TIDES ARCHITECTURE
ActiveTIDES ARCHITECTURE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €422k and a net result of €49k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 37% of 1987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency60▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.52 in 2024; short-term debt: 36.4% and cash: 8.7% of total assets), and 64.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.4%
Return on assets
4.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
90 d early
2022
16 d early
2021
19 d early
2020
31 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€422k▲ 13.3%
2024 · €372k
2018: €234k
2019: €227k
2020: €221k
2021: €217k
2022: €275k
2023: €322k
2024: €372k
2018 → 2025
Total assets
€1.19M▲ 26.8%
2024 · €940k
2018: €761k
2019: €535k
2020: €426k
2021: €508k
2022: €651k
2023: €783k
2024: €940k
2018 → 2025
Net result
€49k▼ 2.0%
2024 · €50k
2018: €62k
2019: €-8k
2020: €-6k
2021: €-4k
2022: €57k
2023: €87k
2024: €50k
2018 → 2025
Working capital
€152k▼ 35.3%
2024 · €235k
2018: €284k
2019: €257k
2020: €241k
2021: €179k
2022: €162k
2023: €215k
2024: €235k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€217k-€275k▲ 26.3%€322k▲ 17.2%€372k▲ 15.7%€422k▲ 13.3%
Operating result€2k-€87k▲ 4,943%€125k▲ 44.2%€78k▼ 37.9%€68k▼ 12.4%
Net result€-4k-€57k€87k▲ 51.9%€50k▼ 42.0%€49k▼ 2.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€606k▲ 137%
Current assets
€586k▼ 14.4%
Equity and liabilities €1.19M
Equity
€422k▲ 13.3%
Debt
€770k▲ 35.6%
The debt ratio rises from 60.4% to 64.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€136k▲
2024 · €124k
Cash flow
€117k▲
2024 · €97k
Solvency
35.4%▼
2024 · 39.6%
Current ratio
1.35▼
2024 · 1.52
Quick ratio
1.35▼
2024 · 1.52
Debt / equity
1.83▲
2024 · 1.53
ROE
11.7%▼
2024 · 13.6%
ROA
4.1%▼
2024 · 5.4%
Interest coverage
11.22▼
2024 · 11.97
Debt
€770k▲
2024 · €568k
Debt ≤ 1 year
€434k▼
2024 · €449k
Debt > 1 year
€275k▲
2024 · €111k
Income taxes
€12k▼
2024 · €25k
Staff costs
€527k▲
2024 · €456k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€940k€1.19M▲
Fixed assets21/28€256k€606k▲
Tangible fixed assets22/27€218k€572k▲
Land and buildings22€117k€484k▲
Plant, machinery and equipment23-€16k
Furniture and vehicles24€98k€69k▼
Other tangible fixed assets26€3k€3k=
Financial fixed assets28€38k€34k▼
Current assets29/58€685k€586k▼
Amounts receivable after more than one year29€205k€205k=
Other amounts receivable291€205k€205k=
Amounts receivable within one year40/41€287k€258k▼
Trade receivables40€274k€232k▼
Other amounts receivable41€13k€25k▲
Cash at bank and in hand54/58€177k€104k▼
Deferred charges and accrued income490/1€16k€19k▲
Equity and liabilities
Total equity and liabilities10/49€940k€1.19M▲
Equity10/15€372k€422k▲
Contributions10/11€12k€12k=
Reserves13€360k€409k▲
Non-distributable reserves130/1€0-
Other1319€0-
Distributable reserves133€360k€409k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€568k€770k▲
Amounts payable after more than one year17€111k€275k▲
Financial debts170/4€111k€275k▲
Amounts payable within one year42/48€449k€434k▼
Current portion of amounts payable after more than one year42€26k€28k▲
Trade debts44€240k€230k▼
Suppliers440/4€240k€230k▼
Taxes, remuneration and social security45€155k€154k▼
Taxes450/3€83k€80k▼
Remuneration and social security454/9€72k€74k▲
Other amounts payable47/48€28k€22k▼
Accrued charges and deferred income492/3€7k€62k▲
Income statement
Code20242025
Non-recurring operating income76A€0€10k▲
Remuneration, social security and pensions62€456k€527k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€67k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€0€876▲
Gross operating margin9900€582k€665k▲
Operating profit (loss)9901€78k€68k▼
Financial income75/76B€8k€6k▼
Recurring financial income75€8k€6k▼
Financial charges65/66B€10k€12k▲
Recurring financial charges65€10k€12k▲
Profit (loss) for the period before taxes9903€76k€62k▼
Income taxes67/77€25k€12k▼
Profit (loss) for the period9904€50k€49k▼
Profit (loss) for the period to be appropriated9905€50k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€50k€49k▼
Transfer from equity791/2€0-
Transfer to equity691/2€50k€49k▼
To other reserves6921€50k€49k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90876.67.6▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €87k ▲51.9%
Operating result €125k, net result €87k, both a record.
14-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €57k
Net result €57k after 3 loss-making years.
11-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-8k ▼112%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pottelberg(Kor) 1048500 KortrijkGround area
2,135 m²
Building footprint
480 m²
Volume, LiDAR
3,683 m³
2 parcels, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
TIDES ARCHITECTURE
since 20072.165.816.592
TIDES ARCHITECTURE
since 20222.329.794.005
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0615/00L000 | Flanders | 1,159 m² | 1 · 128 m² | 10.7 m · 2 fl. |
| 44074B0608/00A000 | Flanders | 977 m² | 1 · 352 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 7,431 EUR awarded · 7,420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,204 EUR | 3,204 EUR |
| 2024 | 1 | 3,540 EUR | 3,540 EUR |
| 2023 | 1 | 595 EUR | 646 EUR |
| 2022 | 1 | 92 EUR | 30 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
8945004LTFJ2QKD1MF58
Similar companies · same sector, comparable size
ARCHITECTENBUREEL DENIES & D'HOLLANDER
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Studio LST
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ARTEKA
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ARCHITECT JOHAN STERCKX
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Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 4,241 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2007
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.