TIJL CONSTRUCT
ActiveSummary
TIJL CONSTRUCT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €415. Equity is shrinking by ~44.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 53% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+21
Solvency59▲+19
Growth32=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
25 d late
2023
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 7.3%
2024 · €6k
2023: €12k
2024: €6k
2023 → 2025
Total assets
€18k▼ 51.9%
2024 · €38k
2023: €49k
2024: €38k
2023 → 2025
Net result
€415
2024 · €-6k
2023: €7k
2024: €-6k
2023 → 2025
Working capital
€-157▲ 97.6%
2024 · €-7k
2023: €371
2024: €-7k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€6k▼ 50.9%€6k▲ 7.3%
Operating result€12k-€-2k€4k
Net result€7k-€-6k€415
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€6k ▼ 66.2%
Current assets
€12k ▼ 38.2%
Equity and liabilities €18k
Equity
€6k ▲ 7.3%
Debt
€12k ▼ 62.4%
Debt's share of the balance-sheet total falls from 84.9% to 66.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €10k
Cash flow
€13k▲
2024 · €6k
Current ratio
0.99▲
2024 · 0.75
Debt to equity
1.98▼
2024 · 5.64
ROE
6.8%▲
2024 · -103.5%
ROA
2.3%▲
2024 · -15.6%
Interest coverage
5.90▼
2024 · 8.27
Debt ≤ 1 year
€12k▼
2024 · €26k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38k€18k▼
Fixed assets21/28€19k€6k▼
Tangible fixed assets22/27€19k€6k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€17k€5k▼
Current assets29/58€19k€12k▼
Amounts receivable within one year40/41€17k€3k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€13k€537▼
Cash at bank and in hand54/58€1k€9k▲
Deferred charges and accrued income490/1€553€535▼
Equity and liabilities
Total equity and liabilities10/49€38k€18k▼
Equity10/15€6k€6k▲
Contributions10/11€5k€5k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-6k€-6k▲
Amounts payable17/49€32k€12k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€26k€12k▼
Current portion of amounts payable after more than one year42€12k€6k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€12k€18k▲
Operating profit (loss)9901€-2k€4k▲
Financial income75/76B€0€46▲
Recurring financial income75€0€46▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€-3k€1k▲
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€-6k€415▲
Profit (loss) for the period to be appropriated9905€-6k€415▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-6k▲
Profit (loss) brought forward from the previous period14P-€-6k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €415
Net result €415 after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-6k ▼189%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stenenstraat 103B9255 BuggenhoutGround area
2,037 m²
Building footprint
124 m²
Volume, LiDAR
700 m³
Parcel 42004D0740/00G000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TIJL CONSTRUCT
since 20232.345.528.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004D0740/00G000 | Flanders | 2,037 m² | 1 · 124 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERDICO
BE 0457.862.170
Roeselare · Eq €6,160
AB INNOVATION
BE 0772.530.368
Lille · Eq €6,175
COPROMAG
BE 1004.057.688
Halle · Eq €6,086
J. BONIVERT - IMMO
BE 0450.563.713
Charleroi · Eq €6,066
LSG INVEST
BE 0752.646.061
Sprimont · Eq €6,224
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 2,478 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
43240Other construction installation
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.