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Thyria

Active
Private limited companyfounded 2019active for 7 yearsNieuwstraat(WSP) 35A, 3150 Haacht, BelgiumKBO/BCE: BE 0735.960.279
Summary

Thyria has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,226 and a net result of €31,424. Equity has been shrinking by about 34% per year since 2020. Its solvency ranks better than 36% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 10-10-2019 Normal situation
Activity
Retail sale of information and communication equipment NACE 47400and 5 others
Establishment unit
2.294.917.060 3150 Haacht, since 10-10-2019
Financial year end
31 December
Peppol
Reachable since 06-11-2025

Board and ownership

Board
  • AERTS BIRGITDirector

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€44,401
▲ 2.2%
Turnover
≈ €410,000
estimated
Profit
€31,424
▲ 3.2%
Equity
€10,226
▼ 25.9%
Total assets
€57,494
▼ 4.2%
Score breakdownraises riskFounded in 2019Equity €10,226 (17.8% of total assets)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.11, cash €38,907Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 43-5
equity 17.8% of total assets
Liquidity 55-4
short-term debt 82.2% · cash 67.7%
Profitability 100=
return on assets 54.7%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.4%▼ -0.1 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025highest value 10-2025: 0.5%● unchanged vs 09-2025highest value 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.4%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.1 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.11 (1.15 in 2024), below the usual 1.5. Short-term debt is 82.2% and cash 67.7% of total assets. 82.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 34% of them on solvency, 60% on liquidity, 96% on profitability and 17% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.11, cash €38,907
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €10,226 (17.8% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-02-2026, 170 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
170 days early
2024
31 days early
2023
33 days early
2022
26 days early
2021
20 days early
2020
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 49 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 11-02-2026 PDF all 6 filings

