Equity
€405,110 ▼ 2.2%
THY-OEIL paid out €44,079 in dividends. That is 127% of the 2025 profit.
THY-OEIL
Lifetime
18 annual accounts with figures on one time axis, 23 filings since 2003peak €171,527 (2023)
€156,711▼ 6.9%
peak €79,916 (2022)
€34,845▼ 44.2%
peak €414,344 (2024)
€405,110▼ 2.2%
€182,639▼ 24.1%
Board1 name since 2022
1 directorDEWOLF Luc
Documentsfilings and deeds
30-01-20261 day before the deadline
2025micro format
Result from €62,432 to €34,845Dividend €44,079Debts from €240,654 to €182,639Cash from €76,871 to €40,354
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 36% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,185 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025highest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Human health activities (NACE 86)
Size: total assets €587,748
Figures for financial year 2025 (filed on 30-01-2026)
Equity €405,110 (68.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 57% of them on solvency, 34% on liquidity, 20% on profitability and 32% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as THY-OEIL has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of THY-OEIL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for THY-OEIL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.42 (2.48 in 2024), above the usual 1.5. Short-term debt is 12.1% and cash 6.9% of total assets. 31.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
2 days late
2019
5 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0476930885
1 director resigning, 1 reappointment
Resignation: DEWOLF Luc (administrateur de fait) · Reappointment: DEWOLF Luc (director) · Permanent representative: DEWOLF Luc · Gazette deed
New establishment in Charleroi
Rue du Parc 19
Incorporation
published on 07-03-2002 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| THY-OEIL Walcourt | €587,748 | €156,711 | 68.9% | - |
| WOMEN'S HEALTH & FERTILITY La Hulpe | €581,316 | €158,190 | 59.1% | - |
| DR WETS RUDI Sint-Katelijne-Waver | €609,850 | €164,100 | 83.0% | - |
| DR VANDERSTAPPEN INGE Kampenhout | €588,215 | €155,393 | 97.6% | - |
| DR. DE KOSTER Genk | €602,414 | €169,293 | 78.0% | - |
| DR. AXEL BALLET Antwerp | €560,273 | €144,269 | 63.2% | - |
| DOCTEUR NOIROT DIDIER Ottignies-Louvain-la-Neuve | €578,362 | €147,090 | 56.5% | - |
These companies have the same main activity as THY-OEIL: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €560,000 and €610,000, founded between 2001 and 2004.
Official details
Source: KBO- Status
- Active since 21-02-2002Normal situation
- Activity
- Specialist medical practiceNACE 86220
- Establishment units
- 2.229.468.7845651 Walcourt, since 19-02-2002
- 2.229.469.5766000 Charleroi, since 01-09-2009
- Financial year end
- 30 June
- Peppol
- Reachable since 30-01-2026
Annual accounts to 30-06-2025
- €587,748▼ 10.3%
- Filing
- Filed on 30-01-2026, 1 day before the end of the filing period
Insights on THY-OEIL
THY-OEIL files the micro format. That format states no turnover. The gross margin rose from €132,003 in 2008 to €156,711 in 2025.
The balance sheet grew most in 2009 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about THY-OEIL
- What is the company number of THY-OEIL?
- The company number of THY-OEIL is 0476.930.885. The VAT number is the same number with BE in front: BE 0476.930.885.
- Where is THY-OEIL based?
- The registered office is at Chemin des Meuniers 61, 5651 Walcourt.Company details
- What does THY-OEIL do?
- According to the KBO register, the main activity is specialist medical practice (NACE 86220).
- What is the legal form of THY-OEIL?
- THY-OEIL is a private limited company (BV).
- When was THY-OEIL founded?
- THY-OEIL was founded on 21-02-2002.
- Is THY-OEIL still active?
- Yes, THY-OEIL is an active enterprise in the KBO register.
- What is the turnover of THY-OEIL?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €156,711 and 41 comparable companies (NACE 86220). It probably lies between €250,000 and €390,000.Financials
- Is THY-OEIL profitable?
- In financial year 2025, THY-OEIL made a profit of €34,845.
- Where can I find the annual accounts of THY-OEIL?
- THY-OEIL filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of THY-OEIL due?
- THY-OEIL must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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