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TI AMO

Active
Private limited companyfounded 20196 years activeRue René Dubois 93, 4500 Huy, BelgiumKBO/BCE: BE 0738.772.883
Summary

The computed 12-month bankruptcy probability of TI AMO is 4.0% (moderate). The 2025 annual accounts show equity of €63,561 and a net result of €61,561. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 16,276 sector peers (NACE 56, fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Full-service restaurants
NACE 56111
1 site
Size
€100,519total assets 2025
Equity
€63,561
Profit
€61,561
Turnover not published (abridged schema)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.0%
Structure
Accounts filed 61 days late0 of 1 deed read
Why 51- Sector Food and beverage service activities (NACE 56)- Latest accounts 61 days late; 2 of the last 3 late- Size: total assets €100,519- Founded in 2019Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 76% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 88+62
equity 63.2% of total assets
Liquidity 39+28
short-term debt 36.8% · cash 5.0%
Profitability 100=
return on assets 61.2%
Bankruptcy probability, 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,697 companies)
Last 24 months 11-2024: 5.0% 12-2024: 5.2%▲ +0.2 percentage points vs 11-2024 01-2025: 5.1%▼ -0.1 percentage points vs 12-2024 02-2025: 5.1%● unchanged vs 01-2025 03-2025: 5.0%▼ -0.1 percentage points vs 02-2025 04-2025: 5.0%● unchanged vs 03-2025 05-2025: 5.1%▲ +0.1 percentage points vs 04-2025 06-2025: 5.2%▲ +0.1 percentage points vs 05-2025 07-2025: 5.1%▼ -0.1 percentage points vs 06-2025 08-2025: 5.8%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 4.6%▼ -1.2 percentage points vs 08-2025 10-2025: 4.6%● unchanged vs 09-2025 11-2025: 4.8%▲ +0.2 percentage points vs 10-2025 12-2025: 4.8%● unchanged vs 11-2025 01-2026: 4.7%▼ -0.1 percentage points vs 12-2025 02-2026: 4.7%● unchanged vs 01-2026 03-2026: 3.9%▼ -0.8 percentage points vs 02-2026 04-2026: 3.9%● unchanged vs 03-2026 05-2026: 3.9%● unchanged vs 04-2026 06-2026: 3.8%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 3.8%● unchanged vs 06-2026 08-2026: 4.7%▲ +0.9 percentage points vs 07-2026 09-2026: 4.7%● unchanged vs 08-2026 10-2026: 4.0%▼ -0.7 percentage points vs 09-2026
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.26 against 0.97 in 2024; short-term debt: 36.8% and cash: 5% of total assets), and 36.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 79% on solvency, 34% on liquidity, 93% on profitability and 99% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
KBO
raises risk · Latest accounts 61 days late; 2 of the last 3 late
NBB · filings
raises risk · Size: total assets €100,519
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2019
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year €63,561
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
61 days late
2024
29 days late
2023
42 days late
2022
31 days late
2021
23 days late
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity doublescurrent ratio 2.26
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Equity rose in 2025from €2,000 to €63,561 ▲ 3,078% View
  • Positive: Among the best 9% on net resultsector median €4,899 · 16,253 companies €61,561 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Positive: 6 profitable years in a rowprofit 2025: €61,561 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€100,519
Profit
€61,561
Solvency
63.2%
Total assets▼ 63.2%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result since 2020
  2. 11-09-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
05-12-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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