Turnover
≈ €410,000
Estimated: probably between €230,000 and €690,000
Total assets
€57,494▼ 4.2%
2024 · €60,019
Net result
€31,424▲ 3.2%
2024 · €30,436
Working capital
€5,162▼ 22.9%
2024 · €6,697
Multi-year overview
2020 to 2025, 6 financial years
Operating result
€40,505
▲ 2.9% 2025
20202025
Net result
€31,424
▲ 3.2% 2025
highest quarter of the sector
20202025
Equity
€10,226
▼ 25.9% 2025
middle half of the sector
20202025
Total assets
€57,494
▼ 4.2% 2025
lowest quarter of the sector
20202025
Debt
€47,268
▲ 2.3% 2025
20202025
Working capital
€5,162
▼ 22.9% 2025
middle half of the sector
20202025
Solvency
17.8%
▼ 5.2pp 2025
middle half of the sector
20202025
Current ratio
1.11
▼ 0.04 2025
middle half of the sector
20202025
Return on assets (ROA)
54.7%
▲ 3.9pp 2025
highest quarter of the sector
20202025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€39,243-€35,029▼ 10.7%€36,476▲ 4.1%€44,272▲ 21.4%€39,353▼ 11.1%€40,505▲ 2.9%
Net result€29,438above the sector's middle half-€26,884above the sector's middle half▼ 8.7%€27,793above the sector's middle half▲ 3.4%€34,251above the sector's middle half▲ 23.2%€30,436above the sector's middle half▼ 11.1%€31,424above the sector's middle half▲ 3.2%
Equity€34,438within the sector's middle half-€61,322within the sector's middle half▲ 78.1%€89,115within the sector's middle half▲ 45.3%€23,366within the sector's middle half▼ 73.8%€13,802within the sector's middle half▼ 40.9%€10,226within the sector's middle half▼ 25.9%
Total assets€55,642below the sector's middle half-€88,269within the sector's middle half▲ 58.6%€106,568within the sector's middle half▲ 20.7%€142,868within the sector's middle half▲ 34.1%€60,019within the sector's middle half▼ 58.0%€57,494below the sector's middle half▼ 4.2%
Debt€21,204-€26,948▲ 27.1%€17,453▼ 35.2%€119,502▲ 585%€46,216▼ 61.3%€47,268▲ 2.3%
Working capital€24,896within the sector's middle half-€54,786within the sector's middle half▲ 120%€85,585above the sector's middle half▲ 56.2%€18,036within the sector's middle half▼ 78.9%€6,697within the sector's middle half▼ 62.9%€5,162within the sector's middle half▼ 22.9%
Solvency61.9%above the sector's middle half-69.5%above the sector's middle half▲ 7.6pp83.6%above the sector's middle half▲ 14.2pp16.4%within the sector's middle half▼ 67.3pp23.0%within the sector's middle half▲ 6.6pp17.8%within the sector's middle half▼ 5.2pp
Current ratio2.18within the sector's middle half-3.04above the sector's middle half▲ 0.865.93above the sector's middle half▲ 2.891.15within the sector's middle half▼ 4.781.15within the sector's middle half=1.11within the sector's middle half▼ 0.04
Return on assets (ROA)52.9%above the sector's middle half-30.5%above the sector's middle half▼ 22.4pp26.1%above the sector's middle half▼ 4.4pp24.0%above the sector's middle half▼ 2.1pp50.7%above the sector's middle half▲ 26.7pp54.7%above the sector's middle half▲ 3.9pp
above within below The sector band is the middle half of the companies in Retail trade (NACE 47). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 3% higher than in 2024. It is a recovery after the fall in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,494
Fixed assets €5,064 ▼ 32.8%
Current assets €52,430 ▼ 0.1%
Equity and liabilities €57,494
Equity €10,226 ▼ 25.9%
Debt €47,268 ▲ 2.3%
Debt's share of the balance-sheet total rises from 77.0% to 82.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€42,982▲
2024 · €41,553
Cash flow
€33,901▲
2024 · €32,636
Debt to equity
4.62▲
2024 · 3.35
ROE
307.3%▲
2024 · 220.5%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€47,268▲
2024 · €45,781
Income taxes
€8,996▲
2024 · €8,833
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets--€5,782€4,990-
Depreciation and write-downs of the year€3,006€3,006€3,982€2,200€2,477

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€60,019€57,494▼
Fixed assets21/28€7,540€5,064▼
Tangible fixed assets22/27€7,440€4,964▼
Plant, machinery and equipment23€2,320€1,582▼
Furniture and vehicles24€5,121€3,382▼
Financial fixed assets28€100€100=
Current assets29/58€52,478€52,430▼
Amounts receivable within one year40/41€11,284€13,193▲
Trade receivables40€11,117€13,189▲
Other amounts receivable41€167€4▼
Cash at bank and in hand54/58€41,194€38,907▼
Deferred charges and accrued income490/1-€329
Equity and liabilities
Total equity and liabilities10/49€60,019€57,494▼
Equity10/15€13,802€10,226▼
Contributions10/11€5,000€5,000=
Reserves13€8,802€5,226▼
Distributable reserves133€8,802€5,226▼
Amounts payable17/49€46,216€47,268▲
Amounts payable within one year42/48€45,781€47,268▲
Trade debts44€2,875€5,425▲
Suppliers440/4€2,875€5,425▲
Taxes, remuneration and social security45€2,860€6,793▲
Taxes450/3€2,860€6,793▲
Other amounts payable47/48€40,045€35,049▼
Accrued charges and deferred income492/3€435-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,200€2,477▲
Other operating charges640/8€1,208€1,419▲
Non-recurring operating charges66A€690-
Gross operating margin9900€43,451€44,401▲
Operating profit (loss)9901€39,353€40,505▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€85€85▲
Recurring financial charges65€85€85▲
Profit (loss) for the period before taxes9903€39,269€40,420▲
Income taxes67/77€8,833€8,996▲
Profit (loss) for the period9904€30,436€31,424▲
Profit (loss) for the period to be appropriated9905€30,436€31,424▲
Appropriation of the result
Profit (loss) to be appropriated9906€30,436€31,424▲
Transfer from equity791/2€9,564€3,576▼
Profit to be distributed694/7€40,000€35,000▼
Return on contributions (dividend)694€40,000€35,000▼

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 11-02-2026.

