THY-OEIL
ActiveSummary
THY-OEIL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €405k and a net result of €35k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▼-5
Solvency94▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 2.48 in 2024; short-term debt: 12.1% and cash: 6.9% of total assets), and 31.1% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
5.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
2 d late
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€405k▼ 2.2%
2024 · €414k
Total assets
€588k▼ 10.3%
2024 · €655k
Net result
€35k▼ 44.2%
2024 · €62k
Working capital
€172k▼ 1.6%
2024 · €175k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€102k▲ 12.8%€118k▲ 15.8%€118k▼ 0.2%€96k▼ 18.6%€66k▼ 31.4%
Net result€67k▲ 12.0%€80k▲ 18.8%€80k▼ 0.3%€62k▼ 21.6%€35k▼ 44.2%
Equity€276k▲ 32.2%€356k▲ 28.9%€382k▲ 7.4%€414k▲ 8.3%€405k▼ 2.2%
Total assets€534k▲ 9.1%€566k▲ 6.0%€582k▲ 2.9%€655k▲ 12.5%€588k▼ 10.3%
Debt€258k▼ 8.1%€210k▼ 18.5%€200k▼ 4.7%€241k▲ 20.4%€183k▼ 24.1%
Working capital€173k▲ 61.6%€230k▲ 33.2%€207k▼ 9.8%€175k▼ 15.9%€172k▼ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets
€345k ▼ 5.0%
Current assets
€243k ▼ 16.9%
Equity and liabilities €588k
Equity
€405k ▼ 2.2%
Debt
€183k ▼ 24.1%
Debt's share of the balance-sheet total falls from 36.7% to 31.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€152k▼
2024 · €157k
Cash flow
€121k▼
2024 · €123k
Current ratio
3.42▲
2024 · 2.48
Debt to equity
0.45▼
2024 · 0.58
ROE
8.6%▼
2024 · 15.1%
ROA
5.9%▼
2024 · 9.5%
Interest coverage
16.26▼
2024 · 16.80
Debt ≤ 1 year
€71k▼
2024 · €118k
Debt > 1 year
€112k▼
2024 · €123k
Income taxes
€23k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €31k | €47k | €50k | €61k | €86k | ▲ 40.9% |
| Other operating charges640/8 | - | €3k | €4k | €11k | €5k | ▼ 57.5% |
| Non-recurring operating charges66A | - | €703 | €128 | €262 | €302 | ▲ 15.3% |
| Gross operating margin9900 | €136k | €169k | €172k | €168k | €157k | ▼ 6.9% |
| Operating profit (loss)9901 | €102k | €118k | €118k | €96k | €66k | ▼ 31.4% |
| Financial income75/76B | - | €1k | €1k | €2k | €1k | ▼ 9.4% |
| Recurring financial income75 | €863 | €1k | €1k | €2k | €1k | ▼ 9.4% |
| Financial charges65/66B | - | €11k | €10k | €9k | €9k | ▼ 0.1% |
| Recurring financial charges65 | €12k | €11k | €10k | €9k | €9k | ▼ 0.1% |
| Profit (loss) for the period before taxes9903 | €90k | €108k | €109k | €88k | €58k | ▼ 34.3% |
| Income taxes67/77 | €23k | €29k | €29k | €26k | €23k | ▼ 10.2% |
| Profit (loss) for the period9904 | €67k | €80k | €80k | €62k | €35k | ▼ 44.2% |
| Profit (loss) for the period to be appropriated9905 | €67k | €80k | €80k | €62k | €35k | ▼ 44.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €534k | €566k | €582k | €655k | €588k | ▼ 10.3% |
| Fixed assets21/28 | €292k | €272k | €298k | €363k | €345k | ▼ 5.0% |
| Tangible fixed assets22/27 | €292k | €272k | €298k | €363k | €345k | ▼ 5.0% |
| Land and buildings22 | - | €122k | €114k | €105k | €96k | ▼ 8.3% |
| Plant, machinery and equipment23 | - | €128k | €152k | €203k | €173k | ▼ 15.2% |
| Furniture and vehicles24 | - | €21k | €33k | €55k | €76k | ▲ 39.6% |
| Current assets29/58 | €242k | €294k | €284k | €292k | €243k | ▼ 16.9% |
| Amounts receivable after more than one year29 | - | €88k | €83k | €79k | €61k | ▼ 22.8% |
| Other amounts receivable291 | - | €88k | €83k | €79k | €61k | ▼ 22.8% |
| Amounts receivable within one year40/41 | - | - | €4k | €6k | €3k | ▼ 44.2% |
| Trade receivables40 | - | - | €4k | - | - | - |
| Other amounts receivable41 | - | - | - | €6k | €3k | ▼ 44.2% |
