Thuisverpleging B-care
ActiveThuisverpleging B-care has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €18k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-3
Solvency70▼-1
Growth52=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 2.37 in 2024; short-term debt: 32% and cash: 42.2% of total assets), but 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.6%
Return on assets
18.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
34 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 10.6%
2024 · €38k
2023: €22k
2024: €38k
2023 → 2025
Total assets
€95k▲ 13.1%
2024 · €84k
2023: €29k
2024: €84k
2023 → 2025
Net result
€18k▲ 2.2%
2024 · €17k
2023: €18k
2024: €17k
2023 → 2025
Working capital
€27k▲ 34.7%
2024 · €20k
2023: €21k
2024: €20k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€22k-€38k▲ 77.2%€42k▲ 10.6%
Operating result€24k-€24k▲ 1.3%€24k▲ 1.7%
Net result€18k-€17k▼ 5.1%€18k▲ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€37k▼ 24.0%
Current assets
€58k▲ 64.4%
Equity and liabilities €95k
Equity
€42k▲ 10.6%
Debt
€53k▲ 15.2%
The debt ratio rises from 54.4% to 55.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €32k
Cash flow
€30k▲
2024 · €25k
Solvency
44.6%▼
2024 · 45.6%
Current ratio
1.90▼
2024 · 2.37
Quick ratio
1.90▼
2024 · 2.37
Debt / equity
1.24▲
2024 · 1.19
ROE
42.3%▼
2024 · 45.7%
ROA
18.9%▼
2024 · 20.9%
Interest coverage
21.02▼
2024 · 21.07
Debt
€53k▲
2024 · €46k
Debt ≤ 1 year
€30k▲
2024 · €15k
Debt > 1 year
€22k▼
2024 · €30k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€95k▲
Fixed assets21/28€49k€37k▼
Tangible fixed assets22/27€49k€37k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€45k€34k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€35k€58k▲
Amounts receivable within one year40/41€14k€16k▲
Trade receivables40€11k€12k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€19k€40k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€84k€95k▲
Equity10/15€38k€42k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€34k€38k▲
Amounts payable17/49€46k€53k▲
Amounts payable after more than one year17€30k€22k▼
Financial debts170/4€30k€22k▼
Amounts payable within one year42/48€15k€30k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€700€4k▲
Suppliers440/4€700€4k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€3k€14k▲
Accrued charges and deferred income492/3€623€277▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€88€396▲
Gross operating margin9900€32k€36k▲
Operating profit (loss)9901€24k€24k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€22k€23k▲
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€17k€18k▲
Profit (loss) for the period to be appropriated9905€17k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€52k▲
Profit (loss) brought forward from the previous period14P€18k€34k▲
Profit to be distributed694/7€833€14k▲
Return on contributions (dividend)694€833€14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €17k ▼5.1%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijk Pelink 481790 AffligemGround area
428 m²
Building footprint
79 m²
Volume, LiDAR
631 m³
Parcel 23021B0273/00S003, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Thuisverpleging B-care
since 20232.347.595.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23021B0273/00S003 | Flanders | 428 m² | 1 · 79 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Thuisverpleging Lieza
BE 1011.902.020
Erpe-Mere · Eq €42k
S.I.Dom
BE 0807.142.839
Grez-Doiceau · Eq €42k
MWCP
BE 0786.751.756
Boussu · Eq €42k
i-Care Thuisverpleging
BE 0802.174.657
Brugge · Eq €42k
NJ SERVICES
BE 0834.286.904
Meise · Eq €42k
Of 5,983 companies in sector 86940 we hold annual accounts for 1,807. 1,571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2023
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.