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THUISVERPLEGING SANDER

Active
Private limited companyfounded 20242 yrs activeOlmensesteenweg 190, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 1012.280.419
Summary

The computed 12-month bankruptcy probability of THUISVERPLEGING SANDER is 2.5% (moderate). The 2025 annual accounts show equity of €18,986 and a net result of €16,486. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€26,323total assets 2025
Equity
€18,986
Profit
€16,486
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
2.5%
Structure
Accounts filed 31 d late0 of 1 deed read
Why 54- Founded in 2024- No main activity registered- Latest accounts 31 days late; 1 of the last 3 late- Size: total assets €26,323Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 68% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 97
equity 72.1% of total assets
Liquidity 58
short-term debt 27.9% · cash 15.0%
Profitability 100
return on assets 62.6%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 09-2025: 2.4%lowest value 10-2025: 2.5%▲ +2.5% vs 09-2025 11-2025: 2.5%▲ +1.9% vs 10-2025 12-2025: 3.1%▲ +21.6% vs 11-2025 01-2026: 3.1%▲ +0.7% vs 12-2025 02-2026: 3.4%▲ +9.5% vs 01-2026 03-2026: 3.6%▲ +6.2% vs 02-2026 04-2026: 3.6%▼ -0.5% vs 03-2026 05-2026: 3.5%▼ -2.1% vs 04-2026 06-2026: 3.5%● +0.0% vs 05-2026 07-2026: 3.9%▲ +10.9% vs 06-2026highest value 08-2026: 3.9%▼ -0.4% vs 07-2026 09-2026: 2.5%▼ -35.3% vs 08-2026 10-2026: 2.5%● 0.0% vs 09-2026
  • Founded in 2024 raises the probability for this profile
  • No main activity registered raises the probability
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Size: total assets €26,323 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 3.33; short-term debt: 27.9% and cash: 15% of total assets), and 27.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 60%, liquidity 54%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · No main activity registered
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: total assets €26,323
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Total assets 2025first fiscal year filed €26,323 View
  • Active since 2024founded 07-08-2024 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€26,323
Profit
€16,486
Solvency
72.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Founded
07-08-2024
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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