TIBIRA
ActiveSummary
TIBIRA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €464k and a net result of €40k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+39
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 46.39 against 14.2 in 2024; short-term debt: 2.2% and cash: 4.4% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
8.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €464k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 04-12-2025, 147 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
147 d early
2024
14 d early
2023
130 d early
2022
122 d early
2021
128 d early
2020
120 d early
2019
101 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€464k▲ 9.6%
2024 · €423k
2018: €445k
2019: €435k
2020: €430k
2021: €428k
2022: €425k
2023: €418k
2024: €423k
2018 → 2025
Total assets
€474k▲ 4.1%
2024 · €455k
2018: €448k
2019: €436k
2020: €431k
2021: €430k
2022: €431k
2023: €431k
2024: €455k
2018 → 2025
Net result
€40k▲ 644%
2024 · €5k
2018: €19k
2019: €-11k
2020: €-5k
2021: €-2k
2022: €-3k
2023: €-7k
2024: €5k
2018 → 2025
Working capital
€463k▲ 9.4%
2024 · €423k
2018: €445k
2019: €435k
2020: €430k
2021: €428k
2022: €425k
2023: €418k
2024: €423k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€428k-€425k▼ 0.7%€418k▼ 1.7%€423k▲ 1.3%€464k▲ 9.6%
Operating result€-4k-€-5k▼ 10.7%€-8k▼ 71.3%€-1k▲ 86.5%€46k
Net result€-2k-€-3k▼ 77.2%€-7k▼ 135%€5k€40k▲ 644%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €474k
Fixed assets
€770
Current assets
€473k
Equity and liabilities €474k
Equity
€464k ▲ 9.6%
Debt
€10k ▼ 68.2%
Debt's share of the balance-sheet total falls from 7.0% to 2.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k
Cash flow
€41k
Current ratio
46.39▲
2024 · 14.20
Debt to equity
0.02▼
2024 · 0.08
ROE
8.7%▲
2024 · 1.3%
ROA
8.5%▲
2024 · 1.2%
Interest coverage
53.38
Debt ≤ 1 year
€10k▼
2024 · €32k
Income taxes
€13k▲
2024 · €332
Staff costs
€1k▲
2024 · €734
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€455k€474k▲
Fixed assets21/28-€770
Tangible fixed assets22/27-€770
Furniture and vehicles24-€770
Current assets29/58€455k€473k▲
Amounts receivable within one year40/41€16k€8k▼
Trade receivables40€15k€8k▼
Other amounts receivable41€1k€43▼
Current investments50/53€435k€443k▲
Cash at bank and in hand54/58€1k€21k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€455k€474k▲
Equity10/15€423k€464k▲
Contributions10/11€6k€6k=
Reserves13€439k€457k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€439k€457k▲
Profit (loss) carried forward14€-22k€0▲
Amounts payable17/49€32k€10k▼
Amounts payable within one year42/48€32k€10k▼
Trade debts44€5k€247▼
Suppliers440/4€5k€247▼
Taxes, remuneration and social security45€2k€10k▲
Taxes450/3€2k€10k▲
Other amounts payable47/48€25k€304▼
Income statement
Code20242025
Remuneration, social security and pensions62€734€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€385
Other operating charges640/8€1k€2k▲
Gross operating margin9900€1k€49k▲
Operating profit (loss)9901€-1k€46k▲
Financial income75/76B€8k€8k▲
Recurring financial income75€8k€8k▲
Financial charges65/66B€841€860▲
Recurring financial charges65€841€860▲
Profit (loss) for the period before taxes9903€6k€53k▲
Income taxes67/77€332€13k▲
Profit (loss) for the period9904€5k€40k▲
Profit (loss) for the period to be appropriated9905€5k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€18k▲
Profit (loss) brought forward from the previous period14P€-28k€-22k▲
Transfer to equity691/2-€18k
To other reserves6921-€18k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
04-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Highest result since 2018net €40k ▲644%
Operating result €46k, net result €40k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 46.39
Current ratio from 14.20 to 46.39; short-term debt falls from €32k to €10k.
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €5k
Net result €5k after 5 loss-making years.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-11k ▼154%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
21-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2013
04-12
State Gazette act
Board meeting · Director appointment
Permanent representative · Mandate compensation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Velodroomstraat 332600 AntwerpenGround area
167 m²
Building footprint
95 m²
Volume, LiDAR
982 m³
Parcel 11302A0015/00S008, Flanders · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TIBIRA
since 20082.173.408.328
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0015/00S008 | Flanders | 167 m² | 1 · 95 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Polygoon Consult
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 35,256 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-09-2008
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.