| Cash at bank and in hand54/58 | €92k | €107k | €99k | €77k | €40k | ▼ 47.5% |
| Deferred charges and accrued income490/1 | - | €99k | €97k | €130k | €138k | ▲ 6.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €534k | €566k | €582k | €655k | €588k | ▼ 10.3% |
| Equity10/15 | €276k | €356k | €382k | €414k | €405k | ▼ 2.2% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Capital10 | - | €12k | €12k | - | - | - |
| Issued capital100 | - | €19k | €19k | - | - | - |
| Uncalled capital101 | - | €6k | €6k | - | - | - |
| Outside capital11 | - | - | - | €12k | - | - |
| Other1109/19 | - | - | - | €12k | - | - |
| Reserves13 | €264k | €344k | €370k | €402k | €393k | ▼ 2.3% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Legal reserve130 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €342k | €368k | €402k | €393k | ▼ 2.3% |
| Amounts payable17/49 | €258k | €210k | €200k | €241k | €183k | ▼ 24.1% |
| Amounts payable after more than one year17 | €188k | €146k | €123k | €123k | €112k | ▼ 9.4% |
| Financial debts170/4 | - | €146k | €123k | €123k | €112k | ▼ 9.4% |
| Amounts payable within one year42/48 | €69k | €64k | €76k | €118k | €71k | ▼ 39.5% |
| Current portion of amounts payable after more than one year42 | - | €42k | €46k | €44k | €35k | ▼ 20.5% |
| Trade debts44 | €12k | €12k | €20k | €65k | €30k | ▼ 53.1% |
| Suppliers440/4 | - | €12k | €20k | €65k | €30k | ▼ 53.1% |
| Taxes, remuneration and social security45 | - | €10k | €10k | €8k | €5k | ▼ 35.0% |
| Taxes450/3 | - | €8k | €8k | €6k | €3k | ▼ 44.2% |
| Remuneration and social security454/9 | - | €2k | €2k | €2k | €2k | = |
| Other amounts payable47/48 | - | €85 | €578 | €664 | €423 | ▼ 36.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67k | €80k | €80k | €62k | €35k | ▼ 44.2% |
| + Depreciation and write-downs630 | €31k | €47k | €50k | €61k | €86k | ▲ 40.9% |
| Operating cash flow (approximation) | €98k | €127k | €130k | €123k | €121k | ▼ 2.2% |
| Investment in fixed assets (approximation) | - | €-27k | €-77k | €-125k | €-68k | ▲ 45.9% |
| Change in cash | - | €15k | €-7k | €-23k | €-37k | ▼ 62.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €35k ▼44.2%
Net result drops to €35k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €80k ▲18.8%
Operating result €118k, net result €80k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
30-06
Financial
Equity above €200kEq €209k ▲40.3%
2 profitable years in a row build equity to €209k.
05-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
04-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 4 days late
2018
07-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 7 days late
2017
08-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 2 establishment units since 2002
Ground area
4,960 m²
Building footprint
378 m²
Volume, LiDAR
1,220 m³
2 parcels, Wallonia · tallest building 14.6 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Chemin des Meuniers(Thy) 61, 5651 Walcourt
since 20022.229.468.784
Rue du Parc 19, 6000 Charleroi
since 20092.229.469.576
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93078C0608/00G000 | Wallonia | 4,869 m² | 1 · 288 m² | - |
| 52011B0239/00H164 | Wallonia | 91 m² | 1 · 89 m² | 14.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 16,630 companies in sector 86220 we hold annual accounts for 7,979. 6,564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-02-2002
Fiscal year end30-06
Activities, NACEBEL 2025
86220Specialist medical practice
Scores and ratios are computed by Checked and are not a credit decision.