THUISVERPLEGING DESCHEPPER
Active1 interim measureSummary
The file of THUISVERPLEGING DESCHEPPER contains 1 interim measure, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 7.5% (elevated). The 2025 annual accounts show equity of €45k and a net result of €34k. Equity is growing by ~21.1% per year across the filed fiscal years.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency81▲+1
Growth78=
Track record74
Bankruptcy probability, 12 months
7.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 2.3 against 2.21 in 2024; short-term debt: 43.6% and cash: 4.6% of total assets), and 43.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
43.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
18 d early
2023
110 d late
2022
42 d late
2021
117 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 8.3%
2024 · €42k
2021: €6k
2022: €27k
2023: €35k
2024: €42k
2021 → 2025
Total assets
€80k▲ 4.9%
2024 · €76k
2021: €37k
2022: €58k
2023: €65k
2024: €76k
2021 → 2025
Net result
€34k▲ 61.4%
2024 · €21k
2021: €3k
2022: €22k
2023: €23k
2024: €21k
2021 → 2025
Working capital
€45k▲ 8.3%
2024 · €42k
2021: €24k
2022: €39k
2023: €41k
2024: €42k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€27k▲ 390%€35k▲ 28.4%€42k▲ 17.8%€45k▲ 8.3%
Operating result€5k-€29k▲ 450%€33k▲ 14.1%€30k▼ 8.8%€52k▲ 71.8%
Net result€3k-€22k▲ 604%€23k▲ 4.4%€21k▼ 6.7%€34k▲ 61.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 72% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €80k
Equity
€45k ▲ 8.3%
Debt
€35k ▲ 0.7%
Debt's share of the balance-sheet total falls from 45.3% to 43.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.30▲
2024 · 2.21
Debt to equity
0.77▼
2024 · 0.83
ROE
76.4%▲
2024 · 51.2%
ROA
43.1%▲
2024 · 28.0%
Debt ≤ 1 year
€35k▲
2024 · €34k
Income taxes
€14k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€76k€80k▲
Current assets29/58€76k€80k▲
Amounts receivable after more than one year29€42k€42k=
Trade receivables290€42k€0▼
Other amounts receivable291-€42k
Amounts receivable within one year40/41€29k€34k▲
Trade receivables40€10k€10k▲
Other amounts receivable41€19k€24k▲
Cash at bank and in hand54/58€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€76k€80k▲
Equity10/15€42k€45k▲
Contributions10/11€3k€3k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€34k€37k▲
Amounts payable17/49€34k€35k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€34k€35k▲
Current portion of amounts payable after more than one year42€9k€4k▼
Trade debts44€2k€13k▲
Suppliers440/4€2k€13k▲
Taxes, remuneration and social security45€23k€18k▼
Taxes450/3€23k€18k▼
Income statement
Code20242025
Other operating charges640/8€15k€910▼
Gross operating margin9900€46k€53k▲
Operating profit (loss)9901€30k€52k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€740€5k▲
Recurring financial charges65€740€5k▲
Profit (loss) for the period before taxes9903€31k€49k▲
Income taxes67/77€9k€14k▲
Profit (loss) for the period9904€21k€34k▲
Profit (loss) for the period to be appropriated9905€21k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€68k▲
Profit (loss) brought forward from the previous period14P€28k€34k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€15k€31k▲
Return on contributions (dividend)694€15k€31k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €34k ▲61.4%
Operating result €52k, net result €34k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
14-03
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent
2024
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 110 days late
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 117 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 29620 ZottegemGround area
1,057 m²
Building footprint
214 m²
Parcel 41069A0410/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
THUISVERPLEGING DESCHEPPER
since 20212.316.470.856
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41069A0410/00R000 | Flanders | 1,057 m² | 1 · 213 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.