Thuisverpleging De Bruyn Jessie
ActiveThe computed 12-month bankruptcy probability of Thuisverpleging De Bruyn Jessie is 2.0% (moderate). The 2025 annual accounts show equity of €185k and a net result of €40k. Equity is growing by ~37.5% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 12.39 against 7.45 in 2024; short-term debt: 7% and cash: 80.3% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
19.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
30 d late
2024
2 d early
2023
30 d late
2022
30 d late
2021
12 d early
2020
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€185k▲ 27.4%
2024 · €145k
2020: €38k
2021: €52k
2022: €71k
2023: €97k
2024: €145k
2020 → 2025
Total assets
€202k▲ 17.4%
2024 · €172k
2020: €66k
2021: €76k
2022: €92k
2023: €119k
2024: €172k
2020 → 2025
Net result
€40k▼ 16.3%
2024 · €47k
2020: €37k
2021: €14k
2022: €19k
2023: €27k
2024: €47k
2020 → 2025
Working capital
€160k▲ 35.2%
2024 · €119k
2020: €31k
2021: €44k
2022: €64k
2023: €92k
2024: €119k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€71k▲ 36.0%€97k▲ 38.2%€145k▲ 48.7%€185k▲ 27.4%
Operating result€20k-€27k▲ 30.9%€42k▲ 57.9%€65k▲ 55.3%€56k▼ 14.8%
Net result€14k-€19k▲ 32.0%€27k▲ 44.3%€47k▲ 76.2%€40k▼ 16.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets
€27k▼ 21.8%
Current assets
€175k▲ 27.3%
Equity and liabilities €202k
Equity
€185k▲ 27.4%
Debt
€17k▼ 36.5%
The debt ratio falls from 15.7% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▼
2024 · €71k
Cash flow
€49k▼
2024 · €53k
Solvency
91.5%▲
2024 · 84.3%
Current ratio
12.39▲
2024 · 7.45
Quick ratio
12.39▲
2024 · 7.45
Debt / equity
0.09▼
2024 · 0.19
ROE
21.5%▼
2024 · 32.7%
ROA
19.7%▼
2024 · 27.6%
Interest coverage
102.26▲
2024 · 82.08
Debt
€17k▼
2024 · €27k
Debt ≤ 1 year
€14k▼
2024 · €18k
Debt > 1 year
€3k▼
2024 · €8k
Income taxes
€15k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€202k▲
Fixed assets21/28€35k€27k▼
Tangible fixed assets22/27€35k€27k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€31k€25k▼
Leasing and similar rights25€0-
Current assets29/58€137k€175k▲
Amounts receivable within one year40/41-€12k
Other amounts receivable41-€12k
Cash at bank and in hand54/58€131k€162k▲
Deferred charges and accrued income490/1€6k€692▼
Equity and liabilities
Total equity and liabilities10/49€172k€202k▲
Equity10/15€145k€185k▲
Contributions10/11€1k€1k=
Reserves13€144k€184k▲
Distributable reserves133€144k€184k▲
Amounts payable17/49€27k€17k▼
Amounts payable after more than one year17€8k€3k▼
Financial debts170/4€8k€3k▼
Amounts payable within one year42/48€18k€14k▼
Current portion of amounts payable after more than one year42€5k€5k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€107€468▲
Taxes450/3€107€468▲
Other amounts payable47/48€11k€6k▼
Accrued charges and deferred income492/3€875€0▼
Income statement
Code20242025
Non-recurring operating income76A€9k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€72k€66k▼
Operating profit (loss)9901€65k€56k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€859€634▼
Recurring financial charges65€859€634▼
Profit (loss) for the period before taxes9903€64k€55k▼
Income taxes67/77€17k€15k▼
Profit (loss) for the period9904€47k€40k▼
Profit (loss) for the period to be appropriated9905€47k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€40k▼
Transfer to equity691/2€47k€40k▼
To other reserves6921€47k€40k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Equity above €150kEq €185k ▲27.4%
6 profitable years in a row build equity to €185k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €47k ▲76.2%
Operating result €65k, net result €47k, both a record.
31-12
Financial
Equity above €100kEq €145k ▲48.7%
5 profitable years in a row build equity to €145k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €14k ▼61.5%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pollarebaan 1209401 NinoveGround area
1,583 m²
Building footprint
135 m²
Volume, LiDAR
721 m³
Parcel 41057A0760/00P000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pollarebaan 120, 9401 Ninove
since 20192.297.888.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41057A0760/00P000 | Flanders | 1,583 m² | 1 · 135 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2019
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jessiedebruyn1@gmail.com