971k▲ 22.2%
Debt
€1.55M▲ 16.9%
The debt ratio falls from 62.6% to 61.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€560k▲
2024 · €383k
Cash flow
€446k▲
2024 · €298k
Solvency
38.5%▲
2024 · 37.4%
Current ratio
1.51▲
2024 · 1.48
Quick ratio
1.44▲
2024 · 1.36
Debt / equity
1.60▼
2024 · 1.67
ROE
38.7%▲
2024 · 29.2%
ROA
14.9%▲
2024 · 10.9%
Interest coverage
33.27▲
2024 · 29.39
Debt
€1.55M▲
2024 · €1.33M
Debt ≤ 1 year
€1.53M▲
2024 · €1.26M
Debt > 1 year
€22k▼
2024 · €71k
Income taxes
€127k▲
2024 · €86k
Staff costs
€1.14M▲
2024 · €1.07M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.12M€2.52M▲
Fixed assets21/28€264k€206k▼
Tangible fixed assets22/27€223k€165k▼
Furniture and vehicles24€187k€138k▼
Other tangible fixed assets26€35k€27k▼
Financial fixed assets28€41k€41k=
Current assets29/58€1.86M€2.32M▲
Stocks and contracts in progress3€152k€109k▼
Stocks30/36€117k€109k▼
Contracts in progress37€35k-
Amounts receivable within one year40/41€1.43M€1.89M▲
Trade receivables40€1.33M€1.79M▲
Other amounts receivable41€97k€97k=
Cash at bank and in hand54/58€262k€311k▲
Deferred charges and accrued income490/1€20k€7k▼
Equity and liabilities
Total equity and liabilities10/49€2.12M€2.52M▲
Equity10/15€795k€971k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€132k€132k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€126k€126k=
Profit (loss) carried forward14€600k€776k▲
Amounts payable17/49€1.33M€1.55M▲
Amounts payable after more than one year17€71k€22k▼
Financial debts170/4€71k€22k▼
Amounts payable within one year42/48€1.26M€1.53M▲
Current portion of amounts payable after more than one year42€60k€49k▼
Financial debts43€14k€7k▼
Credit institutions430/8€14k€7k▼
Trade debts44€714k€1.00M▲
Suppliers440/4€714k€1.00M▲
Taxes, remuneration and social security45€147k€122k▼
Taxes450/3€70k€38k▼
Remuneration and social security454/9€77k€83k▲
Other amounts payable47/48€323k€353k▲
Accrued charges and deferred income492/3€202€116▼
Income statement
Code20242025
Non-recurring operating income76A-€13k
Remuneration, social security and pensions62€1.07M€1.14M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€69k▲
Other operating charges640/8€8k€13k▲
Non-recurring operating charges66A€133k-
Gross operating margin9900€1.60M€1.71M▲
Operating profit (loss)9901€318k€490k▲
Financial income75/76B€14k€30k▲
Recurring financial income75€14k€30k▲
Financial charges65/66B€13k€17k▲
Recurring financial charges65€13k€17k▲
Profit (loss) for the period before taxes9903€318k€503k▲
Income taxes67/77€86k€127k▲
Profit (loss) for the period9904€232k€376k▲
Transfer to tax-exempt reserves689€126k-
Profit (loss) for the period to be appropriated9905€106k€376k▲
Appropriation of the result
Profit (loss) to be appropriated9906€700k€976k▲
Profit (loss) brought forward from the previous period14P€594k€600k▲
Profit to be distributed694/7€100k€200k▲
Return on contributions (dividend)694€100k€200k▲
Social balance
Average headcount (FTE)908720.823.1▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €418k ▲338%
Operating result €581k, net result €418k, both a record.
31-12
Financial
Equity above €500kEq €507k ▲168%
5 profitable years in a row build equity to €507k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 11 days late
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai des Ardennes 784020 LiègeGround area
169 m²
Building footprint
95 m²
Volume, LiDAR
1,465 m³
Parcel 62806C0831/00V000, Wallonia · tallest building 16.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Quai des Ardennes 78, 4020 Liège
since 19962.076.930.940
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0831/00V000 | Wallonia | 169 m² | 1 · 95 m² | 16.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesBRONKART SA24533
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Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 986 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-04-1996
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.