Line202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,634€3,006€3,006€3,982€2,200€2,477▲ 12.6%
Other operating charges640/8-€992€1,006€1,129€1,208€1,419▲ 17.5%
Non-recurring operating charges66A----€690--
Gross operating margin9900€43,423€39,026€40,488€49,384€43,451€44,401▲ 2.2%
Operating profit (loss)9901€39,243€35,029€36,476€44,272€39,353€40,505▲ 2.9%
Financial income75/76B-€2€1€2€0--
Recurring financial income75€0€2€1€2€0--
Financial charges65/66B-€244€104€82€85€85▲ 1.0%
Recurring financial charges65€379€244€104€82€85€85▲ 1.0%
Profit (loss) for the period before taxes9903€38,864€34,786€36,372€44,192€39,269€40,420▲ 2.9%
Income taxes67/77€9,426€7,902€8,579€9,941€8,833€8,996▲ 1.8%
Profit (loss) for the period9904€29,438€26,884€27,793€34,251€30,436€31,424▲ 3.2%
Profit (loss) for the period to be appropriated9905€29,438€26,884€27,793€34,251€30,436€31,424▲ 3.2%
Line202020212022202320242025Change
Assets
Total assets20/58€55,642€88,269€106,568€142,868€60,019€57,494▼ 4.2%
Fixed assets21/28€9,651€6,646€3,640€5,440€7,540€5,064▼ 32.8%
Tangible fixed assets22/27€9,551€6,546€3,540€5,341€7,440€4,964▼ 33.3%
Plant, machinery and equipment23---€3,058€2,320€1,582▼ 31.8%
Furniture and vehicles24-€6,546€3,540€2,283€5,121€3,382▼ 34.0%
Financial fixed assets28€100€100€100€100€100€100=
Current assets29/58€45,990€81,624€102,928€137,427€52,478€52,430▼ 0.1%
Amounts receivable within one year40/41€9,956€10,391€11,089€12,434€11,284€13,193▲ 16.9%
Trade receivables40-€10,249€11,083€12,434€11,117€13,189▲ 18.6%
Other amounts receivable41-€142€6-€167€4▼ 97.4%
Cash at bank and in hand54/58€36,034€71,233€88,542€123,287€41,194€38,907▼ 5.6%
Deferred charges and accrued income490/1--€3,296€1,706-€329-
Equity and liabilities
Total equity and liabilities10/49€55,642€88,269€106,568€142,868€60,019€57,494▼ 4.2%
Equity10/15€34,438€61,322€89,115€23,366€13,802€10,226▼ 25.9%
Contributions10/11-€5,000€5,000€5,000€5,000€5,000=
Reserves13€29,438€56,322€84,115€18,366€8,802€5,226▼ 40.6%
Distributable reserves133-€56,322€84,115€18,366€8,802€5,226▼ 40.6%
Amounts payable17/49€21,204€26,948€17,453€119,502€46,216€47,268▲ 2.3%
Amounts payable within one year42/48€21,094€26,838€17,343€119,392€45,781€47,268▲ 3.2%
Current portion of amounts payable after more than one year42-€875-----
Trade debts44€2,456€4,061€4,041€6,833€2,875€5,425▲ 88.7%
Suppliers440/4-€4,061€4,041€6,833€2,875€5,425▲ 88.7%
Taxes, remuneration and social security45-€21,902€13,238€12,502€2,860€6,793▲ 137%
Taxes450/3-€19,752€11,088€12,502€2,860€6,793▲ 137%
Remuneration and social security454/9-€2,150€2,150----
Other amounts payable47/48--€64€100,057€40,045€35,049▼ 12.5%
Accrued charges and deferred income492/3-€110€110€110€435--
Line202020212022202320242025Change
Profit (loss) for the period9904€29,438€26,884€27,793€34,251€30,436€31,424▲ 3.2%
+ Depreciation and write-downs630€2,634€3,006€3,006€3,982€2,200€2,477▲ 12.6%
Operating cash flow (approximation)€32,072€29,890€30,799€38,233€32,636€33,901▲ 3.9%
Investment in fixed assets (approximation)-€0€0-€5,782-€4,300€0-
Change in cash-€35,199€17,309€34,745-€82,093-€2,287▲ 97.2%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 6,713 companies had the same profile as Thyria has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.2% stopped otherwise
1.8% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Thyria itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for Thyria. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (6)
Financial year Type Filed Reference Document
31-12-2025 micro format 11-02-2026 2026-00039041 PDF
31-12-2024 micro format 30-06-2025 2025-00200120 PDF
31-12-2023 micro format 28-06-2024 2024-00213642 PDF
31-12-2022 micro format 05-07-2023 2023-00236317 PDF
31-12-2021 micro format 11-07-2022 2022-20192454 PDF
31-12-2020 micro format 16-07-2021 2021-36700289 PDF

