TINIE'S
ActiveTINIE'S has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €77k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+17
Solvency45▼-2
Growth68=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.02 in 2024; short-term debt: 80.5% of total assets), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
19.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €79k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
45 d late
2023
22 d late
2022
23 d late
2021
25 d late
2020
57 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.57M▲ 2.9%
2019 · €1.52M
2018: €1.43M
2019: €1.52M
2018 → 2020
EBIT margin
-1.6%▼ 4.6pp
2019 · 2.9%
2018: 1.3%
2019: 2.9%
2018 → 2020
Net result
€77k▲ 322%
2024 · €18k
2018: €13k
2019: €36k
2020: €-41k
2021: €3k
2022: €43k
2023: €32k
2024: €18k
2018 → 2025
Working capital
€2k▼ 47.8%
2024 · €5k
2018: €-52k
2019: €-31k
2020: €-105k
2021: €-172k
2022: €-96k
2023: €-33k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-22k-€22k€53k▲ 148%€72k▲ 34.3%€79k▲ 10.1%
Operating result€3k-€52k▲ 1,417%€38k▼ 26.6%€27k▼ 28.8%€98k▲ 260%
Net result€3k-€43k▲ 1,377%€32k▼ 26.7%€18k▼ 42.5%€77k▲ 322%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 260% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €404k
Fixed assets
€77k▲ 14.1%
Current assets
€328k▲ 23.8%
Equity and liabilities €404k
Equity
€79k▲ 10.1%
Debt
€325k▲ 25.0%
The debt ratio rises from 78.4% to 80.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€121k▲
2024 · €48k
Cash flow
€100k▲
2024 · €39k
Solvency
19.5%▼
2024 · 21.6%
Current ratio
1.01▼
2024 · 1.02
Quick ratio
0.77▲
2024 · 0.73
Debt / equity
4.12▲
2024 · 3.63
ROE
97.9%▲
2024 · 25.5%
ROA
19.1%▲
2024 · 5.5%
Interest coverage
35.39▲
2024 · 16.39
Debt
€325k▲
2024 · €260k
Debt ≤ 1 year
€325k▲
2024 · €260k
Income taxes
€17k▲
2024 · €6k
Staff costs
€146k▼
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€332k€404k▲
Fixed assets21/28€67k€77k▲
Tangible fixed assets22/27€65k€74k▲
Land and buildings22€12k€6k▼
Plant, machinery and equipment23€31k€26k▼
Furniture and vehicles24€2k€26k▲
Other tangible fixed assets26€19k€16k▼
Financial fixed assets28€2k€2k=
Current assets29/58€265k€328k▲
Stocks and contracts in progress3€75k€78k▲
Stocks30/36€75k€78k▲
Amounts receivable within one year40/41€10k€43k▲
Trade receivables40€10k€43k▲
Current investments50/53-€207k
Cash at bank and in hand54/58€180k-
Equity and liabilities
Total equity and liabilities10/49€332k€404k▲
Equity10/15€72k€79k▲
Contributions10/11€19k€19k=
Reserves13€45k€45k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€9k€16k▲
Amounts payable17/49€260k€325k▲
Amounts payable within one year42/48€260k€325k▲
Trade debts44€55k€138k▲
Suppliers440/4€55k€138k▲
Taxes, remuneration and social security45€91k€96k▲
Taxes450/3€18k€96k▲
Remuneration and social security454/9€73k-
Other amounts payable47/48€114k€92k▼
Income statement
Code20242025
Remuneration, social security and pensions62€146k€146k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€23k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€200k€274k▲
Operating profit (loss)9901€27k€98k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€24k€95k▲
Income taxes67/77€6k€17k▲
Profit (loss) for the period9904€18k€77k▲
Profit (loss) for the period to be appropriated9905€18k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€86k▲
Profit (loss) brought forward from the previous period14P€-10k€9k▲
Profit to be distributed694/7-€70k
Return on contributions (dividend)694-€70k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2018net €77k ▲322%
Operating result €98k, net result €77k, both a record.
14-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 45 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 57 days late
2020
31-12
Financial
Weakest financial yearnet €-41k ▼213%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 75 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwanenstraat 341050 ElseneGround area
344 m²
Building footprint
224 m²
Volume, LiDAR
2,218 m³
2 parcels, Brussels · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
TINIE'S
since 20032.126.934.440
TINIE'S
since 20092.190.827.449
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443A0195/00X005 | Brussels | 189 m² | 1 · 134 m² | 15.5 m · 3 fl. |
| 21445C0249/00A011 | Brussels | 155 m² | 1 · 89 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesElsene2.126.934.440
Elsene2.190.827.449
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DE BIO-KRUIDENIER
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NOORDLICHT
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Of 2,477 companies in sector 47279 we hold annual accounts for 950. 786 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-01-1999
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47279Other retail sale of food
47299Retail trade
52272
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.