Equity
THREEEIGHTFIVE has made a profit in every financial year since 2021.
In July 2024, 26,973 companies had the same profile as THREEEIGHTFIVE has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for THREEEIGHTFIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| THREEEIGHTFIVE Molenbeek-Saint-Jean | €153,667 | €30,996 | 72.0% | - |
| KYBELE Woluwe-Saint-Lambert | €137,693 | €29,362 | 15.7% | - |
| C&C WEALTH MANAGEMENT Schaerbeek | €128,082 | €35,367 | 74.5% | - |
| LAWRIKA Uccle | €167,612 | €36,600 | 66.0% | - |
| Yours Advisory Brussels | €113,486 | €30,291 | 80.7% | - |
| COVAM Antwerp | €141,252 | €35,836 | 98.5% | - |
| Kristel Verbist Consulting Duffel | €144,265 | €34,477 | 96.2% | - |
These companies have the same main activity as THREEEIGHTFIVE: other legal services (NACE 69109). They are comparable in size and age: total assets between €113,000 and €168,000, founded between 2019 and 2022.
THREEEIGHTFIVE files the micro format. That format states no turnover. The gross margin rose from €11,106 in 2021 to €30,996 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €86,000. Estimated: probably between €55,000 and €110,000.
Higher than 67% of 16,409 companies in 2025.
Higher than 68% of 16,149 companies in 2025.
Higher than 36% of 16,286 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
153,667 | 174,156 | 127,974 | 112,941 | 19,546 | |
21/28 |
0 | 856 | 1,712 | - | - | |
22/27 |
0 | 856 | 1,712 | - | - | |
24 |
0 | 856 | 1,712 | - | - | |
29/58 |
153,667 | 173,300 | 126,262 | 112,941 | 19,546 | |
29 |
98,000 | 98,000 | 65,000 | - | - | |
291 |
98,000 | 98,000 | 65,000 | - | - | |
40/41 |
32,269 | 30,830 | 7,761 | 66,829 | 16,970 | |
40 |
13,581 | 12,156 | 7,749 | 10,568 | 16,970 | |
41 |
18,688 | 18,674 | 12 | 56,261 | - | |
50/53 |
- | - | - | 10,295 | - | |
54/58 |
15,358 | 36,430 | 50,633 | 33,817 | 2,416 | |
490/1 |
8,040 | 8,040 | 2,868 | 2,000 | 160 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
153,667 | 174,156 | 127,974 | 112,941 | 19,546 | |
10/15 |
110,582 | 92,964 | 62,730 | 28,434 | 3,294 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
10 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
100 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
14 |
108,582 | 90,964 | 60,730 | 26,434 | 1,294 | |
17/49 |
43,085 | 81,192 | 65,244 | 84,507 | 16,252 | |
42/48 |
43,085 | 81,192 | 65,244 | 84,507 | 16,252 | |
44 |
20,100 | 22,646 | 25,943 | 16,746 | 1,961 | |
440/4 |
20,100 | 22,646 | 25,943 | 16,746 | 1,961 | |
46 |
498 | - | - | - | - | |
45 |
22,487 | 43,546 | 24,301 | 52,761 | 6,291 | |
450/3 |
19,517 | 40,546 | 21,301 | 49,761 | 6,291 | |
454/9 |
2,970 | 3,000 | 3,000 | 3,000 | - | |
47/48 |
- | 15,000 | 15,000 | 15,000 | 8,000 | |
| Income statement | ||||||
9900 |
30,996 | 48,087 | 72,882 | 60,643 | 11,106 | |
62 |
- | - | 27 | - | - | |
630 |
856 | 856 | 856 | - | - | |
640/8 |
653 | 695 | 188 | 120 | - | |
66A |
3,567 | 3,802 | 10,433 | 7,457 | 1,211 | |
9901 |
25,920 | 42,734 | 61,378 | 53,066 | 9,895 | |
75/76B |
- | 0 | 4 | 73 | - | |
75 |
- | 0 | 4 | 73 | - | |
65/66B |
- | 0 | 70 | - | 1 | |
65 |
- | 0 | 70 | - | 1 | |
9903 |
25,920 | 42,734 | 61,312 | 53,139 | 9,894 | |
67/77 |
8,303 | 12,500 | 12,016 | 13,000 | 600 | |
9904 |
17,617 | 30,234 | 49,296 | 40,139 | 9,294 | |
9905 |
17,617 | 30,234 | 49,296 | 40,139 | 9,294 | |
| Appropriation of the result | ||||||
9906 |
108,582 | 90,964 | 75,730 | 41,434 | 9,294 | |
14P |
90,965 | 60,730 | 26,434 | 1,295 | - | |
694/7 |
- | - | 15,000 | 15,000 | 8,000 | |
695 |
- | - | 15,000 | 15,000 | 8,000 | |
| Document | ||||||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00546008.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00546008 | |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00478855 | |
| 31-12-2023 | micro format | 31-08-2024 | 2024-00455887 | |
| 31-12-2022 | micro format | 30-09-2023 | 2023-00473726 | |
| 31-12-2021 | full format | 31-08-2022 | 2022-20422878 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 26,776 | 43,590 | 62,234 | - | - | ||
| 18,473 | 31,090 | 50,152 | - | - | ||
| 0 | 0 | 2,568 | - | - | ||
| -21,072 | -14,203 | 16,816 | 31,401 | - | ||
| 110,582 | 92,108 | 61,018 | 28,434 | 3,294 | ||
| 72.0% | 53.4% | 49.0% | 25.2% | 16.9% | ||
| 3.57 | 2.13 | 1.94 | 1.34 | 1.20 | ||
| 0.39 | 0.87 | 1.04 | 2.97 | 4.93 | ||
| 15.9% | 32.5% | 78.6% | 141.2% | 282.1% | ||
| 11.5% | 17.4% | 38.5% | 35.5% | 47.5% | ||
| - | - | over 100 | - | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is 39% lower than in 2024 and the lowest since 2021. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 46.6% to 28.0%. Equity is higher and debt is lower.
THREEEIGHTFIVE has no parent and no holdings in its annual accounts. THREEEIGHTFIVE shares no director with another company.
| INOCA RESEARCH AND DEVELOPMENT
registered office since 12-07-2016 · founded in 2016 |
total assets €491,925 (2025) 0658.904.172 |
| Lopez Gonzalez, Logan (sole trader)
establishment since 06-01-2025 |
founded in 2025 1018.842.270 |
| The Write Choice
registered office since 14-02-2019 |
founded in 2019 0720.711.780 |
| Association des copropriétaires RESIDENCE CANAL 54 sise à Molnbeek-Saint-Jean Quai des Charbonnages 54
registered office since 27-09-2005 |
founded in 2005 0878.768.035 |
| Maes, Jean-Philippe (sole trader)
establishment since 04-01-1994 |
founded in 1994 0563.240.101 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Koolmijnenkaai 54 registered office 1080 Molenbeek-Saint-Jean 46220 Wholesale trade | 01-08-2021 | 2.319.886.840 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21012A0228/00T008 | 1,209 m² | 1 · 188 m² | 14.7 m · 4 |
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