THUISZORG
ActiveSummary
THUISZORG has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €251,559 and a net result of -€1,345. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 16718 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability60▼-14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.16 in 2024; short-term debt: 11.6% of total assets), and 21.4% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
28 d late
2023
72 d late
2022
26 d early
2021
2 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€251,559▼ 0.5%
2024 · €252,904
Total assets
€320,079▼ 5.2%
2024 · €337,798
Net result
-€1,345
2024 · €13,667
Working capital
-€28,553▲ 22.6%
2024 · -€36,882
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€54,474€3,195€28,744▲ 800%€26,621▼ 7.4%€5,457▼ 79.5%
Net result€136,735above the sector's middle half▲ 406%-€546below the sector's middle half€15,276below the sector's middle half€13,667below the sector's middle half▼ 10.5%-€1,345below the sector's middle half
Equity€227,063within the sector's middle half▲ 147%€225,772within the sector's middle half▼ 0.6%€239,448within the sector's middle half▲ 6.1%€252,904within the sector's middle half▲ 5.6%€251,559within the sector's middle half▼ 0.5%
Total assets€339,209within the sector's middle half▲ 166%€334,985within the sector's middle half▼ 1.2%€323,214within the sector's middle half▼ 3.5%€337,798within the sector's middle half▲ 4.5%€320,079within the sector's middle half▼ 5.2%
Debt€112,146▲ 216%€109,213▼ 2.6%€83,766▼ 23.3%€84,894▲ 1.3%€68,520▼ 19.3%
Working capital-€45,520-€78,672▼ 72.8%-€48,650▲ 38.2%-€36,882▲ 24.2%-€28,553▲ 22.6%
Solvency66.9%within the sector's middle half▼ 5.2pp67.4%within the sector's middle half▲ 0.5pp74.1%within the sector's middle half▲ 6.7pp74.9%within the sector's middle half▲ 0.8pp78.6%within the sector's middle half▲ 3.7pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €320,079
Fixed assets
€311,445 ▼ 5.8%
Current assets
€8,634 ▲ 19.3%
Equity and liabilities €320,079
Equity
€251,559 ▼ 0.5%
Debt
€68,520 ▼ 19.3%
Debt's share of the balance-sheet total falls from 25.1% to 21.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€27,143▼
2024 · €44,805
Cash flow
€20,341▼
2024 · €31,851
Current ratio
0.23▲
2024 · 0.16
Debt to equity
0.27▼
2024 · 0.34
ROE
-0.5%▼
2024 · 5.4%
ROA
-0.4%▼
2024 · 4.0%
Interest coverage
5.03▼
2024 · 9.41
Debt ≤ 1 year
€37,187▼
2024 · €44,117
Debt > 1 year
€29,417▼
2024 · €40,595
Income taxes
€1,489▼
2024 · €8,193
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,320 | €800 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,309 | €18,849 | €20,307 | €18,184 | €21,686 | ▲ 19.3% |
| Other operating charges640/8 | €1,874 | €1,542 | €3,344 | €2,214 | €1,777 | ▼ 19.7% |
| Non-recurring operating charges66A | - | €24,139 | - | - | - | - |
| Gross operating margin9900 | -€36,290 | €47,725 | €52,395 | €47,020 | €28,920 | ▼ 38.5% |
| Operating profit (loss)9901 | -€54,474 | €3,195 | €28,744 | €26,621 | €5,457 | ▼ 79.5% |
| Financial income75/76B | €269,747 | €0 | - | - | €83 | - |
| Recurring financial income75 | €1 | €0 | - | - | €83 | - |
| Non-recurring financial income76B | €269,746 | - | - | - | - | - |
| Financial charges65/66B | €10,128 | €1,770 | €3,778 | €4,761 | €5,396 | ▲ 13.3% |
| Recurring financial charges65 | €10,128 | €1,770 | €3,778 | €4,761 | €5,396 | ▲ 13.3% |
| Profit (loss) for the period before taxes9903 | €205,146 | €1,425 | €24,966 | €21,860 | €144 | ▼ 99.3% |
| Income taxes67/77 | €68,411 | €1,971 | €9,690 | €8,193 | €1,489 | ▼ 81.8% |
| Profit (loss) for the period9904 | €136,735 | -€546 | €15,276 | €13,667 | -€1,345 | ▼ 110% |
| Profit (loss) for the period to be appropriated9905 | €136,735 | -€546 | €15,276 | €13,667 | -€1,345 | ▼ 110% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €339,209 | €334,985 | €323,214 | €337,798 | €320,079 | ▼ 5.2% |
| Formation expenses20 | - | €0 | - | - | €0 | - |
| Fixed assets21/28 | €314,519 | €327,540 | €317,972 | €330,563 | €311,445 | ▼ 5.8% |
| Tangible fixed assets22/27 | €314,379 | €327,540 | €317,972 | €330,563 | €311,445 | ▼ 5.8% |
| Land and buildings22 | €302,434 | €320,452 | €317,143 | €303,617 | €290,689 | ▼ 4.3% |
