TIMBERA
ActiveSummary
The computed 12-month bankruptcy probability of TIMBERA is 3.0% (moderate). The annual accounts of TIMBERA for fiscal year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €8,819 and a net result of -€10,626. Equity is shrinking by ~30.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 27% of 7564 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,136 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 86% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €461 | €1,419 | €2,841 | €7,797 | ▲ 174% |
| Other operating charges640/8 | - | €62 | €62 | €62 | = |
| Gross operating margin9900 | €14,289 | €16,185 | -€5,509 | -€2,713 | ▲ 50.8% |
| Operating profit (loss)9901 | €13,828 | €14,703 | -€8,413 | -€10,572 | ▼ 25.7% |
| Financial income75/76B | €14 | - | €0 | - | - |
| Recurring financial income75 | €14 | - | €0 | - | - |
| Financial charges65/66B | €11 | €50 | €54 | €54 | = |
| Recurring financial charges65 | €11 | €50 | €54 | €54 | = |
| Profit (loss) for the period before taxes9903 | €13,831 | €14,654 | -€8,467 | -€10,626 | ▼ 25.5% |
| Income taxes67/77 | €2,624 | €2,949 | - | - | - |
| Profit (loss) for the period9904 | €11,207 | €11,705 | -€8,467 | -€10,626 | ▼ 25.5% |
| Profit (loss) for the period to be appropriated9905 | €11,207 | €11,705 | -€8,467 | -€10,626 | ▼ 25.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €19,292 | €44,382 | €38,037 | €42,207 | ▲ 11.0% |
| Fixed assets21/28 | €2,385 | €5,505 | €30,663 | €23,278 | ▼ 24.1% |
| Tangible fixed assets22/27 | €2,385 | €5,505 | €30,663 | €23,278 | ▼ 24.1% |
| Plant, machinery and equipment23 | €1,783 | €3,212 | €27,792 | €21,910 | ▼ 21.2% |
| Furniture and vehicles24 | €602 | €2,293 | €2,871 | €1,368 | ▼ 52.3% |
| Current assets29/58 | €16,907 | €38,876 | €7,374 | €18,929 | ▲ 157% |
| Stocks and contracts in progress3 | €2,262 | €2,940 | €2,334 | €8,947 | ▲ 283% |
| Stocks30/36 | €2,262 | €2,940 | €2,334 | €8,947 | ▲ 283% |
| Amounts receivable within one year40/41 | €774 | €9,971 | €1,415 | €1,988 | ▲ 40.5% |
| Trade receivables40 | - | €7,184 | - | €1,535 | - |
| Other amounts receivable41 | €774 | €2,788 | €1,415 | €453 | ▼ 68.0% |
| Cash at bank and in hand54/58 | €13,871 | €25,965 | €3,625 | €7,994 | ▲ 121% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €19,292 | €44,382 | €38,037 | €42,207 | ▲ 11.0% |
| Equity10/15 | €16,207 | €27,912 | €19,445 | €8,819 | ▼ 54.6% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €11,207 | €22,912 | €14,445 | €3,819 | ▼ 73.6% |
| Distributable reserves133 | €11,207 | €22,912 | €14,445 | €3,819 | ▼ 73.6% |
| Amounts payable17/49 | €3,085 | €16,470 | €18,592 | €33,388 | ▲ 79.6% |
| Amounts payable within one year42/48 | €3,085 | €16,470 | €18,592 | €33,388 | ▲ 79.6% |
| Trade debts44 | €461 | €13,521 | €3,592 | €10,888 | ▲ 203% |
| Suppliers440/4 | €461 | €13,521 | €3,592 | €10,888 | ▲ 203% |
| Taxes, remuneration and social security45 | €2,624 | €2,949 | - | - | - |
| Taxes450/3 | €2,624 | €2,949 | - | - | - |
| Other amounts payable47/48 | - | - | €15,000 | €22,500 | ▲ 50.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,207 | €11,705 | -€8,467 | -€10,626 | ▼ 25.5% |
| + Depreciation and write-downs630 | €461 | €1,419 | €2,841 | €7,797 | ▲ 174% |
| Operating cash flow (approximation) | €11,668 | €13,124 | -€5,625 | -€2,829 | ▲ 49.7% |
| Investment in fixed assets (approximation) | - | -€4,539 | -€27,999 | -€411 | ▲ 98.5% |
| Change in cash | - | €12,094 | -€22,340 | €4,369 | ▲ 120% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St. Barbarastraat 53980 Tessenderlo-Ham1 establishment unit
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.