TILES INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.76M and a net result of €-39k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 59% of 5498 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
70 d late
2023
68 d late
2022
31 d late
2021
87 d late
2020
90 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.76M▼ 1.4%
2024 · €2.80M
2018: €2.72M
2019: €2.71M
2020: €2.71M
2021: €2.68M
2022: €2.75M
2023: €2.81M
2024: €2.80M
2018 → 2025
Net result
€-39k▼ 282%
2024 · €-10k
2018: €612k
2019: €-8k
2020: €6k
2021: €-36k
2022: €74k
2023: €52k
2024: €-10k
2018 → 2025
Total assets
€4.50M▼ 1.1%
2024 · €4.55M
2018: €2.92M
2019: €3.28M
2020: €3.30M
2021: €4.26M
2022: €4.31M
2023: €4.58M
2024: €4.55M
2018 → 2025
Solvency
61.2%▼ 0.2pp
2024 · 61.4%
2018: 93.1%
2019: 82.7%
2020: 82.4%
2021: 62.9%
2022: 63.9%
2023: 61.3%
2024: 61.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.68M-€2.75M▲ 2.8%€2.81M▲ 1.9%€2.80M▼ 0.4%€2.76M▼ 1.4%
Operating result€-9k-€120k€118k▼ 2.2%€80k▼ 31.7%€51k▼ 36.6%
Net result€-36k-€74k€52k▼ 29.8%€-10k€-39k▼ 282%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.50M
Fixed assets
€4.32M▼ 2.2%
Current assets
€186k▲ 34.1%
Equity and liabilities €4.50M
Equity
€2.76M▼ 1.4%
Debt
€1.74M▼ 0.7%
The debt ratio rises from 38.6% to 38.8%. Equity and debt are lower.
Key figures and ratios
Solvency
61.2%▼
2024 · 61.4%
ROE
-1.4%▼
2024 · -0.4%
ROA
-0.9%▼
2024 · -0.2%
Debt
€1.74M▼
2024 · €1.76M
Debt ≤ 1 year
€1.57M▲
2024 · €1.55M
Debt > 1 year
€116k▼
2024 · €141k
Income taxes
€9k▲
2024 · €83
Staff costs
€160k▲
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.55M€4.50M▼
Fixed assets21/28€4.41M€4.32M▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€1.90M€1.80M▼
Land and buildings22€1.82M€1.74M▼
Plant, machinery and equipment23€66k€58k▼
Furniture and vehicles24€14k€7k▼
Financial fixed assets28€2.51M€2.51M=
Current assets29/58€138k€186k▲
Stocks and contracts in progress3€7k€8k▲
Stocks30/36€7k€8k▲
Amounts receivable within one year40/41€97k€147k▲
Trade receivables40€76k€123k▲
Other amounts receivable41€21k€24k▲
Cash at bank and in hand54/58€31k€25k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€4.55M€4.50M▼
Equity10/15€2.80M€2.76M▼
Contributions10/11€1.33M€1.33M=
Reserves13€1.47M€1.43M▼
Tax-exempt reserves132€29k€29k=
Distributable reserves133€1.44M€1.40M▼
Amounts payable17/49€1.76M€1.74M▼
Amounts payable after more than one year17€141k€116k▼
Financial debts170/4€141k€116k▼
Amounts payable within one year42/48€1.55M€1.57M▲
Current portion of amounts payable after more than one year42€25k€25k▲
Trade debts44€32k€12k▼
Suppliers440/4€32k€12k▼
Taxes, remuneration and social security45€30k€37k▲
Taxes450/3€16k€20k▲
Remuneration and social security454/9€14k€17k▲
Other amounts payable47/48€1.46M€1.49M▲
Accrued charges and deferred income492/3€68k€60k▼
Income statement
Code20242025
Remuneration, social security and pensions62€136k€160k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€118k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€344k€335k▼
Operating profit (loss)9901€80k€51k▼
Financial income75/76B€31€2k▲
Recurring financial income75€31€2k▲
Financial charges65/66B€90k€83k▼
Recurring financial charges65€90k€83k▼
Profit (loss) for the period before taxes9903€-10k€-30k▼
Income taxes67/77€83€9k▲
Profit (loss) for the period9904€-10k€-39k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€-10k€-39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-39k▼
Transfer from equity791/2€10k€39k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90873.05.7▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series.
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 70 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €74k
Net result €74k after one loss-making year.
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 87 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 90 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerkerkesteenweg 438340 DammeGround area
3,804 m²
Building footprint
337 m²
Volume, LiDAR
1,956 m³
2 parcels, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
TILES INVEST
since 20092.176.598.638
PERLE D'OZETTE
since 20212.319.447.172
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31432A0372/00H000 | Flanders | 3,386 m² | 1 · 144 m² | 11.0 m · 2 fl. |
| 31021B0080/00W000 | Flanders | 418 m² | 1 · 193 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeernem2.319.447.172
Similar companies · same sector, comparable size
PLATYPUS
BE 0891.278.065
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LOARTO
BE 0844.958.486
Aalst · Eq €2.76M
DAMATO
BE 0806.747.515
Damme · Eq €2.76M
Bob Scholte
BE 0890.644.003
Schoten · Eq €2.75M
TRILITHON
BE 0477.292.062
Grimbergen · Eq €2.75M
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 9,934 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2008
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesWebsite:www.perledozette.be
E-mail:jan@bmtegelimport.be
E-mail:huiskamerkroeg@perledozette.be
Phone:0474688395