| Plant, machinery and equipment23 | - | - | - | €1,011 | €606 | ▼ 40.0% |
| Furniture and vehicles24 | €11,945 | €7,088 | €829 | €25,935 | €20,151 | ▼ 22.3% |
| Financial fixed assets28 | €140 | - | - | - | - | - |
| Current assets29/58 | €24,690 | €7,445 | €5,242 | €7,235 | €8,634 | ▲ 19.3% |
| Amounts receivable within one year40/41 | - | €7,445 | - | €6,836 | €2,678 | ▼ 60.8% |
| Trade receivables40 | - | €7,445 | - | €6,836 | €24 | ▼ 99.7% |
| Other amounts receivable41 | - | - | - | - | €2,654 | - |
| Cash at bank and in hand54/58 | €18,310 | €0 | - | - | - | - |
| Deferred charges and accrued income490/1 | €6,380 | - | €5,242 | €399 | €5,956 | ▲ 1,394% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €339,209 | €334,985 | €323,214 | €337,798 | €320,079 | ▼ 5.2% |
| Equity10/15 | €227,063 | €225,772 | €239,448 | €252,904 | €251,559 | ▼ 0.5% |
| Contributions10/11 | €8,684 | €8,684 | €8,684 | €8,684 | €8,684 | = |
| Reserves13 | €218,379 | €213,244 | €226,920 | €242,042 | €242,042 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | - | - |
| Distributable reserves133 | €216,520 | €211,385 | €225,061 | €240,182 | €242,042 | ▲ 0.8% |
| Profit (loss) carried forward14 | - | €3,844 | €3,844 | €2,178 | €833 | ▼ 61.7% |
| Amounts payable17/49 | €112,146 | €109,213 | €83,766 | €84,894 | €68,520 | ▼ 19.3% |
| Amounts payable after more than one year17 | €40,505 | €23,096 | €29,455 | €40,595 | €29,417 | ▼ 27.5% |
| Financial debts170/4 | €40,505 | €23,096 | €29,455 | €40,595 | €29,417 | ▼ 27.5% |
| Amounts payable within one year42/48 | €70,210 | €86,117 | €53,892 | €44,117 | €37,187 | ▼ 15.7% |
| Current portion of amounts payable after more than one year42 | €11,860 | €17,408 | €26,358 | €30,626 | €15,437 | ▼ 49.6% |
| Financial debts43 | - | €1,976 | €9,281 | €2,720 | €20,538 | ▲ 655% |
| Credit institutions430/8 | - | €1,976 | €9,281 | €2,720 | €20,538 | ▲ 655% |
| Trade debts44 | €342 | €361 | €0 | €1,630 | €0 | ▼ 100% |
| Suppliers440/4 | €342 | €361 | €0 | €1,630 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €38,411 | €39,586 | €4,996 | €6,334 | €1,193 | ▼ 81.2% |
| Taxes450/3 | €38,411 | €39,586 | €4,996 | €6,334 | €1,193 | ▼ 81.2% |
| Other amounts payable47/48 | €19,597 | €26,785 | €13,257 | €2,807 | €19 | ▼ 99.3% |
| Accrued charges and deferred income492/3 | €1,432 | - | €419 | €182 | €1,917 | ▲ 954% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €136,735 | -€546 | €15,276 | €13,667 | -€1,345 | ▼ 110% |
| + Depreciation and write-downs630 | €16,309 | €18,849 | €20,307 | €18,184 | €21,686 | ▲ 19.3% |
| Operating cash flow (approximation) | €153,044 | €18,303 | €35,583 | €31,851 | €20,341 | ▼ 36.1% |
| Investment in fixed assets (approximation) | - | -€31,870 | -€10,739 | -€30,775 | -€2,569 | ▲ 91.7% |
| Change in cash | - | -€18,310 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
31-12
Financial
Back to profitnet €15,276
Net result €15,276 after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €136,735 ▲406%
Net result €136,735, the highest in the series.
31-12
Financial
Equity above €200,000Eq €227,063 ▲147%
3 profitable years in a row build equity to €227,063.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.90
Current ratio from 0.91 to 1.90; short-term debt falls from €39,864 to €25,917.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €8,526
Net result €8,526 after one loss-making year.
Show earlier events
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1994
Ground area
937 m²
Building footprint
168 m²
Volume, LiDAR
772 m³
Parcel 71502C0280/00E000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Kanaalweg 114, 3550 Heusden-Zolder
since 19942.255.791.616
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502C0280/00E000 | Flanders | 937 m² | 1 · 168 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,993 companies in sector 86940 we hold annual accounts for 1,807. 1,288 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-09-1994
Fiscal year end31-12
Activities, NACEBEL 2025
86940Nursing and midwifery
88101Social work activities without accommodation
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.