Board & ownership

Directors

Directors
1 director
AERTS BIRGIT
Director · listed in the 2025 annual accounts, filed on 11-02-2026
Current

Owners and capital

Network & group

Thyria shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of Thyria. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
11-02
NBB filing Annual accounts 2025 filedPDF
micro format · 170 days before the deadline
2025
30-06
NBB filing Annual accounts 2024 filedPDF
micro format · 31 days before the deadline
2024
28-06
NBB filing Annual accounts 2023 filedPDF
micro format · 33 days before the deadline
2023
31-12
Financial Highest result from 2020 to 2025net €34,251 ▲23.2%
The operating result of €44,272 and the net result of €34,251 are both a record.
05-07
NBB filing Annual accounts 2022 filedPDF
micro format · 26 days before the deadline
2022
11-07
NBB filing Annual accounts 2021 filedPDF
micro format · 20 days before the deadline
2021
16-07
NBB filing Annual accounts 2020 filedPDF
micro format · 15 days before the deadline
2019
14-10
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 10 October 2019, Thyria was incorporated as a private limited company.1 Total assets went from €55,642 in 2020 to €57,494 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2020 and 2025

Company details

Register details

Identity

KBO record
Name "Thyria" in Dutch
Enterprise number 0735.960.279
Legal form Private limited company
Status Active, normale toestand
Founded 10-10-2019
Entity type Legal entity

Registered office and establishments

Registered office Nieuwstraat(WSP) 35A, 3150 Haacht, Belgium
Establishment unit Thyria, Nieuwstraat(WSP) 35A, 3150 Haacht since 10-10-2019 · unit number 2.294.917.060

Activities

NACEBEL 2025
47400 Retail sale of information and communication equipment main activity
47120 Other non-specialised retail sale
62100 Computer programming
62200 Computer consultancy and computer facilities management
62900 Other information technology and computer services
63100 Computing infrastructure, data processing, hosting and related activities
Codes under NACEBEL 2008
47410 Retail trade main activity
47910 Retail trade
62010 Computer programming, consultancy and related activities
62020 IT consultancy
62090 Computer programming, consultancy and related activities
63110 Computing infrastructure, data processing, hosting and other information service activities

Invoicing and payment

VAT number BE 0735.960.279
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0735960279
Other Peppol ID 9925:BE0735960279
Registered 06-11-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 3 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
227 m²
Building footprint
76 m²
Building volume
318 m³
Cadastral parcel Region Area Buildings Height / floors
24122B0191/00V002 Flanders 227 m² 1 · 76 m² 7.4 m · 2