TILMAN CONCEPTION
ActiveSummary
The computed 12-month bankruptcy probability of TILMAN CONCEPTION is 2.1% (moderate). The 2025 annual accounts show equity of €72k and a net result of €56k. Its solvency ranks better than 45% of 1909 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency66▲+24
Growth78
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 1.46 in 2024; short-term debt: 37.1% and cash: 30.8% of total assets), but 59.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
31.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
13 d early
2024
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 351%
2024 · €16k
2024: €16k
2024 → 2025
Total assets
€177k▲ 90.4%
2024 · €93k
2024: €93k
2024 → 2025
Net result
€56k▲ 350%
2024 · €12k
2024: €12k
2024 → 2025
Working capital
€69k▲ 430%
2024 · €13k
2024: €13k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€16k-€72k▲ 351%
Operating result€21k-€82k▲ 286%
Net result€12k-€56k▲ 350%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 286% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€43k ▼ 17.8%
Current assets
€134k ▲ 228%
Equity and liabilities €177k
Equity
€72k ▲ 351%
Debt
€105k ▲ 36.5%
Debt's share of the balance-sheet total falls from 82.9% to 59.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€99k▲
2024 · €41k
Cash flow
€73k▲
2024 · €32k
Current ratio
2.05▲
2024 · 1.46
Debt to equity
1.46▼
2024 · 4.84
ROE
77.8%▼
2024 · 78.0%
ROA
31.6%▲
2024 · 13.4%
Interest coverage
19.68▲
2024 · 7.83
Debt ≤ 1 year
€66k▲
2024 · €28k
Debt > 1 year
€40k▼
2024 · €49k
Income taxes
€22k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€93k€177k▲
Fixed assets21/28€52k€43k▼
Intangible fixed assets21€1k€778▼
Tangible fixed assets22/27€51k€42k▼
Plant, machinery and equipment23€51k€41k▼
Furniture and vehicles24€206€1k▲
Current assets29/58€41k€134k▲
Amounts receivable within one year40/41€1k€79k▲
Trade receivables40-€71k
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€39k€55k▲
Deferred charges and accrued income490/1€417€865▲
Equity and liabilities
Total equity and liabilities10/49€93k€177k▲
Equity10/15€16k€72k▲
Contributions10/11€4k€4k=
Reserves13€12k€68k▲
Distributable reserves133€12k€68k▲
Amounts payable17/49€77k€105k▲
Amounts payable after more than one year17€49k€40k▼
Financial debts170/4€49k€40k▼
Amounts payable within one year42/48€28k€66k▲
Current portion of amounts payable after more than one year42€13k€9k▼
Trade debts44€6k€18k▲
Suppliers440/4€6k€18k▲
Taxes, remuneration and social security45€7k€27k▲
Taxes450/3€5k€27k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€3k€11k▲
Accrued charges and deferred income492/3€70€10▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€17k▼
Other operating charges640/8€149€383▲
Gross operating margin9900€41k€99k▲
Operating profit (loss)9901€21k€82k▲
Financial income75/76B€239€152▼
Recurring financial income75€239€152▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€16k€78k▲
Income taxes67/77€4k€22k▲
Profit (loss) for the period9904€12k€56k▲
Profit (loss) for the period to be appropriated9905€12k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€56k▲
Transfer to equity691/2€12k€56k▲
To other reserves6921€12k€56k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Clavier · 1 establishment unit since 2023
Ground area
3.4 ha
Parcel 61008C0045/00L000, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
TILMAN CONCEPTION
since 20232.348.619.725
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61008C0045/00L000 | Wallonia | 3.4 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FREDERIC GEVAERT
BE 0770.358.756
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MARCANTIQUE
BE 1006.093.601
Bilzen-Hoeselt · Eq €71,560
SKY STEIGERS
BE 0735.941.077
Zedelgem · Eq €71,544
Van de Belder
BE 0675.585.796
Zandhoven · Eq €71,511
HMJ GROUP
BE 0800.084.605
Overijse · Eq €72,419
Of 3,984 companies in sector 25110 we hold annual accounts for 2,145. 1,543 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
25110Manufacture of metal structures and parts of structures
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.