TIBIBIO
ActiveTIBIBIO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.84M and a net result of €-67k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 81% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency75▼-8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days only on tighter terms
Liquidity short (current ratio 0.89 against 1.23 in 2024), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
-2%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
44 d early
2023
54 d early
2022
24 d early
2021
33 d early
2020
50 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.84M▼ 2.3%
2024 · €2.90M
2018: €2.75M
2019: €2.81M
2020: €2.90M
2021: €2.95M
2022: €2.95M
2023: €2.96M
2024: €2.90M
2018 → 2025
Total assets
€3.31M▼ 1.0%
2024 · €3.35M
2018: €3.18M
2019: €3.19M
2020: €3.27M
2021: €3.38M
2022: €3.40M
2023: €3.37M
2024: €3.35M
2018 → 2025
Net result
€-67k▼ 32.2%
2024 · €-51k
2018: €49k
2019: €51k
2020: €92k
2021: €51k
2022: €4k
2023: €4k
2024: €-51k
2018 → 2025
Working capital
€-29k
2024 · €46k
2018: €72k
2019: €-32k
2020: €102k
2021: €158k
2022: €106k
2023: €101k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.95M-€2.95M▲ 0.1%€2.96M▲ 0.1%€2.90M▼ 1.7%€2.84M▼ 2.3%
Operating result€-10k-€-73k▼ 630%€-77k▼ 4.6%€-117k▼ 52.9%€-154k▼ 31.3%
Net result€51k-€4k▼ 92.5%€4k▼ 0.1%€-51k€-67k▼ 32.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €154k in 2025 against €117k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.31M
Fixed assets
€3.07M▼ 1.0%
Current assets
€242k▼ 0.9%
Equity and liabilities €3.31M
Equity
€2.84M▼ 2.3%
Debt
€476k▲ 7.4%
The debt ratio rises from 13.2% to 14.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-111k▼
2024 · €-75k
Cash flow
€-25k▼
2024 · €-9k
Solvency
85.6%▼
2024 · 86.8%
Current ratio
0.89▼
2024 · 1.23
Quick ratio
0.89▼
2024 · 1.23
Debt / equity
0.17▲
2024 · 0.15
ROE
-2.4%▼
2024 · -1.8%
ROA
-2.0%▼
2024 · -1.5%
Interest coverage
-19.15▼
2024 · -5.11
Debt
€476k▲
2024 · €443k
Debt ≤ 1 year
€272k▲
2024 · €198k
Debt > 1 year
€204k▼
2024 · €245k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.35M€3.31M▼
Fixed assets21/28€3.10M€3.07M▼
Intangible fixed assets21€34k€19k▼
Tangible fixed assets22/27€302k€285k▼
Land and buildings22€273k€259k▼
Plant, machinery and equipment23€24k€23k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€2.77M€2.77M=
Current assets29/58€245k€242k▼
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Amounts receivable within one year40/41€174k€143k▼
Trade receivables40€113k€37k▼
Other amounts receivable41€61k€106k▲
Cash at bank and in hand54/58€40k€67k▲
Deferred charges and accrued income490/1€969€2k▲
Equity and liabilities
Total equity and liabilities10/49€3.35M€3.31M▼
Equity10/15€2.90M€2.84M▼
Contributions10/11€2.84M€2.84M=
Reserves13€116k€116k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€114k€114k=
Profit (loss) carried forward14€-51k€-118k▼
Amounts payable17/49€443k€476k▲
Amounts payable after more than one year17€245k€204k▼
Financial debts170/4€245k€204k▼
Amounts payable within one year42/48€198k€272k▲
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€28k€101k▲
Suppliers440/4€28k€101k▲
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Other amounts payable47/48€143k€147k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€43k▲
Other operating charges640/8€8k€2k▼
Non-recurring operating charges66A-€64k
Gross operating margin9900€-67k€-45k▲
Operating profit (loss)9901€-117k€-154k▼
Financial income75/76B€82k€92k▲
Recurring financial income75€82k€92k▲
Financial charges65/66B€15k€6k▼
Recurring financial charges65€15k€6k▼
Profit (loss) for the period before taxes9903€-50k€-67k▼
Income taxes67/77€599-
Profit (loss) for the period9904€-51k€-67k▼
Profit (loss) for the period to be appropriated9905€-51k€-67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-51k€-118k▼
Profit (loss) brought forward from the previous period14P-€-51k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-67k
Net result drops to €-67k, the lowest in the series.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Highest result since 2018net €92k ▲79.7%
Operating result €30k, net result €92k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 1.92
Current ratio from 0.79 to 1.92; short-term debt falls from €155k to €111k.
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dentergem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Volderstraat 518720 DentergemGround area
159 m²
Building footprint
162 m²
Volume, LiDAR
740 m³
Parcel 37016A0206/00N000, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TIBIBIO
since 20102.185.375.158
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37016A0206/00N000 | Flanders | 159 m² | 1 · 162 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 132 EUR awarded · 132 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 132 EUR | 132 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 16,350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2010
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.