Debts
€445,908 97% of the balance sheet
Financial debts 73%Suppliers 0%Other 27%
Of this, €180,110 falls due within a year.
TIMEIRA
Lifetime
1 annual account with figurespeak -€3,001 (2025)
-€3,001
lowest -€6,692 (2025)
-€6,692
peak €13,308 (2025)
€13,308
€445,908
Board2 names since 2025
2 directorsDI CIOCCIO Lucie and 1 other
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Loss of €6,692Incorporation 25-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€20,000 200 shares
Position in the sector
2.9%
Lower solvency than 89% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
2025 accounts filed 25 days after the deadlineTurnover not published (micro format)
Checked score
87
Excellent
Financially stronger than 18% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.4%highest value
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €13,308 (2.9% of total assets)
Founded in 2025
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €459,215
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 12% of them on solvency, 31% on liquidity and 13% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 120 companies had the same profile as TIMEIRA has now. Each dot is one company, two years later.
95.8%
were still trading
1.7%
stopped another way
2.5%
went bankrupt
The bankruptcy probability of TIMEIRA itself is lower: 0.1% within 12 months. It rests on far more data about TIMEIRA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 120 companies, not a prediction for TIMEIRA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.74, below 1. Short-term debt is 39.2% and cash 14.4% of total assets. 97.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 39368 sector peers (2025).
NBB · sector comparisonPosition among 39368 sector peers
Solvency
better than 11%
← weakest
strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
25 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- TILMANT Christophe Gilbert Edmond Ghislain 100 sharesdeed of 25-06-2025
- DI CIOCCIO Lucie 100 sharesdeed of 25-06-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024576851
Incorporation
Founding capital of €20,000 · Founders: TILMANT Christophe Gilbert Edmond Ghislain (comparant) and DI CIOCCIO Lucie (comparante) · Founding capital of EUROS 20,000, 200 shares · Appointments: TILMANT Christophe Gilbert Edmond Ghislain (director) and DI CIOCCIO Lucie (director) · published on 25-06-2025 · Gazette deed
First establishment
Chaussée de Huy 206B, Chaumont-Gistoux
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TIMEIRA Chaumont-Gistoux | €459,215 | -€3,001 | 2.9% | - |
| Hbi Operation Holding Brussels | €394,562 | -€25,963 | 90.6% | - |
| Sojubar Hu Holding Sint-Truiden | €312,362 | €40 | 4.1% | - |
| JS HOLDING Ravels | €418,512 | -€8,551 | 90.7% | 0 |
| RDR HOLDING Ravels | €418,512 | -€8,551 | 90.7% | - |
| BELLATOR Oud-Turnhout | €831,007 | -€1,927 | 97.1% | - |
| MAISON DW Lochristi | €569,513 | -€27,828 | 11.4% | - |
These companies have the same main activity as TIMEIRA: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €312,000 and €831,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 23-06-2025Normal situation
- Activity
- Activities of head officesNACE 70100
- Establishment unit
- 2.377.799.1071325 Chaumont-Gistoux, since 23-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 28-10-2026
Insights on TIMEIRA
TIMEIRA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,308 and a net result of -€6,692.
Its solvency ranks better than 11% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TIMEIRA
- What is the company number of TIMEIRA?
- The company number of TIMEIRA is 1024.576.851. The VAT number is the same number with BE in front: BE 1024.576.851.
- Where is TIMEIRA based?
- The registered office is at Chaussée de Huy 206B, 1325 Chaumont-Gistoux.Company details
- What does TIMEIRA do?
- According to the KBO register, the main activity is activities of head offices (NACE 70100).
- What is the legal form of TIMEIRA?
- TIMEIRA is a private limited company (BV).
- When was TIMEIRA founded?
- TIMEIRA was founded on 23-06-2025.
- Is TIMEIRA still active?
- Yes, TIMEIRA is an active enterprise in the KBO register.
- What is the turnover of TIMEIRA?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is TIMEIRA profitable?
- In financial year 2025, TIMEIRA made a loss of €6,692.
- Where can I find the annual accounts of TIMEIRA?
- TIMEIRA filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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