TIM Architecture
ActiveTIM Architecture has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €31k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 77% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+10
Solvency100▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.49 against 2.93 in 2024; short-term debt: 20.9% and cash: 25.4% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
15.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
36 d late
2023
61 d late
2022
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▲ 25.2%
2024 · €122k
2022: €38k
2023: €107k
2024: €122k
2022 → 2025
Total assets
€193k▲ 7.9%
2024 · €179k
2022: €91k
2023: €186k
2024: €179k
2022 → 2025
Net result
€31k▲ 116%
2024 · €14k
2022: €35k
2023: €69k
2024: €14k
2022 → 2025
Working capital
€141k▲ 34.4%
2024 · €105k
2022: €28k
2023: €93k
2024: €105k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€38k-€107k▲ 182%€122k▲ 13.2%€152k▲ 25.2%
Operating result€49k-€95k▲ 93.5%€18k▼ 80.6%€43k▲ 135%
Net result€35k-€69k▲ 97.3%€14k▼ 79.5%€31k▲ 116%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 135% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€12k▼ 41.3%
Current assets
€182k▲ 14.0%
Equity and liabilities €193k
Equity
€152k▲ 25.2%
Debt
€41k▼ 28.9%
The debt ratio falls from 32.0% to 21.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €26k
Cash flow
€39k▲
2024 · €22k
Solvency
78.9%▲
2024 · 68.0%
Current ratio
4.49▲
2024 · 2.93
Quick ratio
4.49▲
2024 · 2.93
Debt / equity
0.27▼
2024 · 0.47
ROE
20.1%▲
2024 · 11.7%
ROA
15.9%▲
2024 · 7.9%
Interest coverage
128.03▲
2024 · 50.80
Debt
€41k▼
2024 · €57k
Debt ≤ 1 year
€40k▼
2024 · €54k
Income taxes
€17k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€179k€193k▲
Fixed assets21/28€20k€12k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€18k€10k▼
Furniture and vehicles24€18k€10k▼
Current assets29/58€159k€182k▲
Amounts receivable within one year40/41€90k€131k▲
Trade receivables40€24k€48k▲
Other amounts receivable41€66k€83k▲
Cash at bank and in hand54/58€63k€49k▼
Deferred charges and accrued income490/1€6k€1k▼
Equity and liabilities
Total equity and liabilities10/49€179k€193k▲
Equity10/15€122k€152k▲
Contributions10/11€3k€3k=
Reserves13€119k€149k▲
Distributable reserves133€119k€149k▲
Amounts payable17/49€57k€41k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€54k€40k▼
Current portion of amounts payable after more than one year42€7k€3k▼
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€43k€28k▼
Taxes450/3€43k€28k▼
Accrued charges and deferred income492/3€335€335=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€1k€806▼
Gross operating margin9900€28k€52k▲
Operating profit (loss)9901€18k€43k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€519€403▼
Recurring financial charges65€519€403▼
Profit (loss) for the period before taxes9903€21k€48k▲
Income taxes67/77€7k€17k▲
Profit (loss) for the period9904€14k€31k▲
Profit (loss) for the period to be appropriated9905€14k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€31k▲
Transfer to equity691/2€14k€31k▲
To other reserves6921€14k€31k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €150kEq €152k ▲25.2%
4 profitable years in a row build equity to €152k.
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 36 days late
2024
31-12
Financial
Weakest financial yearnet €14k ▼79.5%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2022net €69k ▲97.3%
Operating result €95k, net result €69k, both a record.
31-12
Financial
Equity above €100kEq €107k ▲182%
2 profitable years in a row build equity to €107k.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Houtaing(Hou) 397812 AthGround area
698 m²
Building footprint
137 m²
Volume, LiDAR
1,108 m³
Parcel 51033B0139/00L000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TIM Architecture
since 20222.329.406.005
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51033B0139/00L000 | Wallonia | 698 m² | 1 · 137 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Multiprofessionele architectenvennootschap BB-LO
BE 0477.888.811
Antwerpen · Eq €152k
Architect Matthias Brusselmans
BE 0663.582.443
Sint-Jans-Molenbeek · Eq €152k
DESMEDT ARCHITECTEN
BE 0454.558.925
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ARCHITECT HILDE STEENKISTE
BE 0830.593.974
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N+N Architecten
BE 0693.724.501
Schaarbeek · Eq €153k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2022
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.