TIL FID
ActiveTIL FID has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €35k. Its solvency ranks better than 70% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.79), and 25.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.4%
Return on assets
70.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
10 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€37k
Total assets
€50k
Net result
€35k
Working capital
€36k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €50k
Fixed assets
€1k
Current assets
€48k
Equity and liabilities €50k
Equity
€37k
Debt
€13k
Debt finances 25.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€53k
Cash flow
€37k
Solvency
74.4%
Current ratio
3.79
Quick ratio
3.79
Debt / equity
0.34
ROE
94.6%
ROA
70.4%
Interest coverage
845.91
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€16k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€50k
Fixed assets21/28€1k
Intangible fixed assets21€0
Tangible fixed assets22/27€1k
Land and buildings22€1k
Current assets29/58€48k
Amounts receivable within one year40/41€14k
Trade receivables40€14k
Cash at bank and in hand54/58€34k
Deferred charges and accrued income490/1€840
Equity and liabilities
Total equity and liabilities10/49€50k
Equity10/15€37k
Contributions10/11€2k
Reserves13€35k
Distributable reserves133€35k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€787
Gross operating margin9900€54k
Operating profit (loss)9901€52k
Financial charges65/66B€63
Recurring financial charges65€63
Profit (loss) for the period before taxes9903€52k
Income taxes67/77€16k
Profit (loss) for the period9904€35k
Profit (loss) for the period to be appropriated9905€35k
Appropriation of the result
Profit (loss) to be appropriated9906€35k
Transfer to equity691/2€35k
To other reserves6921€35k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Infante Isabelle(H-A) 1267110 La LouvièreGround area
530 m²
Building footprint
57 m²
Volume, LiDAR
502 m³
Parcel 55019C0131/00T004, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TIL FID
since 20242.369.961.210
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019C0131/00T004 | Wallonia | 530 m² | 1 · 57 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,601. 5,485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2024
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@tilfid.be