Thuisverpleging Cezar
ActiveThe computed 12-month bankruptcy probability of Thuisverpleging Cezar is 2.2% (moderate). The 2025 annual accounts show equity of €24k and a net result of €28k. Equity is shrinking by ~5.3% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+16
Solvency46▼-54
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 3.73 in 2024; short-term debt: 79.1% and cash: 50.3% of total assets), and 79.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.9%
Return on assets
24.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
87 d early
2024
24 d early
2023
17 d late
2022
25 d early
2021
17 d early
2020
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 67.3%
2024 · €72k
2020: €59k
2021: €72k
2022: €42k
2023: €64k
2024: €72k
2020 → 2025
Total assets
€113k▲ 21.0%
2024 · €93k
2020: €83k
2021: €107k
2022: €57k
2023: €77k
2024: €93k
2020 → 2025
Net result
€28k▲ 151%
2024 · €11k
2020: €36k
2021: €12k
2022: €-30k
2023: €22k
2024: €11k
2020 → 2025
Working capital
€15k▼ 74.6%
2024 · €58k
2020: €54k
2021: €68k
2022: €40k
2023: €63k
2024: €58k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€42k▼ 41.6%€64k▲ 53.4%€72k▲ 11.6%€24k▼ 67.3%
Operating result€30k-€-20k€6k€13k▲ 125%€37k▲ 193%
Net result€12k-€-30k€22k€11k▼ 50.1%€28k▲ 151%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 193% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€9k▼ 37.1%
Current assets
€104k▲ 31.3%
Equity and liabilities €113k
Equity
€24k▼ 67.3%
Debt
€89k▲ 321%
The debt ratio rises from 22.8% to 79.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €14k
Cash flow
€33k▲
2024 · €13k
Solvency
20.9%▼
2024 · 77.2%
Current ratio
1.17▼
2024 · 3.73
Quick ratio
1.17▼
2024 · 3.73
Debt / equity
3.79▲
2024 · 0.29
ROE
119.2%▲
2024 · 15.6%
ROA
24.9%▲
2024 · 12.0%
Interest coverage
253.64▲
2024 · 10.07
Debt
€89k▲
2024 · €21k
Debt ≤ 1 year
€89k▲
2024 · €21k
Income taxes
€9k▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€113k▲
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Plant, machinery and equipment23€280€0▼
Furniture and vehicles24€14k€9k▼
Financial fixed assets28€100€100=
Current assets29/58€79k€104k▲
Amounts receivable within one year40/41€0€7k▲
Trade receivables40€0€7k▲
Current investments50/53€40k€40k=
Cash at bank and in hand54/58€31k€57k▲
Deferred charges and accrued income490/1€8k€50▼
Equity and liabilities
Total equity and liabilities10/49€93k€113k▲
Equity10/15€72k€24k▼
Contributions10/11€24k€24k=
Reserves13€48k€0▼
Distributable reserves133€48k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€21k€89k▲
Amounts payable within one year42/48€21k€89k▲
Trade debts44€290€574▲
Suppliers440/4€290€574▲
Taxes, remuneration and social security45€647€9k▲
Taxes450/3€647€9k▲
Other amounts payable47/48€20k€79k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€910€1k▲
Gross operating margin9900€15k€44k▲
Operating profit (loss)9901€13k€37k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€167▼
Recurring financial charges65€1k€167▼
Profit (loss) for the period before taxes9903€11k€37k▲
Income taxes67/77€140€9k▲
Profit (loss) for the period9904€11k€28k▲
Profit (loss) for the period to be appropriated9905€11k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€28k▲
Profit (loss) brought forward from the previous period14P€-7k€0▲
Transfer from equity791/2-€48k
Profit to be distributed694/7€4k€76k▲
Return on contributions (dividend)694€4k€76k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-30k ▼343%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisdomkaai 169000 GentGround area
227 m²
Building footprint
189 m²
Volume, LiDAR
3,709 m³
Parcel 44802B1311/00K000, Flanders · tallest building 21.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Thuisverpleging Cezar
since 20192.293.860.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44802B1311/00K000 | Flanders | 227 m² | 1 · 189 m² | 21.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2019
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.