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TILIAVICUS

Active
Private limited companyfounded 2019active for 7 yearsSaliestraat 13, 3990 Peer, BelgiumKBO/BCE: BE 0731.956.159
Summary

The computed 12-month bankruptcy probability of TILIAVICUS is 2.0% (moderate). The 2025 annual accounts show equity of €102,288 and a net result of -€6,432. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 20% of 12,502 sector peers (NACE 47, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
#10 employer in Peer, Wholesale and retail trade sector1 site
Size
€1.2mtotal assets 2025
Staff
4.7 FTE
Equity
€102,288
Loss
-€6,432
Turnover not published (abbreviated or micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
Accounts filed 2 days late0 of 1 deed read
Why 53raises riskEquity €102,288 (8.8% of total assets)Sector: Retail trade (NACE 47)Founded in 2019Liquidity: current ratio 0.68, cash €36,196Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 35% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 34=
equity 8.8% of total assets
Liquidity 48=
short-term debt 18.9% · cash 3.1%
Profitability 48+5
return on assets -0.6%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,187 companies, NACE 47, micro)
Last 24 months 11-2024: 1.4%lowest value 12-2024: 1.7%▲ +0.3 percentage points vs 11-2024 01-2025: 1.8%▲ +0.1 percentage points vs 12-2024 02-2025: 1.9%▲ +0.1 percentage points vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 1.9%● unchanged vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 1.9%● unchanged vs 07-2025 09-2025: 1.8%▼ -0.1 percentage points vs 08-2025 10-2025: 2.0%▲ +0.2 percentage points vs 09-2025 11-2025: 1.8%▼ -0.2 percentage points vs 10-2025 12-2025: 2.0%▲ +0.2 percentage points vs 11-2025 01-2026: 2.3%▲ +0.3 percentage points vs 12-2025 02-2026: 3.1%▲ +0.8 percentage points vs 01-2026highest value 03-2026: 1.9%▼ -1.2 percentage points vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.0%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%● unchanged vs 07-2026 09-2026: 2.0%● unchanged vs 08-2026 10-2026: 2.0%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.68, compared with 0.67 in 2024; short-term debt: 18.9% and cash: 3.1% of total assets), and 91.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 26% on solvency, 48% on liquidity, 35% on profitability and 30% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Equity €102,288 (8.8% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Founded in 2019
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.68, cash €36,196
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€6,432
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 12502 sector peers (2025).
NBB · sector comparison
Position among 12502 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are in a legal situation other than normal, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
2 days late
2024
on the day
2023
on the day
2022
on the day
2021
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average on the deadline day; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Caution: Among the weakest 20% on net resultsector median €28,206 · 12,491 companies -€6,432 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€6,432 View
  • Total assets 20255 financial years filed €1.2m View

By topic

Financials

Financial year
2025
Total assets
€1.2m
Loss
-€6,432
Solvency
8.8%
Total assets▼ 3.7%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-01-2027
  1. 30-06-2023Highest result from 2021 to 2025
  2. 30-06-2023Equity above €100,000
  3. 31-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
08-08-2019
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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