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THY-OEIL

Active
Private limited companyfounded 200224 yrs activeChemin des Meuniers(Thy) 61, 5651 Walcourt, BelgiumKBO/BCE: BE 0476.930.885
Summary

THY-OEIL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €405k and a net result of €35k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability76▼-5
Solvency94▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 2.48 in 2024; short-term debt: 12.1% and cash: 6.9% of total assets), and 31.1% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
68.9%
Return on assets
5.9%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
2 d late
2019
5 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 February 2002, THY-OEIL was incorporated.1 Total assets went from EUR 393,511 in 2019 to EUR 587,748 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€405k▼ 2.2%
2024 · €414k
Total assets
€588k▼ 10.3%
2024 · €655k
Net result
€35k▼ 44.2%
2024 · €62k
Working capital
€172k▼ 1.6%
2024 · €175k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€102k▲ 12.8%€118k▲ 15.8%€118k▼ 0.2%€96k▼ 18.6%€66k▼ 31.4%
Net result€67k▲ 12.0%€80k▲ 18.8%€80k▼ 0.3%€62k▼ 21.6%€35k▼ 44.2%
Equity€276k▲ 32.2%€356k▲ 28.9%€382k▲ 7.4%€414k▲ 8.3%€405k▼ 2.2%
Total assets€534k▲ 9.1%€566k▲ 6.0%€582k▲ 2.9%€655k▲ 12.5%€588k▼ 10.3%
Debt€258k▼ 8.1%€210k▼ 18.5%€200k▼ 4.7%€241k▲ 20.4%€183k▼ 24.1%
Working capital€173k▲ 61.6%€230k▲ 33.2%€207k▼ 9.8%€175k▼ 15.9%€172k▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €102k€102kNet result 2021: €67k€67kOperating result 2022: €118k€118kNet result 2022: €80k€80kOperating result 2023: €118k€118kNet result 2023: €80k€80kOperating result 2024: €96k€96kNet result 2024: €62k€62kOperating result 2025: €66k€66kNet result 2025: €35k€35k20212022202320242025€0€50k€100kOperating result 2023: €118k€118kNet result 2023: €80k€80kOperating result 2024: €96k€96kNet result 2024: €62k€62kOperating result 2025: €66k€66kNet result 2025: €35k€35k202320242025
The operating result has fallen three years in a row; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets €345k ▼ 5.0%
Current assets €243k ▼ 16.9%
Equity and liabilities €588k
Equity €405k ▼ 2.2%
Debt €183k ▼ 24.1%
Debt's share of the balance-sheet total falls from 36.7% to 31.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€152k▼
2024 · €157k
Cash flow
€121k▼
2024 · €123k
Current ratio
3.42▲
2024 · 2.48
Debt to equity
0.45▼
2024 · 0.58
ROE
8.6%▼
2024 · 15.1%
ROA
5.9%▼
2024 · 9.5%
Interest coverage
16.26▼
2024 · 16.80
Debt ≤ 1 year
€71k▼
2024 · €118k
Debt > 1 year
€112k▼
2024 · €123k
Income taxes
€23k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€655k€588k▼
Fixed assets21/28€363k€345k▼
Tangible fixed assets22/27€363k€345k▼
Land and buildings22€105k€96k▼
Plant, machinery and equipment23€203k€173k▼
Furniture and vehicles24€55k€76k▲
Current assets29/58€292k€243k▼
Amounts receivable after more than one year29€79k€61k▼
Other amounts receivable291€79k€61k▼
Amounts receivable within one year40/41€6k€3k▼
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€77k€40k▼
Deferred charges and accrued income490/1€130k€138k▲
Equity and liabilities
Total equity and liabilities10/49€655k€588k▼
Equity10/15€414k€405k▼
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Reserves13€402k€393k▼
Distributable reserves133€402k€393k▼
Amounts payable17/49€241k€183k▼
Amounts payable after more than one year17€123k€112k▼
Financial debts170/4€123k€112k▼
Amounts payable within one year42/48€118k€71k▼
Current portion of amounts payable after more than one year42€44k€35k▼
Trade debts44€65k€30k▼
Suppliers440/4€65k€30k▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€664€423▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€86k▲
Other operating charges640/8€11k€5k▼
Non-recurring operating charges66A€262€302▲
Gross operating margin9900€168k€157k▼
Operating profit (loss)9901€96k€66k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€88k€58k▼
Income taxes67/77€26k€23k▼
Profit (loss) for the period9904€62k€35k▼
Profit (loss) for the period to be appropriated9905€62k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€35k▼
Transfer from equity791/2€31k€44k▲
Transfer to equity691/2€62k€35k▼
To other reserves6921€62k€35k▼
Profit to be distributed694/7€31k€44k▲
Return on contributions (dividend)694€31k€44k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€47k€50k€61k€86k▲ 40.9%
Other operating charges640/8-€3k€4k€11k€5k▼ 57.5%
