THUISVERPLEGING AFFLIGEM

Active

Private limited companyfounded 20233 yrs activeFosselstraat 116/001, 1790 Affligem, BelgiumKBO/BCE: BE 0802.240.973

Summary

THUISVERPLEGING AFFLIGEM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240k and a net result of €171k. Its solvency ranks better than 20% of 2331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

68 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability86▲+10

Solvency45▲+14

Growth78

Track record94

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €16k at 30 days acceptable

Liquidity short (current ratio 0.2 against 0.21 in 2024; short-term debt: 49.6% and cash: 4.3% of total assets), and 80.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Sector 86

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

19.8%

Return on assets

14.1%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2331 sector peers (2025).

NBB · sector comparison

Position among 2331 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

8 d early

2024

9 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€240k▲ 245%

2024 · €69k

2024: €69k

2024 → 2025

Total assets

€1.21M▲ 12.6%

2024 · €1.08M

2024: €1.08M

2024 → 2025

Net result

€171k▲ 187%

2024 · €59k

2024: €59k

2024 → 2025

Working capital

€-483k▼ 8.1%

2024 · €-447k

2024: €-447k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€69k-€240k▲ 245%

Operating result€108k-€255k▲ 136%

Net result€59k-€171k▲ 187%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 136% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.21M

90.2%

10%

Fixed assets €1.09M ▲ 14.3%

Current assets €119k ▼ 1.3%

Equity and liabilities €1.21M

19.8%

80.2%

Equity €240k ▲ 245%

Debt €972k ▼ 3.5%

Debt's share of the balance-sheet total falls from 93.6% to 80.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€441k▲

2024 · €277k

Cash flow

€356k▲

2024 · €228k

Current ratio

0.20▼

2024 · 0.21

Debt to equity

4.05▼

2024 · 14.51

ROE

71.1%▼

2024 · 85.6%

ROA

14.1%▲

2024 · 5.5%

Interest coverage

21.34▲

2024 · 9.93

Debt ≤ 1 year

€602k▲

2024 · €567k

Debt > 1 year

€371k▼

2024 · €441k

Income taxes

€64k▲

2024 · €21k

Staff costs

€737k▼

2024 · €914k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines

Balance sheet Code20242025

Assets

Total assets20/58€1.08M€1.21M▲

Fixed assets21/28€957k€1.09M▲

Intangible fixed assets21€517k€705k▲

Tangible fixed assets22/27€440k€389k▼

Furniture and vehicles24€115k€96k▼

Other tangible fixed assets26€325k€293k▼

Current assets29/58€120k€119k▼

Amounts receivable within one year40/41€107k€66k▼

Trade receivables40€107k€66k▼

Cash at bank and in hand54/58€13k€52k▲

Deferred charges and accrued income490/1€848€1k▲

Equity and liabilities

Total equity and liabilities10/49€1.08M€1.21M▲

Equity10/15€69k€240k▲

Contributions10/11€10k€10k=

Reserves13€59k€230k▲

Distributable reserves133€59k€230k▲

Amounts payable17/49€1.01M€972k▼

Amounts payable after more than one year17€441k€371k▼

Financial debts170/4€441k€371k▼

Amounts payable within one year42/48€567k€602k▲

Current portion of amounts payable after more than one year42€67k€100k▲

Trade debts44€382k€391k▲

Suppliers440/4€382k€391k▲

Taxes, remuneration and social security45€117k€108k▼

Taxes450/3€21k€4k▼

Remuneration and social security454/9€96k€105k▲

Other amounts payable47/48€1k€2k▲

Income statement Code20242025

Remuneration, social security and pensions62€914k€737k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€168k€186k▲

Other operating charges640/8€4k€1k▼

Non-recurring operating charges66A€17k-

Gross operating margin9900€1.21M€1.18M▼

Operating profit (loss)9901€108k€255k▲

Financial income75/76B€254€56▼

Recurring financial income75€254€56▼

Financial charges65/66B€28k€21k▼

Recurring financial charges65€28k€21k▼

Profit (loss) for the period before taxes9903€81k€234k▲

Income taxes67/77€21k€64k▲

Profit (loss) for the period9904€59k€171k▲

Profit (loss) for the period to be appropriated9905€59k€171k▲

Appropriation of the result

Profit (loss) to be appropriated9906€59k€171k▲

Transfer to equity691/2€59k€171k▲

To other reserves6921€59k€171k▲

Social balance

Average headcount (FTE)90877.18.7▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Equity above €200kEq €240k ▲245%

2 profitable years in a row build equity to €240k.

22-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Affligem · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fosselstraat 116/0011790 Affligem

Ground area

1,278 m²

Building footprint

210 m²

Volume, LiDAR

1,776 m³

Parcel 23030D0129/00X002, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

THUISVERPLEGING AFFLIGEM

Fosselstraat 116, 1790 AffligemHuman health activities

since 20232.347.140.573

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23030D0129/00X002	Flanders	1,278 m²	1 · 210 m²	11.7 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 4 entries · 5,058 EUR awarded · 5,058 EUR paid

Year	Entries	awarded	paid
2025	2	2,734 EUR	2,734 EUR
2024	1	1,670 EUR	2,148 EUR
2023	1	654 EUR	176 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

3 entries · 2,696 EUR · 2,696 EUR paid · Fonds voor Innoveren en Ondernemen

Vlaams opleidingsverlof (VOV)

1 entry · 2,362 EUR · 2,362 EUR paid · Departement Werk, Economie, Wetenschap, Innovatie en Sociale Economie

Similar companies · same sector, comparable size

Team thuisverpleging Rondom Brugge

Tessenderlo-Ham · Eq €241,082

Gerpinnes · Eq €241,891

THUISVERPLEGING BRUNEEL MAGALIEN

BE 0825.820.287

Koksijde · Eq €237,461

Of 5,984 companies in sector 86940 we hold annual accounts for 1,808. 1,309 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded31-05-2023

Fiscal year end31-12

Activities, NACEBEL 2025

86940Nursing and midwifery

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.