TIMETOSHAPE
ActiveTIMETOSHAPE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €71k. Its solvency ranks better than 45% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency76▲+23
Growth78
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.31 in 2024; short-term debt: 32% and cash: 34.5% of total assets), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
33.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
51 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 191%
2024 · €37k
2024: €37k
2024 → 2025
Total assets
€215k▲ 59.6%
2024 · €134k
2024: €134k
2024 → 2025
Net result
€71k▲ 97.7%
2024 · €36k
2024: €36k
2024 → 2025
Working capital
€91k▲ 383%
2024 · €19k
2024: €19k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€37k-€108k▲ 191%
Operating result€62k-€91k▲ 47.1%
Net result€36k-€71k▲ 97.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €215k
Fixed assets
€55k▲ 1.6%
Current assets
€160k▲ 98.4%
Equity and liabilities €215k
Equity
€108k▲ 191%
Debt
€106k▲ 9.3%
The debt ratio falls from 72.3% to 49.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k▲
2024 · €75k
Cash flow
€89k▲
2024 · €49k
Solvency
50.5%▲
2024 · 27.7%
Current ratio
2.33▲
2024 · 1.31
Quick ratio
2.33▲
2024 · 1.31
Debt / equity
0.98▼
2024 · 2.61
ROE
65.6%▼
2024 · 96.5%
ROA
33.1%▲
2024 · 26.7%
Interest coverage
33.48▲
2024 · 18.92
Debt
€106k▲
2024 · €97k
Debt ≤ 1 year
€69k▲
2024 · €62k
Debt > 1 year
€38k▲
2024 · €36k
Income taxes
€20k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€215k▲
Fixed assets21/28€54k€55k▲
Tangible fixed assets22/27€54k€55k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€54k€49k▼
Other tangible fixed assets26-€3k
Current assets29/58€81k€160k▲
Amounts receivable within one year40/41€62k€81k▲
Trade receivables40€17k€24k▲
Other amounts receivable41€45k€58k▲
Cash at bank and in hand54/58€17k€74k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€134k€215k▲
Equity10/15€37k€108k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€36k€107k▲
Amounts payable17/49€97k€106k▲
Amounts payable after more than one year17€36k€38k▲
Financial debts170/4€36k€38k▲
Amounts payable within one year42/48€62k€69k▲
Current portion of amounts payable after more than one year42€8k€10k▲
Trade debts44€22k€6k▼
Suppliers440/4€22k€6k▼
Taxes, remuneration and social security45€32k€52k▲
Taxes450/3€32k€52k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€18k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€77k€111k▲
Operating profit (loss)9901€62k€91k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€16k€3k▼
Recurring financial charges65€4k€3k▼
Non-recurring financial charges66B€13k-
Profit (loss) for the period before taxes9903€47k€91k▲
Income taxes67/77€11k€20k▲
Profit (loss) for the period9904€36k€71k▲
Profit (loss) for the period to be appropriated9905€36k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€107k▲
Profit (loss) brought forward from the previous period14P-€36k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Equity above €100kEq €108k ▲191%
2 profitable years in a row build equity to €108k.
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Claire 191410 WaterlooGround area
1,019 m²
Building footprint
105 m²
Volume, LiDAR
952 m³
Parcel 25763K0680/00A000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Claire 19, 1410 Waterloo
since 20232.347.471.066
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763K0680/00A000 | Wallonia | 1,019 m² | 1 · 105 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,723 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68121Development of residential building projects
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:timetoshape@gmail.com