TIKI CONSTRUCT
ActiveSummary
TIKI CONSTRUCT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €18k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-16
Solvency31▼-23
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.59 in 2024; short-term debt: 93.7% and cash: 6.3% of total assets), and 93.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.3%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9194 sector peers (2025).
NBB · sector comparisonPosition among 9194 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
38 d early
2023
76 d early
2022
60 d early
2021
106 d early
2020
99 d early
2019
65 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€259k▲ 7.7%
2024 · €241k
2018: €96k
2019: €95k
2020: €97k
2021: €97k
2022: €161k
2023: €182k
2024: €241k
2018 → 2025
Total assets
€4.12M▲ 393%
2024 · €836k
2018: €97k
2019: €97k
2020: €105k
2021: €778k
2022: €1.82M
2023: €2.15M
2024: €836k
2018 → 2025
Net result
€18k▼ 68.5%
2024 · €58k
2018: €-895
2019: €-662
2020: €2k
2021: €125
2022: €63k
2023: €22k
2024: €58k
2018 → 2025
Working capital
€259k▼ 16.6%
2024 · €311k
2018: €96k
2019: €95k
2020: €97k
2021: €97k
2022: €161k
2023: €490k
2024: €311k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€161k▲ 65.3%€182k▲ 13.4%€241k▲ 32.1%€259k▲ 7.7%
Operating result€210-€133k▲ 63,164%€80k▼ 39.6%€166k▲ 107%€29k▼ 82.5%
Net result€125-€63k▲ 50,611%€22k▼ 66.0%€58k▲ 171%€18k▼ 68.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €4.12M
Equity
€259k ▲ 7.7%
Debt
€3.86M ▲ 550%
Debt's share of the balance-sheet total rises from 71.2% to 93.7%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.07▼
2024 · 1.59
Quick ratio
0.08▼
2024 · 0.21
Debt to equity
14.92▲
2024 · 2.47
ROE
7.1%▼
2024 · 24.3%
ROA
0.4%▼
2024 · 7.0%
Debt ≤ 1 year
€3.86M▲
2024 · €525k
Income taxes
€7k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€836k€4.12M▲
Current assets29/58€836k€4.12M▲
Stocks and contracts in progress3€723k€3.83M▲
Stocks30/36€723k€3.83M▲
Amounts receivable within one year40/41€15k€7k▼
Trade receivables40€15k€7k▼
Cash at bank and in hand54/58€70k€261k▲
Deferred charges and accrued income490/1€28k€29k▲
Equity and liabilities
Total equity and liabilities10/49€836k€4.12M▲
Equity10/15€241k€259k▲
Contributions10/11€100k€100k=
Profit (loss) carried forward14€141k€159k▲
Amounts payable17/49€595k€3.86M▲
Amounts payable within one year42/48€525k€3.86M▲
Financial debts43€158k€3.65M▲
Credit institutions430/8€158k€3.65M▲
Trade debts44€127k€145k▲
Suppliers440/4€127k€145k▲
Taxes, remuneration and social security45€22k€39k▲
Taxes450/3€22k€39k▲
Other amounts payable47/48€219k€35k▼
Accrued charges and deferred income492/3€70k-
Income statement
Code20242025
Other operating charges640/8€1k€5k▲
Gross operating margin9900€167k€34k▼
Operating profit (loss)9901€166k€29k▼
Financial charges65/66B€86k€4k▼
Recurring financial charges65€86k€4k▼
Profit (loss) for the period before taxes9903€80k€25k▼
Income taxes67/77€22k€7k▼
Profit (loss) for the period9904€58k€18k▼
Profit (loss) for the period to be appropriated9905€58k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€159k▲
Profit (loss) brought forward from the previous period14P€82k€141k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €241k ▲32.1%
5 profitable years in a row build equity to €241k.
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €63k ▲50611%
Net result €63k, the highest in the series.
31-12
Financial
Equity above €150kEq €161k ▲65.3%
3 profitable years in a row build equity to €161k.
16-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 6 days late
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Naamsestraat 123000 LeuvenGround area
169 m²
Building footprint
166 m²
Volume, LiDAR
3,028 m³
Parcel 24504D0433/00C000, Flanders · tallest building 21.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
TIKI CONSTRUCT
since 20152.247.627.778
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24504D0433/00C000 | Flanders | 169 m² | 1 · 166 m² | 21.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,231 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.