TiLox
ActiveTiLox has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €27k. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 21% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy▼ -27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency41▼-59
Growth78=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 6.45 in 2024), but 88% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12%
Return on assets
2.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 7689 sector peers (2025).
NBB · sector comparisonPosition among 7689 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
2023
9 d late
2022
24 d early
2021
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▲ 24.7%
2024 · €111k
2021: €33k
2022: €56k
2023: €83k
2024: €111k
2021 → 2025
Total assets
€1.14M▲ 755%
2024 · €134k
2021: €82k
2022: €106k
2023: €124k
2024: €134k
2021 → 2025
Net result
€27k▼ 0.3%
2024 · €27k
2021: €27k
2022: €23k
2023: €27k
2024: €27k
2021 → 2025
Working capital
€603k▲ 473%
2024 · €105k
2021: €31k
2022: €52k
2023: €78k
2024: €105k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€56k▲ 69.2%€83k▲ 48.0%€111k▲ 32.9%€138k▲ 24.7%
Operating result€36k-€30k▼ 14.8%€35k▲ 16.2%€36k▲ 1.6%€36k▲ 1.2%
Net result€27k-€23k▼ 15.6%€27k▲ 17.3%€27k▲ 1.5%€27k▼ 0.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€2k▼ 79.5%
Current assets
€1.14M▲ 817%
Equity and liabilities €1.14M
Equity
€138k▲ 24.7%
Debt
€1.01M▲ 4,220%
The debt ratio rises from 17.4% to 88.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€45k▲
2024 · €44k
Cash flow
€36k▲
2024 · €36k
Solvency
12.0%▼
2024 · 82.6%
Current ratio
2.12▼
2024 · 6.45
Quick ratio
2.12▼
2024 · 6.45
Debt / equity
7.30▲
2024 · 0.21
ROE
19.8%▼
2024 · 24.8%
ROA
2.4%▼
2024 · 20.4%
Interest coverage
64.09▼
2024 · 227.77
Debt
€1.01M▲
2024 · €23k
Debt ≤ 1 year
€539k▲
2024 · €19k
Debt > 1 year
€465k▲
2024 · €2k
Income taxes
€8k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€1.14M▲
Fixed assets21/28€9k€2k▼
Tangible fixed assets22/27€9k€2k▼
Plant, machinery and equipment23€334€1k▲
Furniture and vehicles24€9k€854▼
Current assets29/58€125k€1.14M▲
Amounts receivable within one year40/41€13k€1.10M▲
Trade receivables40€12k-
Other amounts receivable41€521€1.10M▲
Cash at bank and in hand54/58€111k€40k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€134k€1.14M▲
Equity10/15€111k€138k▲
Contributions10/11€6k€6k=
Reserves13€105k€132k▲
Distributable reserves133€105k€132k▲
Amounts payable17/49€23k€1.01M▲
Amounts payable after more than one year17€2k€465k▲
Financial debts170/4€2k€465k▲
Amounts payable within one year42/48€19k€539k▲
Current portion of amounts payable after more than one year42€9k€37k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€9k€860▼
Taxes450/3€9k€860▼
Other amounts payable47/48-€500k
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€208
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€983€965▼
Gross operating margin9900€45k€46k▲
Operating profit (loss)9901€36k€36k▲
Financial charges65/66B€195€706▲
Recurring financial charges65€195€706▲
Profit (loss) for the period before taxes9903€36k€36k▼
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€27k€27k▼
Profit (loss) for the period to be appropriated9905€27k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€27k▼
Transfer to equity691/2€27k€27k▼
To other reserves6921€27k€27k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €27k ▲1.5%
Net result €27k, the highest in the series.
31-12
Financial
Equity above €100kEq €111k ▲32.9%
4 profitable years in a row build equity to €111k.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €23k ▼15.6%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaluwlaan 73110 RotselaarGround area
3,165 m²
Building footprint
163 m²
Volume, LiDAR
1,027 m³
Parcel 24094E0205/00R004, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TiLox
since 20202.312.318.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094E0205/00R004 | Flanders | 3,165 m² | 1 · 163 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 7,116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2020
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.