TIMO-TUIN
ActiveTIMO-TUIN has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.82M and a net result of €471k. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 1200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-2
Solvency96▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 1.84 in 2024; short-term debt: 19.2% and cash: 15.4% of total assets), and 29.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
11.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
34 d early
2023
47 d early
2022
62 d early
2021
43 d early
2020
100 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.82M▲ 20.1%
2024 · €2.34M
2018: €707k
2019: €703k
2020: €784k
2021: €936k
2022: €1.29M
2023: €1.83M
2024: €2.34M
2018 → 2025
Total assets
€3.98M▲ 3.9%
2024 · €3.83M
2018: €2.36M
2019: €2.34M
2020: €2.03M
2021: €2.26M
2022: €3.06M
2023: €3.19M
2024: €3.83M
2018 → 2025
Net result
€471k▼ 9.1%
2024 · €519k
2018: €18k
2019: €-4k
2020: €82k
2021: €152k
2022: €359k
2023: €531k
2024: €519k
2018 → 2025
Working capital
€1.11M▲ 28.9%
2024 · €861k
2018: €-81k
2019: €-65k
2020: €27k
2021: €115k
2022: €143k
2023: €479k
2024: €861k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€936k-€1.29M▲ 38.4%€1.83M▲ 41.0%€2.34M▲ 28.4%€2.82M▲ 20.1%
Operating result€238k-€447k▲ 87.8%€757k▲ 69.3%€739k▼ 2.3%€663k▼ 10.4%
Net result€152k-€359k▲ 137%€531k▲ 48.0%€519k▼ 2.3%€471k▼ 9.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.98M
Fixed assets
€2.10M▲ 8.6%
Current assets
€1.88M▼ 0.9%
Equity and liabilities €3.98M
Equity
€2.82M▲ 20.1%
Debt
€1.16M▼ 21.7%
The debt ratio falls from 38.8% to 29.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.23M▲
2024 · €1.20M
Cash flow
€1.03M▲
2024 · €981k
Solvency
70.8%▲
2024 · 61.2%
Current ratio
2.45▲
2024 · 1.84
Quick ratio
1.33▼
2024 · 1.52
Debt / equity
0.41▼
2024 · 0.63
ROE
16.7%▼
2024 · 22.1%
ROA
11.8%▼
2024 · 13.5%
Interest coverage
19.62▲
2024 · 16.94
Debt
€1.16M▼
2024 · €1.48M
Debt ≤ 1 year
€765k▼
2024 · €1.03M
Debt > 1 year
€396k▼
2024 · €453k
Income taxes
€143k▼
2024 · €162k
Staff costs
€859k▲
2024 · €846k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.83M€3.98M▲
Fixed assets21/28€1.94M€2.10M▲
Tangible fixed assets22/27€1.89M€2.05M▲
Land and buildings22€522k€572k▲
Plant, machinery and equipment23€309k€465k▲
Furniture and vehicles24€253k€328k▲
Leasing and similar rights25€804k€685k▼
Financial fixed assets28€50k€55k▲
Current assets29/58€1.89M€1.88M▼
Stocks and contracts in progress3€323k€858k▲
Stocks30/36€148k€417k▲
Contracts in progress37€175k€441k▲
Amounts receivable within one year40/41€363k€354k▼
Trade receivables40€239k€226k▼
Other amounts receivable41€124k€129k▲
Current investments50/53€150k-
Cash at bank and in hand54/58€1.00M€612k▼
Deferred charges and accrued income490/1€51k€51k▼
Equity and liabilities
Total equity and liabilities10/49€3.83M€3.98M▲
Equity10/15€2.34M€2.82M▲
Contributions10/11€47k€47k=
Revaluation surpluses12€134k€134k=
Reserves13€2.16M€2.64M▲
Tax-exempt reserves132€162k€131k▼
Distributable reserves133€2.00M€2.50M▲
Amounts payable17/49€1.48M€1.16M▼
Amounts payable after more than one year17€453k€396k▼
Financial debts170/4€453k€396k▼
Amounts payable within one year42/48€1.03M€765k▼
Current portion of amounts payable after more than one year42€294k€306k▲
Financial debts43€44k€63k▲
Credit institutions430/8€44k€63k▲
Trade debts44€403k€369k▼
Suppliers440/4€403k€369k▼
Taxes, remuneration and social security45€267k€5k▼
Taxes450/3€217k€5k▼
Remuneration and social security454/9€50k-
Other amounts payable47/48€23k€23k=
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€27k€119k▲
Remuneration, social security and pensions62€846k€859k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€462k€562k▲
Other operating charges640/8€13k€13k▼
Gross operating margin9900€2.06M€2.10M▲
Operating profit (loss)9901€739k€663k▼
Financial income75/76B€12k€14k▲
Recurring financial income75€12k€14k▲
Financial charges65/66B€71k€62k▼
Recurring financial charges65€71k€62k▼
Profit (loss) for the period before taxes9903€681k€615k▼
Income taxes67/77€162k€143k▼
Profit (loss) for the period9904€519k€471k▼
Transfer from tax-exempt reserves789€27k€32k▲
Transfer to tax-exempt reserves689€27k-
Profit (loss) for the period to be appropriated9905€519k€503k▼
Appropriation of the result
Profit (loss) to be appropriated9906€519k€503k▼
Transfer to equity691/2€519k€503k▼
To other reserves6921€519k€503k▼
Social balance
Average headcount (FTE)908713.011.6▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €2MEq €2.34M ▲28.4%
5 profitable years in a row build equity to €2.34M.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €531k ▲48%
Operating result €757k, net result €531k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €1MEq €1.29M ▲38.4%
3 profitable years in a row build equity to €1.29M.
18-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €82k
Net result €82k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-4k ▼124%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlaanderenlaan 29-318970 PoperingeGround area
8,289 m²
Building footprint
1,208 m²
Volume, LiDAR
8,991 m³
Parcel 33021E0171/00N000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vlaanderenlaan 29-31, 8970 Poperinge
since 19962.049.613.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33021E0171/00N000 | Flanders | 8,289 m² | 1 · 1,208 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 3 entries · 3,303 EUR awarded · 3,303 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 303 EUR |
| 2023 | 2 | 3,303 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
8 categoriesTIMO - TUIN BV18479
Similar companies · same sector, comparable size
FUNDAP
BE 0810.006.418
Wijnegem · Eq €2.84M
LUDO DIERCKX TUINARCHITECTUUR
BE 0840.434.229
Knokke-Heist · Eq €2.86M
TUINEN VAN ACKERE
BE 0442.471.537
Wielsbeke · Eq €2.86M
BRUNO DE WINTER
BE 0425.546.522
Herent · Eq €2.75M
DIRK BAUWENS
BE 0417.047.639
Evergem · Eq €2.74M
Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-1990
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
42110Construction of roads and motorways
45230
81300Landscape service activities
43120Site preparation
45112
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.