Non-recurring operating charges66A-€703€128€262€302▲ 15.3%
Gross operating margin9900€136k€169k€172k€168k€157k▼ 6.9%
Operating profit (loss)9901€102k€118k€118k€96k€66k▼ 31.4%
Financial income75/76B-€1k€1k€2k€1k▼ 9.4%
Recurring financial income75€863€1k€1k€2k€1k▼ 9.4%
Financial charges65/66B-€11k€10k€9k€9k▼ 0.1%
Recurring financial charges65€12k€11k€10k€9k€9k▼ 0.1%
Profit (loss) for the period before taxes9903€90k€108k€109k€88k€58k▼ 34.3%
Income taxes67/77€23k€29k€29k€26k€23k▼ 10.2%
Profit (loss) for the period9904€67k€80k€80k€62k€35k▼ 44.2%
Profit (loss) for the period to be appropriated9905€67k€80k€80k€62k€35k▼ 44.2%
Line20212022202320242025Change
Assets
Total assets20/58€534k€566k€582k€655k€588k▼ 10.3%
Fixed assets21/28€292k€272k€298k€363k€345k▼ 5.0%
Tangible fixed assets22/27€292k€272k€298k€363k€345k▼ 5.0%
Land and buildings22-€122k€114k€105k€96k▼ 8.3%
Plant, machinery and equipment23-€128k€152k€203k€173k▼ 15.2%
Furniture and vehicles24-€21k€33k€55k€76k▲ 39.6%
Current assets29/58€242k€294k€284k€292k€243k▼ 16.9%
Amounts receivable after more than one year29-€88k€83k€79k€61k▼ 22.8%
Other amounts receivable291-€88k€83k€79k€61k▼ 22.8%
Amounts receivable within one year40/41--€4k€6k€3k▼ 44.2%
Trade receivables40--€4k---
Other amounts receivable41---€6k€3k▼ 44.2%
Cash at bank and in hand54/58€92k€107k€99k€77k€40k▼ 47.5%
Deferred charges and accrued income490/1-€99k€97k€130k€138k▲ 6.2%
Equity and liabilities
Total equity and liabilities10/49€534k€566k€582k€655k€588k▼ 10.3%
Equity10/15€276k€356k€382k€414k€405k▼ 2.2%
Contributions10/11€12k€12k€12k€12k€12k=
Capital10-€12k€12k---
Issued capital100-€19k€19k---
Uncalled capital101-€6k€6k---
Outside capital11---€12k--
Other1109/19---€12k--
Reserves13€264k€344k€370k€402k€393k▼ 2.3%
Non-distributable reserves130/1-€2k€2k---
Legal reserve130-€2k€2k---
Distributable reserves133-€342k€368k€402k€393k▼ 2.3%
Amounts payable17/49€258k€210k€200k€241k€183k▼ 24.1%
Amounts payable after more than one year17€188k€146k€123k€123k€112k▼ 9.4%
Financial debts170/4-€146k€123k€123k€112k▼ 9.4%
Amounts payable within one year42/48€69k€64k€76k€118k€71k▼ 39.5%
Current portion of amounts payable after more than one year42-€42k€46k€44k€35k▼ 20.5%
Trade debts44€12k€12k€20k€65k€30k▼ 53.1%
Suppliers440/4-€12k€20k€65k€30k▼ 53.1%
Taxes, remuneration and social security45-€10k€10k€8k€5k▼ 35.0%
Taxes450/3-€8k€8k€6k€3k▼ 44.2%
Remuneration and social security454/9-€2k€2k€2k€2k=
Other amounts payable47/48-€85€578€664€423▼ 36.2%
Line20212022202320242025Change
Profit (loss) for the period9904€67k€80k€80k€62k€35k▼ 44.2%
+ Depreciation and write-downs630€31k€47k€50k€61k€86k▲ 40.9%
Operating cash flow (approximation)€98k€127k€130k€123k€121k▼ 2.2%
Investment in fixed assets (approximation)-€-27k€-77k€-125k€-68k▲ 45.9%
Change in cash-€15k€-7k€-23k€-37k▼ 62.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet €35k ▼44.2%
Net result drops to €35k, the lowest in the series.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Highest result since 2019net €80k ▲18.8%
Operating result €118k, net result €80k, both a record.
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
02-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
30-06
Financial Equity above €200kEq €209k ▲40.3%
2 profitable years in a row build equity to €209k.
05-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
04-02
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 4 days late
2018
07-02
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 7 days late
2017
08-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 2 establishment units since 2002
seat establishment approximate All 2 establishment units on the map
Ground area
4,960 m²
Building footprint
378 m²
Volume, LiDAR
1,220 m³
2 parcels, Wallonia · tallest building 14.6 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Chemin des Meuniers(Thy) 61, 5651 Walcourt
NACE 85120
since 20022.229.468.784
Rue du Parc 19, 6000 Charleroi
Specialist medical practice
since 20092.229.469.576
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93078C0608/00G000 Wallonia 4,869 m² 1 · 288 m² -
52011B0239/00H164 Wallonia 91 m² 1 · 89 m² 14.6 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,630 companies in sector 86220 we hold annual accounts for 7,981. 6,566 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-02-2002
Fiscal year end30-06
Activities, NACEBEL 2025
86220Specialist medical practice

Scores and ratios are computed by Checked and are not a credit decision.