Financials
- Fiscal year
- 2025
- Total assets
- €906,542
- Profit
- €361,344
- Solvency
- 74.0%
Total assets▲ 83.5%
Net result
20182025
THREE OAKS
ActiveSummary
THREE OAKS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €670,691 and a net result of €361,344. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 13458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
NACE 46160
1 site
Size
€906,542total assets 2025
- Equity
- €670,691
- Profit
- €361,344
Turnover not published (abridged schema)
Structure
Accounts 22 d early0 of 6 deeds read
Why 91- Liquidity: current ratio 10.94, cash €8,941, halved- 1 of the last 3 late+ Founded in 2010+ Size: total assets €906,542Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 81% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
99+11
equity 74.0% of total assets
Liquidity
51-4
short-term debt 9.1% · cash 1.0%
Profitability
100+91
return on assets 39.9%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%● 0.0% vs 11-2024
01-2025: 0.3%▼ -0.7% vs 12-2024
02-2025: 0.3%▲ +0.7% vs 01-2025
03-2025: 0.3%▲ +2.6% vs 02-2025
04-2025: 0.3%▲ +0.7% vs 03-2025
05-2025: 0.3%▲ +2.8% vs 04-2025
06-2025: 0.3%▲ +11.4% vs 05-2025
07-2025: 0.4%▲ +25.8% vs 06-2025
08-2025: 0.7%▲ +65.7% vs 07-2025highest value
09-2025: 0.7%● 0.0% vs 08-2025highest value
10-2025: 0.7%● 0.0% vs 09-2025highest value
11-2025: 0.7%▼ -2.5% vs 10-2025
12-2025: 0.7%● 0.0% vs 11-2025
01-2026: 0.6%▼ -0.6% vs 12-2025
02-2026: 0.7%▲ +1.7% vs 01-2026
03-2026: 0.6%▼ -4.1% vs 02-2026
04-2026: 0.7%▲ +3.3% vs 03-2026
05-2026: 0.6%▼ -1.7% vs 04-2026
06-2026: 0.7%▲ +1.6% vs 05-2026
07-2026: 0.7%▲ +1.2% vs 06-2026
08-2026: 0.2%▼ -65.4% vs 07-2026lowest value
09-2026: 0.2%● 0.0% vs 08-2026lowest value
10-2026: 0.2%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 10.94, cash €8,941, halved raises the probability
- 1 of the last 3 late raises the probability
- Founded in 2010 lowers the probability for this profile
- Size: total assets €906,542 lowers the probability for this profile
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 10.94 against 1.51 in 2024; short-term debt: 9.1% and cash: 1% of total assets), and 26% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 78%, liquidity 55%, profitability 95%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
16 d early
2023
61 d late
2022
13 d early
2021
12 d early
2020
2 d early
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €361,344
- Liquidity times 7current ratio 10.94
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 09-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 31-12-2025Liquidity times 7
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Agents in the wholesale of textiles, clothing, fur…NACE 46160
- Founded
- 28-07-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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