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TIMMCO

Active
Private limited companyfounded 2007active for 19 yearsGroenstraat(S) 49, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0888.513.367
Summary

TIMMCO has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €751,718 and a net result of €101,303. Equity is growing by about 5.2% per year across the filed financial years. Its solvency ranks better than 68% of 12,737 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
TIMMCOActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521
6th largest employer in Scherpenheuvel-Zichem, Wholesale and retail trade sector1 site
Size
≈ €3.4mturnover 2025, estimated
Staff
11.9 FTE
Equity
€751,718
Profit
€101,303
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
CAMARCA · 100%
2025 accounts 92 days early2 of 6 deeds summarised
Why 96lowers riskLiquidity: current ratio 2.06, cash €346,260Founded in 2007Equity €751,718 (54.5% of total assets)Profit of €101,303 (financial year 2025)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 65% of its sector peers (NACE 47, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 80-6
equity 54.5% of total assets
Liquidity 59+4
short-term debt 45.5% · cash 25.1%
Profitability 78+4
return on assets 7.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.1%▼ -0.2 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.06, compared with 2.45 in 2024, above the usual 1.5; short-term debt: 45.5% and cash: 25.1% of total assets), and 45.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 76% on solvency, 79% on liquidity, 74% on profitability and 32% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.06, cash €346,260
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €751,718 (54.5% of total assets)
NBB · annual accounts
lowers risk · Profit of €101,303 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
92 days early
2024
29 days early
2023
44 days early
2022
26 days early
2021
75 days early
2020
66 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 55 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 June (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Back to profitnet €55,329

Key points

  • Positive: 6th largest employer in Scherpenheuvel-Zichem, Wholesale and retail trade sectorin the Checked rankings No. 6 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by CAMARCA 100% View

By topic

Financials

Financial year
2025
Total assets
€1.4m
Profit
€101,303
Solvency
54.5%
Total assets▲ 11.5%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2009
Next accounts
by 31-07-2027
  1. 03-09-2024Resignation: CAMARCA BV (director)
  2. 17-06-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
28-03-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about TIMMCO

What is the company number of TIMMCO?
0888.513.367. In Belgium the VAT number is the company number with BE in front: BE 0888.513.367.
Where is TIMMCO based?
The registered office is at Groenstraat(S) 49, 3270 Scherpenheuvel-Zichem.Company details
What does TIMMCO do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of TIMMCO?
Private limited company (BV).
When was TIMMCO founded?
On 28-03-2007.
Is TIMMCO still active?
Yes, TIMMCO is an active enterprise in the KBO register.
How many employees does TIMMCO have?
On average 11.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TIMMCO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is TIMMCO profitable?
In financial year 2025, TIMMCO made a profit of €101,303.
Where can I find the annual accounts of TIMMCO?
TIMMCO filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TIMMCO due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies

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