TIBIMMO
ActiveTIBIMMO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.70M and a net result of €-4k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-1
Solvency90▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
Liquidity short (current ratio 0.9 against 1.21 in 2024; short-term debt: 28% and cash: 0.3% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65%
Return on assets
-0.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-01-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
25 d early
2023
16 d early
2022
4 d early
2021
1 d late
2020
on the day
2019
230 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.70M▼ 0.1%
2024 · €4.70M
2019: €1.09M
2020: €1.11M
2021: €847k
2022: €4.72M
2023: €4.73M
2024: €4.70M
2019 → 2025
Total assets
€7.23M▲ 3.8%
2024 · €6.97M
2019: €6.28M
2020: €4.80M
2021: €6.81M
2022: €6.87M
2023: €6.78M
2024: €6.97M
2019 → 2025
Net result
€-4k▲ 81.9%
2024 · €-20k
2019: €6k
2020: €19k
2021: €-259k
2022: €272k
2023: €7k
2024: €-20k
2019 → 2025
Working capital
€-199k
2024 · €340k
2019: €2.47M
2020: €-298k
2021: €131k
2022: €591k
2023: €437k
2024: €340k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€847k-€4.72M▲ 457%€4.73M▲ 0.1%€4.70M▼ 0.4%€4.70M▼ 0.1%
Operating result€-161k-€376k€31k▼ 91.9%€17k▼ 45.6%€37k▲ 125%
Net result€-259k-€272k€7k▼ 97.6%€-20k€-4k▲ 81.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 125% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.23M
Fixed assets
€5.40M▲ 8.5%
Current assets
€1.83M▼ 8.0%
Equity and liabilities €7.23M
Equity
€4.70M▼ 0.1%
Debt
€2.53M▲ 11.7%
The debt ratio rises from 32.5% to 35.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€221k▲
2024 · €219k
Cash flow
€180k▼
2024 · €182k
Solvency
65.0%▼
2024 · 67.5%
Current ratio
0.90▼
2024 · 1.21
Quick ratio
0.90▼
2024 · 1.11
Debt / equity
0.54▲
2024 · 0.48
ROE
-0.1%▲
2024 · -0.4%
ROA
-0.1%▲
2024 · -0.3%
Interest coverage
2.49▼
2024 · 2.62
Debt
€2.53M▲
2024 · €2.27M
Debt ≤ 1 year
€2.03M▲
2024 · €1.65M
Debt > 1 year
€489k▼
2024 · €606k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.97M€7.23M▲
Fixed assets21/28€4.98M€5.40M▲
Tangible fixed assets22/27€4.98M€4.80M▼
Land and buildings22€3.42M€3.28M▼
Furniture and vehicles24€1k€494▼
Other tangible fixed assets26€1.56M€1.52M▼
Financial fixed assets28€845€601k▲
Current assets29/58€1.99M€1.83M▼
Stocks and contracts in progress3€160k-
Stocks30/36€160k-
Amounts receivable within one year40/41€1.78M€1.76M▼
Trade receivables40€11k€17k▲
Other amounts receivable41€1.77M€1.75M▼
Cash at bank and in hand54/58€21k€25k▲
Deferred charges and accrued income490/1€29k€41k▲
Equity and liabilities
Total equity and liabilities10/49€6.97M€7.23M▲
Equity10/15€4.70M€4.70M▼
Contributions10/11€4.50M€4.50M=
Profit (loss) carried forward14€205k€201k▼
Amounts payable17/49€2.27M€2.53M▲
Amounts payable after more than one year17€606k€489k▼
Financial debts170/4€606k€489k▼
Amounts payable within one year42/48€1.65M€2.03M▲
Current portion of amounts payable after more than one year42€122k€120k▼
Financial debts43€1.00M€1.00M=
Credit institutions430/8€1.00M€1.00M=
Trade debts44€51k€25k▼
Suppliers440/4€51k€25k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€468k€877k▲
Accrued charges and deferred income492/3€12k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€202k€183k▼
Other operating charges640/8€25k€1k▼
Gross operating margin9900€244k€222k▼
Operating profit (loss)9901€17k€37k▲
Financial income75/76B€47k€48k▲
Recurring financial income75€47k€48k▲
Financial charges65/66B€84k€89k▲
Recurring financial charges65€84k€89k▲
Profit (loss) for the period before taxes9903€-20k€-4k▲
Profit (loss) for the period9904€-20k€-4k▲
Profit (loss) for the period to be appropriated9905€-20k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€205k€201k▼
Profit (loss) brought forward from the previous period14P€225k€205k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €272k
Net result €272k after one loss-making year.
30-06
Financial
Equity above €2MEq €4.72M ▲457%
Equity rises from €847k to €4.72M.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
30-06
Financial
Weakest financial yearnet €-259k ▼1459%
Net result drops to €-259k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 230 days late
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 595 days late
2017
31-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidskaai 129040 GentGround area
1,762 m²
Building footprint
518 m²
Volume, LiDAR
3,081 m³
Parcel 44432C1219/00G004, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nijverheidskaai 12, 9040 Gent
since 19902.050.315.625
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C1219/00G004 | Flanders | 1,762 m² | 1 · 518 m² | 14.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,420 EUR awarded · 2,420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,420 EUR | 2,420 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 1,917 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-1990
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
70111
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.