THRIVE CONSULTING

Active

Private limited companyfounded 20169 yrs activeBrusselsesteenweg 151, 1860 Meise, BelgiumKBO/BCE: BE 0666.454.237

THRIVE CONSULTING has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 3446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

45 / 100

Fair▼ -3 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency14▲+4

Growth58=

Stability100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.83 against 0.54 in 2024), and 90.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 74

Relative position

BE, all sectors

reference

Sector 74

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

9.3%

Return on assets

25%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 3446 sector peers (2025).

NBB · sector comparison

Position among 3446 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

95 d early

2024

59 d early

2023

37 d early

2022

5 d early

2021

25 d early

2020

44 d early

2019

88 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€19k=

2024 · €19k

2018: €49k 2019: €80k 2020: €8k 2021: €8k 2022: €20k 2023: €20k 2024: €19k

2018 → 2025

Total assets

€200k▲ 48.3%

2024 · €135k

2018: €83k 2019: €102k 2020: €150k 2021: €181k 2022: €171k 2023: €118k 2024: €135k

2018 → 2025

Net result

€50k▼ 8.6%

2024 · €55k

2018: €30k 2019: €31k 2020: €39k 2021: €46k 2022: €37k 2023: €52k 2024: €55k

2018 → 2025

Working capital

€-28k▲ 47.4%

2024 · €-53k

2018: €52k 2019: €83k 2020: €10k 2021: €11k 2022: €21k 2023: €9k 2024: €-53k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€8k-€20k▲ 154%€20k=€19k▼ 9.1%€19k=

Operating result€57k-€49k▼ 14.8%€67k▲ 37.7%€70k▲ 3.9%€65k▼ 6.8%

Net result€46k-€37k▼ 18.8%€52k▲ 41.6%€55k▲ 4.3%€50k▼ 8.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 7% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €200k

31.4%

68.6%

Fixed assets €63k▼ 12.7%

Current assets €137k▲ 118%

Equity and liabilities €200k

90.7%

Equity €19k=

Debt €182k▲ 56.0%

The debt ratio rises from 86.2% to 90.7%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€76k▲

2024 · €74k

Cash flow

€61k▲

2024 · €58k

Solvency

9.3%▼

2024 · 13.8%

Current ratio

0.83▲

2024 · 0.54

Quick ratio

0.83▲

2024 · 0.54

Debt / equity

9.77▲

2024 · 6.26

ROE

268.6%▼

2024 · 294.0%

ROA

25.0%▼

2024 · 40.5%

Interest coverage

28.06▼

2024 · 72.97

Debt

€182k▲

2024 · €116k

Debt ≤ 1 year

€166k▲

2024 · €116k

Debt > 1 year

€16k

Income taxes

€13k▼

2024 · €14k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€135k€200k▲

Fixed assets21/28€72k€63k▼

Tangible fixed assets22/27€72k€63k▼

Land and buildings22€49k€44k▼

Furniture and vehicles24€12k€10k▼

Other tangible fixed assets26€11k€9k▼

Current assets29/58€63k€137k▲

Amounts receivable within one year40/41€32k€34k▲

Trade receivables40€28k€31k▲

Other amounts receivable41€4k€4k▼

Cash at bank and in hand54/58€31k€103k▲

Deferred charges and accrued income490/1€392€412▲

Equity and liabilities

Total equity and liabilities10/49€135k€200k▲

Equity10/15€19k€19k=

Contributions10/11€19k€19k=

Reserves13€0-

Distributable reserves133€0-

Profit (loss) carried forward14€0€0=

Amounts payable17/49€116k€182k▲

Amounts payable after more than one year17-€16k

Financial debts170/4-€16k

Amounts payable within one year42/48€116k€166k▲

Current portion of amounts payable after more than one year42-€7k

Financial debts43€2k€21▼

Other loans439€2k€21▼

Trade debts44€5k€1k▼

Suppliers440/4€5k€1k▼

Taxes, remuneration and social security45€4k€11k▲

Taxes450/3€4k€11k▲

Other amounts payable47/48€105k€146k▲

Income statement Code20242025

Non-recurring operating income76A-€13k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲

Other operating charges640/8€650€512▼

Gross operating margin9900€74k€77k▲

Operating profit (loss)9901€70k€65k▼

Financial income75/76B-€9

Recurring financial income75-€9

Financial charges65/66B€1k€3k▲

Recurring financial charges65€1k€3k▲

Profit (loss) for the period before taxes9903€69k€63k▼

Income taxes67/77€14k€13k▼

Profit (loss) for the period9904€55k€50k▼

Profit (loss) for the period to be appropriated9905€55k€50k▼

Appropriation of the result

Profit (loss) to be appropriated9906€55k€50k▼

Transfer from equity791/2€2k€0▼

Profit to be distributed694/7€57k€50k▼

Return on contributions (dividend)694€57k€50k▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 2Filings 9

Next filing, fiscal year 2026, expected by 31-07-2027

2026

27-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

02-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2018net €55k ▲4.3%

Operating result €70k, net result €55k, both a record.

24-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

26-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

06-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

17-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

04-05

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

31-12

Financial Liquidity doublescurrent ratio 6.10

Current ratio from 2.81 to 6.10; short-term debt falls from €29k to €16k.

26-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

03-04

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Meise · 1 establishment unit since 2016

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsesteenweg 1511860 Meise

Ground area

81 m²

Building footprint

81 m²

Volume, LiDAR

499 m³

Parcel 23050F0090/00Z000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

THRIVE CONSULTING

Brusselsesteenweg 151, 1860 MeisePrinting and reproduction of recorded media

since 20162.258.499.795

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23050F0090/00Z000	Flanders	81 m²	1 · 81 m²	9.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,290 companies in sector 74120 we hold annual accounts for 1,002. 835 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-11-2016

Fiscal year end31-12

Activities, NACEBEL

74103Other professional, scientific and technical activities

74120Graphic design and visual communication

18130Pre-press and pre-media services

62020IT consultancy

62200Computer consultancy and computer facilities management

74201Photography, excluding press photography

Sources

Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.