Summary
TILE MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €551k and a net result of €-122k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 9% of 5527 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
14 d early
2022
31 d early
2021
79 d late
2020
9 d early
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€551k▼ 18.1%
2024 · €673k
2018: €443k
2019: €453k
2020: €691k
2021: €705k
2022: €685k
2023: €702k
2024: €673k
2018 → 2025
Net result
€-122k▼ 318%
2024 · €-29k
2018: €-48k
2019: €10k
2020: €239k
2021: €13k
2022: €-20k
2023: €18k
2024: €-29k
2018 → 2025
Total assets
€10.56M▼ 0.5%
2024 · €10.61M
2018: €8.90M
2019: €8.89M
2020: €8.99M
2021: €9.25M
2022: €9.21M
2023: €9.66M
2024: €10.61M
2018 → 2025
Solvency
5.2%▼ 1.1pp
2024 · 6.3%
2018: 5.0%
2019: 5.1%
2020: 7.7%
2021: 7.6%
2022: 7.4%
2023: 7.3%
2024: 6.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€705k-€685k▼ 2.8%€702k▲ 2.6%€673k▼ 4.2%€551k▼ 18.1%
Operating result€36k-€-11k€35k€1k▼ 97.1%€-58k
Net result€13k-€-20k€18k€-29k€-122k▼ 318%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €58k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.56M
Fixed assets
€9.10M ▼ 1.2%
Current assets
€1.46M ▲ 4.0%
Equity and liabilities €10.56M
Equity
€551k ▼ 18.1%
Debt
€10.00M ▲ 0.7%
Debt's share of the balance-sheet total rises from 93.7% to 94.8%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-22.2%▼
2024 · -4.3%
ROA
-1.2%▼
2024 · -0.3%
Debt ≤ 1 year
€9.06M▼
2024 · €9.25M
Debt > 1 year
€940k▲
2024 · €686k
Income taxes
€0▼
2024 · €1k
Staff costs
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€10.61M€10.56M▼
Fixed assets21/28€9.21M€9.10M▼
Tangible fixed assets22/27€692k€581k▼
Land and buildings22€511k€468k▼
Plant, machinery and equipment23€6k€6k▼
Furniture and vehicles24€175k€107k▼
Financial fixed assets28€8.52M€8.52M=
Current assets29/58€1.40M€1.46M▲
Stocks and contracts in progress3€960k€1.33M▲
Stocks30/36€960k€1.33M▲
Amounts receivable within one year40/41€387k€77k▼
Trade receivables40€9k€9k▼
Other amounts receivable41€378k€69k▼
Cash at bank and in hand54/58€53k€53k▼
Equity and liabilities
Total equity and liabilities10/49€10.61M€10.56M▼
Equity10/15€673k€551k▼
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€6k-
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€665k€543k▼
Amounts payable17/49€9.94M€10.00M▲
Amounts payable after more than one year17€686k€940k▲
Financial debts170/4€686k€940k▲
Amounts payable within one year42/48€9.25M€9.06M▼
Current portion of amounts payable after more than one year42€60k€74k▲
Financial debts43€300k€500k▲
Credit institutions430/8€300k€500k▲
Trade debts44€36k€21k▼
Suppliers440/4€36k€21k▼
Taxes, remuneration and social security45€21k€8k▼
Taxes450/3€21k€7k▼
Remuneration and social security454/9-€902
Other amounts payable47/48€8.83M€8.46M▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€59k▲
Other operating charges640/8€5k€9k▲
Gross operating margin9900€67k€17k▼
Operating profit (loss)9901€1k€-58k▼
Financial income75/76B€0€4k▲
Recurring financial income75€0€4k▲
Financial charges65/66B€29k€68k▲
Recurring financial charges65€29k€68k▲
Profit (loss) for the period before taxes9903€-28k€-122k▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€-29k€-122k▼
Profit (loss) for the period to be appropriated9905€-29k€-122k▼
Appropriation of the result
Profit (loss) to be appropriated9906€665k€543k▼
Profit (loss) brought forward from the previous period14P€694k€665k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-122k
Net result drops to €-122k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 79 days late
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €239k ▲2,369%
Operating result €261k, net result €239k, both a record.
31-12
Financial
Equity above €500kEq €691k ▲52.8%
2 profitable years in a row build equity to €691k.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
Show earlier events
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2009
Ground area
1,019 m²
Building footprint
170 m²
Volume, LiDAR
1,021 m³
Parcel 13375M0315/00D000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
TILE MANAGEMENT
since 20092.176.624.570
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13375M0315/00D000 | Flanders | 1,019 m² | 1 · 170 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LIEBERT GROUP
BE 0508.548.630
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MILYS
BE 0698.611.618
Anzegem · Eq €551,817
SILVER PROJECTS
BE 0890.492.662
Nieuwpoort · Eq €551,844
SJ-INVEST
BE 0426.630.546
Oudsbergen · Eq €552,059
DOKTER FRANK CORNE
BE 0882.430.477
Wevelgem · Eq €549,878
Of 24,727 companies in sector 64210 we hold annual accounts for 19,764. 13,566 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
70200Business and other management consultancy
77110Renting and leasing of cars and light motor vehicles
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.