TIM DE BOECK
ActiveTIM DE BOECK has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €441k and a net result of €45k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-8
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 6.08 against 6.69 in 2024), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.5%
Return on assets
8.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
35 d early
2023
28 d late
2022
26 d late
2021
3 d early
2020
30 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€441k▲ 11.3%
2024 · €396k
2018: €184k
2019: €208k
2020: €255k
2021: €310k
2022: €332k
2023: €349k
2024: €396k
2018 → 2025
Total assets
€540k▲ 19.6%
2024 · €452k
2018: €266k
2019: €506k
2020: €527k
2021: €570k
2022: €421k
2023: €410k
2024: €452k
2018 → 2025
Net result
€45k▼ 4.5%
2024 · €47k
2018: €36k
2019: €24k
2020: €47k
2021: €55k
2022: €21k
2023: €17k
2024: €47k
2018 → 2025
Working capital
€337k▲ 8.5%
2024 · €311k
2018: €169k
2019: €423k
2020: €442k
2021: €467k
2022: €304k
2023: €304k
2024: €311k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€310k-€332k▲ 6.9%€349k▲ 5.2%€396k▲ 13.4%€441k▲ 11.3%
Operating result€82k-€32k▼ 61.0%€23k▼ 28.7%€64k▲ 180%€59k▼ 6.8%
Net result€55k-€21k▼ 61.1%€17k▼ 19.2%€47k▲ 171%€45k▼ 4.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €540k
Fixed assets
€137k▲ 58.5%
Current assets
€403k▲ 10.4%
Equity and liabilities €540k
Equity
€441k▲ 11.3%
Debt
€100k▲ 78.3%
The debt ratio rises from 12.4% to 18.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€90k▲
2024 · €76k
Cash flow
€76k▲
2024 · €60k
Solvency
81.5%▼
2024 · 87.6%
Current ratio
6.08▼
2024 · 6.69
Quick ratio
6.01▼
2024 · 6.60
Debt / equity
0.23▲
2024 · 0.14
ROE
10.1%▼
2024 · 11.8%
ROA
8.3%▼
2024 · 10.4%
Interest coverage
36.33▼
2024 · 41.46
Debt
€100k▲
2024 · €56k
Debt ≤ 1 year
€66k▲
2024 · €55k
Debt > 1 year
€32k
Income taxes
€16k▼
2024 · €19k
Staff costs
€57k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€452k€540k▲
Fixed assets21/28€87k€137k▲
Tangible fixed assets22/27€87k€137k▲
Plant, machinery and equipment23€11k€37k▲
Furniture and vehicles24€69k€94k▲
Other tangible fixed assets26€7k€6k▼
Current assets29/58€365k€403k▲
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Contracts in progress37€0-
Amounts receivable within one year40/41€21k€9k▼
Trade receivables40€11k€8k▼
Other amounts receivable41€10k€746▼
Cash at bank and in hand54/58€328k€380k▲
Deferred charges and accrued income490/1€12k€10k▼
Equity and liabilities
Total equity and liabilities10/49€452k€540k▲
Equity10/15€396k€441k▲
Contributions10/11€12k€12k=
Reserves13€344k€389k▲
Distributable reserves133€344k€389k▲
Profit (loss) carried forward14€40k€40k=
Amounts payable17/49€56k€100k▲
Amounts payable after more than one year17-€32k
Financial debts170/4-€32k
Amounts payable within one year42/48€55k€66k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€17k€9k▼
Suppliers440/4€17k€9k▼
Advances received on contracts in progress46€0€5k▲
Taxes, remuneration and social security45€20k€23k▲
Taxes450/3€15k€19k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€18k€20k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Non-recurring operating income76A€0€9k▲
Remuneration, social security and pensions62€53k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€31k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€132k€150k▲
Operating profit (loss)9901€64k€59k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€65k€61k▼
Income taxes67/77€19k€16k▼
Profit (loss) for the period9904€47k€45k▼
Profit (loss) for the period to be appropriated9905€47k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€84k▼
Profit (loss) brought forward from the previous period14P€40k€40k=
Transfer to equity691/2€47k€45k▼
To other reserves6921€47k€45k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €17k ▼19.2%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €55k ▲16.1%
Operating result €82k, net result €55k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 7.40
Current ratio from 3.50 to 7.40; short-term debt falls from €68k to €66k.
31-12
Financial
Equity above €200kEq €208k ▲13.2%
2 profitable years in a row build equity to €208k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schaafstraat 462870 Puurs-Sint-AmandsGround area
503 m²
Building footprint
181 m²
Volume, LiDAR
935 m³
Parcel 12008A0651/00M000, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TIM DE BOECK
since 20092.178.298.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12008A0651/00M000 | Flanders | 503 m² | 1 · 181 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,215 EUR awarded · 1,215 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 720 EUR | 720 EUR |
| 2023 | 1 | 75 EUR | 75 EUR |
| 2022 | 1 | 420 EUR | 420 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
DEMULCO
BE 0461.620.327
Gent · Eq €440k
NEVEN
BE 0544.849.196
Riemst · Eq €440k
SANI RUBRENT
BE 0859.697.439
Oudenaarde · Eq €441k
WILLY VAN LAUTEM
BE 0434.768.648
Wemmel · Eq €439k
ZeDreno
BE 0666.444.933
Wijnegem · Eq €443k
Of 6,991 companies in sector 43221 we hold annual accounts for 3,445. 2,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2009
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43120Site preparation
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
46150Agents in the wholesale of furniture, household goods and hardware
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.