time2act
ActiveSummary
time2act is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€65,676) and a net result of -€65,676. Its solvency ranks better than 5% of 5558 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5558 sector peers (2025).
NBB · sector comparisonPosition among 5558 sector peers
Solvency
better than 5%
← weakest
strongest →
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€65,676
Net result
-€65,676
Total assets
€1.2m
Solvency
-5.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €1.2m
Fixed assets
€525,924
Current assets
€628,107
Key figures and ratios
ROA
-5.7%
Debt
€1.2m
Debt ≤ 1 year
€717,162
Debt > 1 year
€500,000
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | -€14,623 |
| Operating profit (loss)9901 | -€15,023 |
| Financial charges65/66B | €50,653 |
| Recurring financial charges65 | €50,653 |
| Profit (loss) for the period before taxes9903 | -€65,676 |
| Profit (loss) for the period9904 | -€65,676 |
| Profit (loss) for the period to be appropriated9905 | -€65,676 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.2m | |
| Fixed assets21/28 | €525,924 | |
| Financial fixed assets28 | €525,924 | |
| Current assets29/58 | €628,107 | |
| Amounts receivable after more than one year29 | €607,000 | |
| Other amounts receivable291 | €607,000 | |
| Amounts receivable within one year40/41 | €167 | |
| Other amounts receivable41 | €167 | |
| Cash at bank and in hand54/58 | €20,940 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.2m | |
| Equity10/15 | -€65,676 | |
| Profit (loss) carried forward14 | -€65,676 | |
| Amounts payable17/49 | €1.2m | |
| Amounts payable after more than one year17 | €500,000 | |
| Financial debts170/4 | €500,000 | |
| Amounts payable within one year42/48 | €717,162 | |
| Current portion of amounts payable after more than one year42 | €700,000 | |
| Taxes, remuneration and social security45 | €5,149 | |
| Taxes450/3 | €5,149 | |
| Other amounts payable47/48 | €12,013 | |
| Accrued charges and deferred income492/3 | €2,545 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€65,676 |
| Operating cash flow (approximation) | -€65,676 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2025
Ground area
1,477 m²
Building footprint
335 m²
Volume, LiDAR
2,066 m³
Parcel 46021A0975/00S000, Flanders · tallest building 18.8 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
time2act
since 20252.370.018.321
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0975/00S000 | Flanders | 1,477 m² | 1 · 335 m² | 18.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
A.B.M. INTERNATIONAL
BE 0421.316.629
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ACZ BRANDS
BE 0772.910.648
Sint-Niklaas
ALBATROS
BE 0747.511.989
Sint-Niklaas
ANDHERS
BE 0448.548.388
Sint-Niklaas
BC Procurement Solutions
BE 0771.447.037
Sint-Niklaas
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,730 companies in sector 64210 we hold annual accounts for 19,772. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.